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News for: Housing Market
Showing 121 - 144 of 611 results
Feb 10, 2026 3:31 PM
— Housing Market
A K-shaped split is emerging in mortgage delinquencies
Mortgage delinquency rates increased in the fourth quarter, particularly in areas with rising unemployment and falling home prices. The average monthly payment for purchasing an average-priced home decreased by 7% year over year. Less than 45% of residential properties in the US were equity-rich. VA- and FHA-backed mortgages contributed to an increase in property volume. Mortgage loan officer lice... more
Feb 10, 2026 2:39 PM
— Housing Market
U.S. House votes to pass Housing for the 21st Century Act
The Housing for the 21st Century Act is a bipartisan legislation aimed at boosting housing supply, streamlining regulations, and modernizing federal programs to improve housing affordability. The bill received overwhelming support in the House and includes reforms to the HOME program, zoning frameworks, manufactured housing development, and more.
Feb 5, 2026 12:30 PM
— Housing Market
Rocket CEO says U.S. mortgage industry is a 'tale of two cities'
Rocket Companies, including Rocket Mortgage, is experiencing a surge in mortgage loan production volume and gain on sale due to renewed demand in the housing market even as mortgage rates dropped slightly. This success contrasts with the struggles faced by PennyMac, a major U.S. mortgage lender, as they face challenges in replacing their business with profitable new originations.
Feb 5, 2026 10:31 AM
— Housing Market
Mortgage payments fall 8.4% as home values extend losing streak: Zillow
U.S. home values decreased for the sixth consecutive month in January, but buying conditions are improving with lower monthly mortgage payments. The typical home value is just slightly higher than last year, and the housing market is expected to recover gradually as spring approaches.
Feb 5, 2026 7:30 AM
— Housing Market
Why now is a good time to start house-hunting
Home prices in the U.S. have been dropping for the past six months, making homes more affordable. Factors contributing to this include seasonal trends and weak demand from buyers due to labor market uncertainty and increased mortgage rates. Zillow expects 20 major housing markets to be more affordable in 2026 than they have been since 2020, with more homes listed for sale compared to the previous ... more
Feb 4, 2026 4:30 AM
— Housing Market
Renters use 'rent now, pay later' services to manage monthly payments, but fees raise concerns
Rent now, pay later services have emerged as a way for renters to split their monthly rent payments into smaller installments to manage cash flow, especially for lower-income and gig-economy workers. These services come with fees that can significantly increase the cost of rent, sometimes resulting in triple-digit effective interest rates. Many renters, despite the added costs, find these services... more
Feb 3, 2026 1:32 PM
— Housing Market
Are homebuilders really launching a ‘Trump Homes’ rent-to-own plan?
Despite reports of a large-scale federal rent-to-own program called 'Trump Homes' being developed by U.S. homebuilders, builders refute these claims and state that no such initiative is underway. Policy discussions have not produced a unified plan, and builders acknowledge the challenges of executing such a model at scale. White House receptiveness to this idea has been tepid, and there is no conc... more
Feb 3, 2026 5:42 AM
— Housing Market
PulteGroup to divest ICG as factory costs challenge builders
PulteGroup plans to divest its Innovative Construction Group due to the challenge of fixed factory costs during volatile housing cycles. The move shows a shift towards supplier-driven innovation and a focus on core homebuilding operations, prioritizing the ability to shed costs and protect capital without impairing the operating system.
Feb 3, 2026 1:30 AM
— Housing Market
Privatizing Fannie Mae is risky. Would it be a win for taxpayers or Trump's donors?
The Trump administration is considering a partial sale of Fannie Mae and Freddie Mac, two government-controlled mortgage giants that guarantee a significant portion of U.S. home loans. The potential re-privatization of these entities has raised concerns about financial market instability, increased mortgage rates, and questions about the benefits for taxpayers. FHFA Director Bill Pulte is at the f... more
Feb 2, 2026 2:41 PM
— Housing Market
Home discounts hit highest level since 2012, Redfin finds
The housing market currently favors buyers, with sellers offering record discounts and properties being sold below asking prices. There are significantly more sellers than buyers in the market, leading to cancellations of home-purchase agreements. Despite this, there has been a modest improvement in prices and mortgage rates, encouraging buyers to sign contracts.
Feb 2, 2026 12:32 PM
— Housing Market
Builders FirstSource acquires Pleasant Valley Homes
Builders FirstSource acquired the assets of Pleasant Valley Homes, a modular home manufacturer, to expand its prefabricated offerings. The company plans to scale the model and offer high-quality, semi-custom modular plans to its homebuilder customers, aiming to address industry challenges like affordability and labor access. The building materials industry is experiencing consolidation, with big p... more
Feb 2, 2026 5:30 AM
— Housing Market
Housing affordability isn't just hurting buyers: More homeowners are falling behind on their mortgages
Late-stage mortgage delinquencies increased by 18.6% in December, with delinquency levels remaining relatively low but concerning. Affordability challenges in the housing market have led to many potential buyers being priced out, with houses becoming significantly more expensive over the past five years. Delinquency rates rising may serve as a warning for potential buyers to not purchase more than... more
Feb 1, 2026 4:30 PM
— Housing Market
Trump’s plan to make housing affordable is faltering
President Donald Trump's efforts to make home ownership more affordable for Americans have been struggling, with many proposed policies being shot down by Congress, the financial industry, or Trump himself. Housing costs have been rising, making it difficult for many Americans to afford homes. Trump's proposed solutions have been inconsistent, and he has failed to focus on affordability proposals ... more
Jan 31, 2026 6:30 AM
— Housing Market
November Was Best Month of Home Price Appreciation in More Than a Year
Both the FHFA and the S&P/Cotality Case-Shiller home price indices released November data showing that home price appreciation continues to outperform previous levels. FHFA's House Price Index indicated a 0.6% month-over-month increase in November and a 1.9% year-over-year increase, reaching the highest levels in over a year. The Case-Shiller U.S. National Home Price Index saw a 1.4% year-over-yea... more
Jan 31, 2026 4:35 AM
— Housing Market
Jan. 30: SVP Wholesale, Ops, AE & LO jobs coast to coast; verification, licensing tools; Fed Chair nominee Kevin Warsh primer
David Spector challenges the rate-centric view of housing affordability and argues that tight housing supply, local zoning, permitting roadblocks, and tax policies are the real strain on affordability. He suggests ways to ease borrower burden without adding risk.
Jan 30, 2026 5:30 AM
— Housing Market
President Trump says he wants to drive housing prices up, not down
President Trump is looking to drive housing prices up in the United States to benefit homeowners rather than making housing more affordable. He plans to achieve this by lowering interest rates and allowing more Americans to buy homes even as prices rise. Trump has implemented policies such as banning institutional investors from buying single-family homes and purchasing mortgage-backed securities ... more
Jan 29, 2026 12:30 PM
— Housing Market
Trump Wants Lower Mortgage Rates, Not Cheaper Houses
President Trump's recent proposals to improve housing affordability focus on lower mortgage rates to help existing homeowners without decreasing housing values. Some economists question if affordability can truly be improved without lowering home prices. Increasing housing supply may lower prices but could disrupt existing homeowners' wealth. Trump's measures to lower borrowing costs and increase ... more
Jan 29, 2026 11:32 AM
— Housing Market
Affordability Swings Toward Home Buying Over Renting in 2026
The article discusses the affordability of buying versus renting a home in the U.S. in 2026. It highlights that it is generally cheaper to buy a home than rent in many counties, especially in the Midwest and South. The article also mentions the importance of factors like down payments, mortgage rates, property taxes, and insurance in the decision-making process. It provides data on the most afford... more
Jan 29, 2026 9:32 AM
— Housing Market
Housing Affordability Improves Nearly 10% In 2025 As Rates And Incomes Align
Housing affordability in the U.S. significantly improved in 2025, with consumer house-buying power increasing by 9.8% year-over-year in November. This improvement is attributed to higher incomes and decreasing mortgage rates.
Jan 29, 2026 4:33 AM
— Housing Market
Housing Affordability Improves Nearly 10% In 2025 As Rates And Incomes Align
Housing affordability in the United States improved significantly in 2025, with consumer house-buying power increasing by 9.8% year-over-year in November. This improvement can be attributed to higher incomes and decreasing mortgage rates.
Jan 28, 2026 3:31 PM
— Housing Market
Why homeowners insurance rates could stabilize in 2026
Homeowners insurance premiums rose in 36 states and the District of Columbia over a two-year period. Extreme weather remains a concern for homeowners, impacting decisions on home purchases or relocations. The Federal Housing Administration program continues to gain market share due to ongoing affordability issues. Foreclosure filings in the United States increased by 14% from 2025.
Jan 28, 2026 12:34 PM
— Housing Market
A blueprint for making housing more affordable
The U.S. housing market is facing a structural challenge of affordability due to a shortage of housing supply, rising non-interest costs, and regulatory barriers. Three key reforms are suggested to address this crisis, including updating the tax code, optimizing the GSE refinance framework, and scaling manufactured housing as a cost-effective alternative. These reforms aim to restore liquidity in ... more
Jan 28, 2026 4:33 AM
— Housing Market
Almost half of U.S. home listings have HOA fees, with dues steadily rising
The prevalence of HOAs in the U.S. is on the rise, with a significant portion of home listings now belonging to HOAs. These associations cover services such as snow removal, landscaping, security, and amenities upkeep, redistributing the costs of homeownership from individual owners to the community. The share of homes with HOA fees has increased in recent years, leading to a rise in average month... more
Jan 27, 2026 10:31 AM
— Housing Market
Home purchase cancellations are soaring, even in ‘buyer-friendly’ markets
The housing market in 2026 is shifting towards buyers, with more breathing room and options available. However, home purchase cancellations hit a record high of 16.3% in December. Buyer-friendly markets like Indianapolis are emerging with affordable prices, reduced competition, and forecasted home value appreciation. Buyers are becoming more selective, leading to high cancellation rates even in fa... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.