Showing 1345 - 1368 of 5075 results
Jan 26, 2026 3:31 PM
— Mortgage Finance
FHA Mortgages Push Agency MBS Delinquency Rate Higher
The article discusses recent trends in the mortgage market, including changes in interest rates and lender policies. It also touches on the impact of economic conditions on the housing market.
Jan 26, 2026 12:47 PM
— Mortgage Rates
Mortgage Rates Steady Ahead of Fed Meeting as Eyes Turn to Spring Housing Market
The Federal Reserve is projected to conclude a uneventful two-day meeting with no changes expected to mortgage rates, which are currently in the low-6% range. Benchmark rates are anticipated to remain unchanged.
Jan 26, 2026 12:32 PM
— Mortgage Rates
Lowest Mortgage Rates in Just Over a Week
Mortgage rates decreased slightly for the 4th consecutive business day, with the average top-tier 30yr fixed rate reaching its lowest point since January 16th. However, rates were even lower 2 weeks ago. The week ahead is expected to have little volatility, including the Fed announcement on Wednesday, as the outcome is already fully expected by financial markets.
Jan 26, 2026 12:30 PM
— Housing Market
Ryan Serhant thinks the American Dream was just a 'slogan created by banks,' but it was really about FDR, the Great Depression, and an economic crisis
The article discusses the history of mortgages in the United States and how homeownership has become increasingly difficult to achieve in the current housing market due to factors such as high home prices, mortgage rates, and low supply. Despite the challenges, the American Dream of homeownership has deep roots in history and was not created by banks as a marketing ploy. A real estate CEO argues t... more
Jan 26, 2026 11:30 AM
— Mortgage Lenders
Trump’s Plan To Fix the Housing Market Has Problems, Morgan Stanley Warns
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Jan 26, 2026 9:37 AM
— Mortgage Rates
Mortgage Rates Static on Monday | Today, January 26, 2026
Mortgage rates remained steady over the weekend, providing low rates for those looking to purchase a home or refinance. The economic indicators are neutral, keeping interest rate movements flat for now. The average 30-year fixed mortgage rate is at 6.20%. Experts are advising on whether to refinance or tap into home equity, while also discussing financial assistance programs. Freddie Mac reports r... more
Jan 26, 2026 8:42 AM
— Mortgage Finance
Investor Demand Helps Drive Down Rates on DSCRs
The article discusses the latest trends in the mortgage industry, including changes in interest rates and housing market conditions. It highlights the importance of staying informed about market developments for those looking to buy or refinance a home.
Jan 26, 2026 8:40 AM
— Mortgage Finance
Lower Interest Rates Boost Refis, Prepayments
The article discusses the latest trends in the mortgage market, including changes in interest rates and housing market conditions.
Jan 26, 2026 8:31 AM
— Interest Rates
Fed is likely to hold interest rates steady, resisting Trump pressure. Here’s what that means for borrowers
The Federal Reserve is expected to hold interest rates steady despite pressure from President Trump. Trump is critical of the Fed for not lowering rates. Mortgage rates have dipped below 6% due to geopolitical issues but can rise quickly. Most credit cards have a variable rate connected to the Fed's benchmark. Trump's proposal for a 10% cap on credit cards is controversial. Car loan interest rates... more
Jan 26, 2026 8:31 AM
— Mortgage Rates
Rates are still under 6%: Mortgage lenders with the best rates this week, Jan. 26, 2026
The article provides a list of the top 10 mortgage lenders with the best interest rates, most of which are offering rates just below 6%. It emphasizes the importance of shopping around for the lowest mortgage rate, as the savings could be significant. The article also explains the difference between interest rate and APR, which includes both interest rates and lender fees.
Jan 26, 2026 6:33 AM
— Interest Rates
Starting Fairly Flat After Spicy But Stale Durable Goods
This week's main focus is the Fed announcement on Wednesday, but it is uncertain how much of an impact it will have. The Producer Price Index on Friday may have more influence, but typically doesn't make a big splash. Durable Goods data released this morning exceeded forecasts, potentially leading to a small decrease in 10yr yields, but the impact was minimal.
Jan 26, 2026 5:33 AM
— Mortgage Rates
Lower Rates Drive Application Growth, Even As Homes Take Longer to Sell
The housing market is beginning to stabilize due to a decrease in mortgage rates according to a recent report from Redfin.
Jan 26, 2026 5:30 AM
— Housing Market
What a likely Bank of Canada rate hold means for buyers, sellers and mortgages in 2026
Canada's housing market in 2026 faces a different interest rate environment compared to the previous year. Economists believe the Bank of Canada will likely remain in a holding pattern, and mortgage rates are expected to remain low. Trade disputes between Canada and the U.S. could impact the market, with experts advising caution and strategic thinking for buyers and sellers. High inventory and low... more
Jan 26, 2026 4:34 AM
— Online Security for Mortgage Websites
Mortgage rates steady ahead of Fed's January meeting
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Jan 26, 2026 4:33 AM
— Interest Rates
Federal Reserve Holds Rates in January
The Federal Reserve paused cutting the federal funds range in January, signaling a wait-and-see approach due to economic expansion and uncertainty. Mortgage rates varied after recent Fed decisions, with some decreases and slight increases. Interest rates followed a downward trajectory over the past few months. The Fed may need to see a decrease in the inflation rate or weakening employment before ... more
Jan 26, 2026 3:34 AM
— Mortgage Interest Deductibility
Is a HELOC Tax-Deductible in 2026?
The deductibility of interest on a home equity line of credit (HELOC) depends on how the funds are used, not the loan itself. Under current tax rules, interest may be tax-deductible when the money is used for buying, building, or substantially improving the taxpayer's home. Qualifying improvements must add value to the home, extend its useful life, or adapt it for new uses. Cosmetics upgrades, rou... more
Jan 26, 2026 2:33 AM
— Interest Rates
Prepayments Jump as lower rates spur December refi surge
Interest rates at the end of the year led to an increase in mortgage prepayment speeds in December as homeowners pursued refinancing. However, the national mortgage delinquency rate also rose significantly in November. Despite higher unemployment rates driving distress indicators up, most loans held by financial institutions are still performing. Lenders are advised not to expect significant monet... more
Jan 26, 2026 2:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 26, 2026: A step higher from recent lows
The article provides an overview of current mortgage rates, with the average 30-year fixed rate at 6.00%, and provides insights on different types of mortgages, payment calculations, the use of adjustable-rate mortgages, and factors affecting mortgage rates like credit scores and down payments. It also discusses options like buying down interest rates through discount points at closing.
Jan 25, 2026 9:33 AM
— Online Security
Forecasts and Commentary
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Jan 25, 2026 6:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 25, 2026: Rates level out
The average national mortgage rates for various terms are provided, indicating that rates have leveled out. The article also discusses the differences between 15-year and 30-year mortgages, the impact of fixed-rate and adjustable-rate mortgages, how to find the best mortgage lender, and factors that affect mortgage rates.
Jan 25, 2026 5:36 AM
— Mortgage Rates
Jan. 24: Thoughts on Pres. Trump taking the right approach; Credit issues still with us; Saturday Spotlight: Fairway Home Mortgage
The Trump administration's $200 billion bond-buying effort to make housing more affordable seems unlikely to have a significant impact, as experts believe that the key to affordability is to bolster housing supply. Mortgage bond purchases are viewed by some as 'burning cash' and not addressing the housing supply issue. Despite a slight decrease in mortgage rates, concerns about geopolitical events... more
Jan 25, 2026 5:35 AM
— Housing Market
Lower mortgage rates boosting demand early in 2026
Lower mortgage rates in early 2026 have led to increased housing demand, with both pending home sales and purchase applications posting gains. Inventory and new listings are also rising as rates remain near 6%.
Jan 25, 2026 5:31 AM
— Housing Market
Trump's housing market plan contains a fatal flaw and multiple obstacles, Morgan Stanley says
Morgan Stanley strategists argue that the White House policy announcements aimed at unlocking the housing market won't significantly affect prospective homebuyers. The measures include directing GSEs to purchase $200 billion in mortgage-backed securities, which temporarily pushed mortgage rates below 6%. However, existing low-rate mortgages limit the policy's effectiveness. The primary obstacle to... more
Jan 25, 2026 5:30 AM
— Mortgage Rates
Trump housing finance chief OKs more mortgage spending and adds risk for government-backed lenders
President Donald Trump’s federal housing finance director, Bill Pulte, granted government-backed lenders the authority to nearly double a $200 billion bond purchase to lower mortgage rates. This move raises concerns about increased risk for the companies and reverses two decades of bipartisan consensus. Some members of Congress worry that the rental market could be affected if supply doesn't incre... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.