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News for: Mortgage Rates
Showing 97 - 120 of 1555 results
Feb 11, 2026 11:30 AM
— Mortgage Rates
How to get a mortgage interest rate close to 5% this February
In recent years, mortgage interest rates were high, hovering around 6% due to inflation and high interest rates. However, rates have dropped to 3-year lows in late 2025, potentially allowing qualified borrowers to secure rates close to 5% in February 2026. Options include adjustable-rate mortgages, purchasing mortgage points, and exploring 15-year mortgage terms.
Feb 11, 2026 10:30 AM
— Mortgage Rates
Lock in a rate below 6%: Mortgage lenders with the best rates this week, Feb. 9-15, 2026
The article discusses the top mortgage lenders offering rates below 6%, with Navy Federal Credit Union leading the list at 5.614%. It emphasizes the importance of shopping around for the best rates and understanding the difference between interest rates and APR, which includes lender fees. The piece also mentions the impact of discount points on mortgage rates and advises borrowers to request quot... more
Feb 11, 2026 5:32 AM
— Mortgage Rates
January Mortgage Data Shows Refi Volume up 50% as Rates Dip
In January 2026, there was a significant increase in refinance locks and a higher share of agency mortgage-backed securities as mortgage rates dropped below 6% according to Optimal Blue.
Feb 11, 2026 3:40 AM
— Mortgage Rates
January Mortgage Data Shows Refi Volume up 50% as Rates Dip
In January 2026, there was a significant increase in refinance locks and agency mortgage-backed securities share as mortgage rates dropped below 6%.
Feb 11, 2026 3:30 AM
— Mortgage Rates
FHA mortgage demand rises as borrowers face affordability challenges
Mortgage rates for conventional loans remained unchanged last week with overall demand staying the same. Refinance applications increased while applications for home purchases fell. FHA loans are becoming more popular due to affordability challenges. Adjustable-rate mortgages saw an increase to a seven-week high. Mortgage rates dropped slightly following a weaker retail sales report, with all eyes... more
Feb 11, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 11, 2026: Today's jobs report will be the next rate mover
Mortgage rates are currently tracking lower, with the 30-year fixed rate remaining under 6% at 5.87%. Rates are influenced by economic news and the bond market. Various mortgage options from lenders are listed. It is highlighted that the interest rates, loan amounts, and term length all affect monthly payments. Different mortgage types, such as 30-year fixed and 15-year fixed, have their advantage... more
Feb 10, 2026 1:38 PM
— Mortgage Rates
Mortgage Rates Up, Retail Sales Disappoint | Today, February 10, 2026
Mortgage rates have been increasing but remain at attractive levels compared to previous years. The article provides insights on refinancing, tapping into home equity, and advice for hopeful home buyers. It also discusses the average 30-year fixed mortgage rate, the average 15-year fixed mortgage rate, and the 5/1 adjustable rate mortgage. The housing market is showing signs of stabilization, and ... more
Feb 10, 2026 1:31 PM
— Mortgage Rates
What Fannie Mae, Freddie Mac MBS purchases mean for reform
Government-sponsored enterprises are looking to buy mortgage-backed securities to lower rates, raising questions about diverting attention from broader reform efforts. Additionally, there are updates on a ransomware attack, funding for property records searches, a class action lawsuit, FHFA and Treasury official discussions, mortgage rate trends, homebuyer discounts, and loan originators' success ... more
Feb 10, 2026 11:37 AM
— Mortgage Rates
Refinance surge, purchase pause drive January rate-lock narrative
Refinance activity was strong in January, with rate-and-term refinance lock volumes increasing significantly. Purchase activity, however, was slow at the start of the year. Average rates for 30-year fixed-rate mortgages remained around 6.1%. Refinance locks accounted for 44% of all mortgage activity in January. Government mortgages backed by FHA slipped while loans backed by VA saw modest growth.
Feb 10, 2026 11:33 AM
— Mortgage Rates
Lowest Mortgage Rates in More Than 3 Weeks
Mortgage rates fell significantly following a downbeat Retail Sales report, with the average 30yr fixed rate dropping to 6.11%, below its recent range. The upcoming jobs report at 8:30am ET is expected to have a larger impact on rates, with recent rate rallies potentially influenced by market positioning for a negative report.
Feb 10, 2026 10:32 AM
— Mortgage Rates
Affordability Hits 4-Year High as Rates Near 6%
In 2026, affordability is improving as home-price growth slows down and mortgage rates approach 6%.
Feb 10, 2026 9:41 AM
— Mortgage Rates
Affordability Hits 4-Year High as Rates Near 6%
In 2026, affordability in the housing market is improving as home-price growth levels off and mortgage rates approach 6%.
Feb 10, 2026 9:33 AM
— Mortgage Rates
Mortgage Rates Roughly Flat to Start The Week
Mortgage rates have seen very little volatility in the past 2 weeks, with rates initially rising to 6.21% in response to geopolitical drama but gradually descending since then. Today saw a 0.01% increase in the MND rate index, but overall rates remain near the lowest levels in years. The market is expected to react to the upcoming jobs report on Wednesday.
Feb 10, 2026 9:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 10, 2026: Rates remain under 6%, for now
The article discusses current mortgage rates, including both purchase rates and refinance rates, provided by Zillow data. It emphasizes the importance of considering locking in a mortgage rate and offers a mortgage calculator to explore different outcomes. The article also compares 15-year and 30-year mortgage rates, explains the differences between fixed and adjustable rates, and provides mortgag... more
Feb 10, 2026 4:30 AM
— Mortgage Rates
30-year mortgage rates increase - To buy or wait? | Today's mortgage and refinance rates, February 10, 2026
National mortgage rates have shown mixed movement with some loan products increasing and others decreasing. Rates have been fluctuating slightly since the Fed's last meeting, staying just above 6%. The market is in a holding pattern waiting for more concrete evidence before making significant moves. Average rates for various mortgage types have changed slightly over the past week.
Feb 9, 2026 9:36 AM
— Mortgage Rates
Affordability hits 4-year high as rates near 6%
In 2026, home-price growth is flattening, with an annual appreciation of 0.7%, the smallest increase since 2011. Mortgage rates are expected to reach 6% for the year. Prepayment speeds have increased, but there are concerns about the housing market.
Feb 9, 2026 9:32 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 9, 2026: Low rates rely on economic factors
The current average mortgage rates are 5.95% for a 30-year fixed and 5.43% for a 15-year fixed. Rates are staying low due to economic factors such as disappointing job opening reports. Refinance rates tend to be higher than purchase rates. Borrowers with higher down payments, good credit scores, and low debt-to-income ratios typically get the lowest rates. Adjustable-rate mortgages offer lower ini... more
Feb 9, 2026 9:32 AM
— Mortgage Rates
What are today's mortgage interest rates: February 9, 2026?
February is a good time for homebuyers and owners to explore mortgage rate options as there are no major events affecting rates, inflation has remained stable, and rates have declined since 2025. Average rates for a 30-year mortgage are 5.99% and for a 15-year mortgage are 5.37%. Refinance rates are slightly higher but still competitive. With rates stable, buyers should shop around for the best ra... more
Feb 9, 2026 9:31 AM
— Mortgage Rates
ICE: Mortgage affordability at four-year high after rates fell in January
ICE Mortgage Technology's February 2026 Mortgage Monitor report revealed that a drop in mortgage rates in early January allowed nearly 5 million borrowers to refinance, increasing housing affordability to a four-year high. The drop in rates also led to the highest level of negative equity since 2018 and the weakest home-price growth in over a decade.
Feb 9, 2026 8:32 AM
— Mortgage Rates
Mortgage Rate Rollercoaster Continues | Today, February 5, 2026
Mortgage rates experienced an up-and-down week, reaching attractive levels compared to recent years. The average 30-year fixed mortgage rate sits at a certain percentage, while the average 15-year fixed mortgage rate is also given. Mortgage rates are influenced by economic indicators, the Federal Reserve's stance, and broader economic signals. Various organizations forecast mortgage rates for 2026... more
Feb 9, 2026 6:35 AM
— Mortgage Rates
Mortgage Rates Dip to Kick Off Week | Today, February 9, 2026
Mortgage rates slightly decreased today but may face upward pressure in the near term. Rates are still attractive compared to previous years. The article discusses average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 adjustable rate mortgages. It also mentions the stabilizing housing market and the influence of economic indicators and Federal Reserve policies on mortgage rat... more
Feb 6, 2026 3:03 PM
— Mortgage Rates
Stagnant mortgage rates threaten purchase demand as buyers hit pause
A recent poll showed that many potential homebuyers will hesitate to purchase in 2026 if mortgage rates remain above 6%. The survey revealed that high mortgage rates have already delayed plans for two-thirds of potential buyers, and 58% believe current rates make homeownership unattainable. Mortgage rates hovering around 6% have influenced buyers' perceptions, as historically, rates have been much... more
Feb 6, 2026 8:32 AM
— Mortgage Rates
Mortgage Rates Inch Up Ahead of Weekend | Today, February 6, 2026
Mortgage rates have followed yesterday's growth and slightly increased this morning, with the 30-year fixed rate ending the week at a high point. Despite this increase, rates remain lower than a year ago overall. The article also discusses options for refinancing or tapping into home equity, as well as advice for hopeful home buyers in 2026. The piece also touches on the stability of the housing m... more
Feb 6, 2026 7:33 AM
— Mortgage Rates
Mortgage lenders with the best rates this week: Feb. 2-8, 2026
The article discusses the top 10 mortgage lenders with the best interest rates below 6% this week. It emphasizes the importance of shopping around to find the lowest mortgage rates and advises borrowers to focus on the APR, which includes both the interest rate and lender fees. It also explains how discount points can affect interest rates and mentions special promotions that some lenders are offe... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.