Mortgage News
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News for: Mortgage Rates
Showing 97 - 120 of 2265 results
Oct 14, 2026 2:23 AM
— Mortgage Rates
Think Rates Are Peaking? Consider Mortgage-Backed Securities
The article discusses the current state of agency mortgage-backed securities (MBS) amid rising interest rates. With 30-year mortgage rates at 7.25% and many homeowners holding lower rates, refinancing has slowed significantly, leading to less extension risk in MBS investments. While MBS investors faced challenges from rising durations and negative convexity in 2022 and 2023, the article suggests t... more
Oct 14, 2026 12:01 AM
— Mortgage Rates
Mortgage rates today, Oct. 14, 2026: Rates tick down a little
The average interest rates for 30-year and 15-year fixed-rate conforming mortgages in the U.S. are currently 7.388% and 6.576%, respectively, reflecting a slight drop from previous rates. The article details rate changes, the implications of these rates for prospective borrowers, and trends in mortgage applications, noting a decrease in applications due to high rates. Various loan types, including... more
Oct 13, 2026 8:31 PM
— Mortgage Rates
Mortgage rates near 3-year high: What homebuyers should consider
Mortgage rates are currently a significant barrier for many first-time homebuyers, with the average 30-year fixed rate at 7.4% and the 15-year rate at 6.73% as of early October 2023. Financial advisor Rob De Lessio notes that high home prices and limited affordability complicate entry into the housing market for new buyers. He advises potential buyers to consider the total cost of homeownership, i... more
Oct 13, 2026 2:32 PM
— Mortgage Rates
What nonbanks can expect following bank 3Q mortgage results
The article discusses various aspects of the mortgage market, highlighting the need for servicers to diversify their risk management tactics beyond just relying on borrower equity. It mentions a survey indicating that mortgage companies lag in AI development compared to other financial sectors. Additionally, it notes that Freddie Mac's 30-year mortgage rate rose to 7.03%, marking the first time ab... more
Oct 13, 2026 2:30 PM
— Mortgage Rates
US home sales rose in September, but slowed from a year earlier as mortgage rates, prices rose
Sales of previously occupied U.S. homes rose 1.5% in September from August, but fell 2.2% compared to the previous year, indicating a stalled housing market affected by rising mortgage rates and home prices. The U.S. median home price reached an all-time high of $417,500 in September, continuing its upward trend for the past 39 months. Although home inventory is increasing, many potential buyers a... more
Oct 13, 2026 1:39 PM
— Mortgage Rates
Existing U.S. home sales rise as mortgage rates curb demand
U.S. existing home sales saw a 1.5% increase in September, reaching an annual rate of 3.99 million. However, high mortgage rates and record prices are continuing to suppress housing demand, creating mixed signals in the market. This situation presents challenges for real estate professionals, lenders, developers, and investors due to affordability issues and elevated borrowing costs.
Oct 13, 2026 1:04 PM
— Mortgage Rates
Home prices flatten or fall as mortgage rates climb. Is it a good time to buy?
The article discusses the current state of the housing market, highlighting that while home prices are either rising slowly or declining, mortgage rates have increased to over 7.4%. This situation is causing many potential homebuyers to hesitate or remain on the sidelines. The discussion includes insights from Roben Farzad, host of Full Disclosure, about the fluctuations in the housing market.
Oct 13, 2026 11:49 AM
— Mortgage Rates
Home sales rose in September, but slowed from a year earlier as mortgage rates, prices rose
In September, sales of previously occupied U.S. homes saw a 1.5% increase from August but a 2.2% decrease compared to the previous year, indicating a stalled housing market primarily due to rising mortgage rates and home prices. The median home price reached a record high of $417,500, marking 39 consecutive months of annual price increases. Mortgage rates, currently at 7.4%, have deterred many pot... more
Oct 13, 2026 11:35 AM
— Mortgage Rates
Mortgage Rates Inch to Another 2-Week Low
Mortgage rates experienced a stable day with little volatility in the bond market, allowing lenders to maintain consistent rates. Recent movements in the bond market have shown increasing demand as yields rose above 5%, with signs of support emerging as yields hit 5.3%. Upcoming inflation data could influence the trend, potentially causing rates to rise if inflation is high, or continue to decreas... more
Oct 13, 2026 11:23 AM
— Mortgage Rates
NAHB: 7.5% Mortgage Rates are ‘New Normal’ Until Issues are Resolved
In a recent podcast, NAHB Chief Economist Dr. Robert Dietz discussed the impact of geopolitical turmoil on economic forecasts, which has led to unbalanced conditions in the economy. He noted that while the stock market is thriving, consumer sentiment is lagging. High-tech investments are competing with bonds, causing Treasury bond prices and mortgage rates to rise. Dietz predicts that mortgage rat... more
Oct 13, 2026 11:21 AM
— Mortgage Rates
Existing home sales beat estimates, but don’t reflect recent higher rates
The National Association of REALTORS® (NAR) reported a 1.5% monthly increase in existing home sales but a 2.2% decrease from a year earlier. While current home prices remain higher year over year, the report may not accurately reflect the recent rise in mortgage rates above 7%. The low inventory of 1.6 million homes, compared to the normal range of 2 to 2.5 million, contributes to challenges in ho... more
Oct 13, 2026 11:04 AM
— Mortgage Rates
Higher Mortgage Rates Will Hit Home Sales—Just Not Yet
Despite a rise in mortgage rates during September, existing home sales in the U.S. increased. This trend contradicts the typical expectation where higher mortgage rates would deter home sales. The article notes broader economic indicators, such as consumer spending, which remain strong even in the face of rising costs.
Oct 13, 2026 10:49 AM
— Mortgage Rates
Arizona Central Credit Union | Checking, Saving, Loans, & More
Arizona Central Credit Union promotes its financial products and services, including home loans advertised from 7.356% APR for a 30-year term, along with auto loans, credit cards, personal loans, HELOCs, savings products, and business lending. Mortgage rates and terms depend on factors such as credit history and combined loan-to-value ratio. The credit union also highlights its Arizona branches, m... more
Oct 13, 2026 10:03 AM
— Mortgage Rates
Mortgage Rates Face Downward Pressure as Treasury Yields Fall | Today, October 13, 2026
The 10-year Treasury yield decreased by 5.3 basis points to 5.189%, potentially easing mortgage pricing pressure without confirming an immediate change in mortgage rates. Freddie Mac reported the average 30-year mortgage rate at 7.40% for the week ending Oct. 8, an increase from the previous week. Despite the declining Treasury yield, actual mortgage quotes may not reflect this change right away. ... more
Oct 13, 2026 9:13 AM
— Mortgage Rates
Existing home sales, housing inventory rise in September
Existing home sales increased by 1.5% month-over-month in September to an annual rate of 3.99 million but fell 2.2% year-over-year. Inventory reached 1.60 million units, maintaining a 4.8-month supply, with the median price hitting $417,500, marking 39 consecutive months of annual gains. Higher mortgage rates continue to limit buyers' affordability, although rising inventory and longer marketing t... more
Oct 13, 2026 9:04 AM
— Mortgage Rates
Mortgage rates climb as home prices flatten or fall. Is it a good time to buy?
The article discusses the current state of the housing market, highlighting that while home prices are either slowly rising or falling, mortgage rates have increased to over 7.4%. This rise in mortgage rates has led to many potential buyers hesitating to enter the market. The insights are provided by Indira Lakshmanan and Roben Farzad during a segment on the wobbly housing market.
Oct 13, 2026 9:04 AM
— Mortgage Rates
Home prices flatten or fall as mortgage rates climb. Is it a good time to buy?
The article discusses the current state of the housing market, indicating that while home prices are either rising slowly or even decreasing, mortgage rates have exceeded 7.4%. This increase in mortgage rates is causing many potential buyers to hesitate in making purchases.
Oct 13, 2026 9:04 AM
— Mortgage Rates
Home prices flatten or fall as mortgage rates climb. Is it a good time to buy?
The article discusses the current state of the housing market, noting that while home prices are either rising slowly or falling, mortgage rates have increased to over 7.4%, which is discouraging many potential buyers from entering the market.
Oct 13, 2026 9:02 AM
— Mortgage Rates
US home sales rose in September, but slowed from a year earlier as mortgage rates, prices rose
In September, sales of previously occupied U.S. homes increased by 1.5% from August, reaching an annual rate of 3.99 million units, yet this figure is 2.2% lower compared to the previous year. The housing market is facing challenges due to elevated mortgage rates, which hit a three-year high of 7.4%. This rise in borrowing costs, stemming from inflation and geopolitical tensions, has stalled sales... more
Oct 13, 2026 8:58 AM
— Mortgage Rates
Mortgage rates hold at 7.63% as inflation pressures persist
Mortgage rates remained stable with 30-year conforming loans at 7.63%, FHA loans decreasing to 7.37%, and jumbo loans dropping to 7.75%. Despite this slight relief for homebuyers, inflation concerns and rising Treasury yields are keeping borrowing costs high. Experts indicate that a significant decline in rates will rely on decreased inflation and improved bond market stability, expecting gradual ... more
Oct 13, 2026 8:43 AM
— Mortgage Rates
What the IMF’s bond yield warning means for mortgage rates
The IMF's October 2026 Global Financial Stability Report warns that rising sovereign bond yields could lead to further increases in US mortgage rates, which are already at their highest in nearly three years. The report highlights that the 10-year Treasury yield, which affects fixed-rate mortgage pricing, recently hit 5.35%. The current average for a 30-year fixed mortgage is 7.49%, which may cont... more
Oct 13, 2026 8:23 AM
— Mortgage Rates
Home sales slowed last month — as mortgage rates climbed: ‘Very tough market out there’
Sales of previously occupied US homes increased by 1.5% in September compared to August, but decreased by 2.2% from the previous year, reflecting a sluggish housing market affected by rising mortgage rates and home prices. The median sales price rose 1.3% to an all-time high of $417,500. The market remains under pressure due to elevated borrowing costs, as the average 30-year mortgage rate hit 7.4... more
Oct 13, 2026 7:42 AM
— Mortgage Rates
US existing home sales rise in September; higher mortgage rates dim outlook
US existing home sales rose by 1.5% in September to a seasonally adjusted annual rate of 3.99 million units, despite a year-over-year decline of 2.2%. The increase was attributed to higher inventory levels, though the overall sales trend remains sluggish due to rising mortgage rates. The average 30-year fixed mortgage rate reached 7.40%, the highest since November 2023. While home sales increased ... more
Oct 13, 2026 7:25 AM
— Mortgage Rates
Today's Mortgage Rates Drop to 7.555%: Oct. 13, 2026
As of October 13, the average interest rate for a 30-year fixed mortgage is 7.555%, a slight decrease from the previous day's 7.563%. Refinance rates are at 7.683% for 30-year loans and 6.663% for 15-year loans. Mortgage rates generally follow the yield on 10-year Treasury notes, which have declined slightly after reaching peak levels due to various economic factors, including inflation and global... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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