Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1225 - 1248 of 5064 results
Feb 2, 2026 7:30 AM
— Investing in Precious Metals
Current price of silver as of Monday, February 26, 2026
The article discusses the value of silver as an investment, comparing it to stocks and gold. It explains how silver is a reliable asset to preserve the value of money, especially during periods of inflation. It also covers different ways to invest in silver, such as physical silver or silver ETFs. The article suggests that the U.S. economy's uncertainty may make precious metals like silver an appe... more
Feb 2, 2026 5:30 AM
— Housing Market
Housing affordability isn't just hurting buyers: More homeowners are falling behind on their mortgages
Late-stage mortgage delinquencies increased by 18.6% in December, with delinquency levels remaining relatively low but concerning. Affordability challenges in the housing market have led to many potential buyers being priced out, with houses becoming significantly more expensive over the past five years. Delinquency rates rising may serve as a warning for potential buyers to not purchase more than... more
Feb 2, 2026 4:12 AM
— Mortgage Lending
High energy performance lowers mortgage costs for buyers
Factoring energy savings into mortgage underwriting can reduce debt-to-income ratios and improve affordability. Recent policy changes and studies show energy-efficient homes offer lower default risk and increased buying power compared to traditional underwriting. The Veterans Home Energy Savings Act allows for utility costs to be included in the underwriting process for VA loans. Incorporating ene... more
Feb 2, 2026 3:30 AM
— Mortgage Lending
Renting is cheaper than owning in every major U.S. metro
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Feb 2, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 2, 2026: Bubbling under 6%
Mortgage rates are currently just under 6%, with the average 30-year fixed rate being 5.91% and the 15-year fixed rate at 5.44%. The rates provided are national averages and are rounded to the nearest hundredth. Various mortgage refinance rates are also provided, and it is noted that these rates are generally higher than rates for purchasing a home. Different mortgage terms and rates can be explor... more
Feb 1, 2026 4:30 PM
— Housing Market
Trump’s plan to make housing affordable is faltering
President Donald Trump's efforts to make home ownership more affordable for Americans have been struggling, with many proposed policies being shot down by Congress, the financial industry, or Trump himself. Housing costs have been rising, making it difficult for many Americans to afford homes. Trump's proposed solutions have been inconsistent, and he has failed to focus on affordability proposals ... more
Feb 1, 2026 3:31 PM
— Mortgage Rates
Mortgage Rates Today, Feb 1, 2026: 30-Year Refinance Rate Drops by 26 Basis Points
Refinance rates for 30-year mortgages have dipped significantly, with a national average of 6.38%, which is a 26 basis point drop. This is good news for homeowners and investors as it indicates a potential shift in borrowing costs. The 15-year fixed refinance rate has slightly increased to 5.62%. At the same time, the 5-year adjustable-rate mortgage (ARM) refinance rate remains stable at 6.95%. Re... more
Feb 1, 2026 11:32 AM
— Mortgage Lending
Housing demand is still positive even with epic snowstorm
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Feb 1, 2026 4:30 AM
— Interest Rates
Fed pauses, but mortgage rates are already lower
The Federal Reserve has decided to keep the federal funds rate stable after a series of rate cuts. They are cautiously optimistic about the economy and will assess incoming data before making any further adjustments. The recent decrease in mortgage interest rates has been driven by various factors, including a potential purchase of mortgage-backed securities by the Fed. This purchase led to a sign... more
Feb 1, 2026 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 1, 2026: Hitting the target range for many rate watchers
The article provides an overview of current national average mortgage rates for different types of loans, such as 30-year fixed, 15-year fixed, and VA loans. It also explains the differences between fixed-rate and adjustable-rate mortgages and how the different loan terms can impact monthly payments and total interest paid over the life of the loan. Additionally, the article offers tips on how to ... more
Jan 31, 2026 6:30 AM
— Housing Market
November Was Best Month of Home Price Appreciation in More Than a Year
Both the FHFA and the S&P/Cotality Case-Shiller home price indices released November data showing that home price appreciation continues to outperform previous levels. FHFA's House Price Index indicated a 0.6% month-over-month increase in November and a 1.9% year-over-year increase, reaching the highest levels in over a year. The Case-Shiller U.S. National Home Price Index saw a 1.4% year-over-yea... more
Jan 31, 2026 4:35 AM
— Housing Market
Jan. 30: SVP Wholesale, Ops, AE & LO jobs coast to coast; verification, licensing tools; Fed Chair nominee Kevin Warsh primer
David Spector challenges the rate-centric view of housing affordability and argues that tight housing supply, local zoning, permitting roadblocks, and tax policies are the real strain on affordability. He suggests ways to ease borrower burden without adding risk.
Jan 31, 2026 4:34 AM
— Mortgage Rates
What does Warsh as Fed chair mean for mortgage rates?
Editor in Chief Sarah Wheeler discusses Trump's pick of Kevin Warsh for the next Fed chair with Lead Analyst Logan Mohtashami and how it could impact mortgage rates.
Jan 31, 2026 4:31 AM
— Mortgage Rates
Here's what happened to mortgage rates in January (and what could happen next)
In early 2026, mortgage interest rates have remained stable following three cuts by the Federal Reserve at the end of 2025, resulting in the lowest rates since 2022. Both purchase and refinance rates have stayed relatively constant throughout January, with minor decreases compared to the beginning of the month. The stability in rates is expected to continue into February, as no Fed rate cut is sch... more
Jan 31, 2026 4:31 AM
— Interest Rates
Will mortgage rates fall under Trump’s next Fed chair? Here’s what to know.
President Donald Trump nominated Kevin Warsh as the next Federal Reserve chair, leading to speculation about future mortgage rates. Warsh, who advocated for lower interest rates, is expected to push for a rate cut. However, the 30-year mortgage rate has remained around 6.16%. Mortgage rates don't directly follow the Fed's rates but are influenced by the 10-year Treasury yield. Bond investors have ... more
Jan 31, 2026 4:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 31, 2026: Dropping below 6%
The average 30-year fixed mortgage rate remains below 6%, with Zillow reporting slightly lower rates than Freddie Mac. Different mortgage rates are provided for various loan types, including 30-year fixed, 15-year fixed, and ARM options. The advantages and disadvantages of each type of mortgage rate are discussed, with insights into interest rates, monthly payments, and predictability. It is empha... more
Jan 31, 2026 4:30 AM
— Mortgage Lenders
Trump’s Pick for Fed Chair Kevin Warsh Has an Unusual Plan To Lower Mortgage Rates
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Jan 30, 2026 1:49 PM
— Mortgage Lending
PrimeLending stays in the red, losses ease in Q4
Primelending, Hilltop Holding's mortgage subsidiary, reported a decrease in mortgage banking revenue in the fourth quarter due to industry headwinds. However, the company's net income increased by 61.9% compared to the previous year. The bank did $16 billion in originations during the final three months of 2025, surpassing industry-wide growth forecasts.
Jan 30, 2026 1:30 PM
— Mortgage Rates
Mortgage Rates Sidestep Into The Weekend
This week, mortgage rates remained stable with no significant changes. Rates are dependent on bonds, which have been consolidating after a period of volatility. The market is waiting for upcoming economic data to provide further direction.
Jan 30, 2026 12:37 PM
— Mortgage Rates
FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In
The Federal Reserve left the federal funds target range unchanged at its January meeting, with two members dissenting in favor of cutting the rate. MBA's forecast is for mortgage rates to remain relatively stable, supporting a somewhat stronger spring housing market.
Jan 30, 2026 11:33 AM
— Home Equity Investments
Home Equity Investment Fees & Tax Implications in 2026
Home equity investments do not require monthly payments but are tied to changes in your home's value over time. Providers receive their returns only when the agreement ends, which can lead to a significant amount owed if the home appreciates. Costs include upfront fees, ongoing charges, and settlement costs. Tax treatment is different from traditional loans and can create tax consequences later on... more
Jan 30, 2026 10:31 AM
— Mortgage Finance
Non-Agency Lenders Bracing for Decline in Interest Rates
The article discusses the latest trends and developments in the mortgage industry, focusing on important factors such as mortgage rates, housing market trends, and mortgage lending practices.
Jan 30, 2026 9:32 AM
— Mortgage Rates
Mortgage Rates Drift Lower, Fed Chair Chosen | Today, January 30, 2026
Mortgage rates are near three-year lows, with the 30-year fixed rate mortgage average at 6.10%. The market remains uncertain due to various economic signals, with expectations for rates to nudge upward or remain steady. Industry forecasts predict rates to stay between 6% and 6.5%. The Federal Reserve's caution around inflation and housing market fundamentals also impact rates. Rates are expected t... more
Jan 30, 2026 9:30 AM
— Interest Rates
What Trump’s Fed Chair pick Kevin Warsh could mean for mortgage rates
Kevin Warsh, President Trump's pick for Federal Reserve chair, believes the central bank can use its powers to bring down mortgage rates and help the housing market. However, aggressive rate cuts may backfire, and the Fed's influence on mortgage rates is indirect. Trump is looking for a chairman who will lower interest rates to make home buying more affordable.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.