Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Mortgage Lenders
Showing 97 - 120 of 329 results
Dec 15, 2025 6:30 AM
— Mortgage Lenders
What can we expect to happen to mortgage rates in the New Year?
Experts predict that mortgage rates will fall in 2026, likely averaging between 5.90% and 6.30%. This decrease may help more people afford homeownership, especially with stronger income growth. However, the lack of middle-income housing stock remains a challenge. Various lenders, such as Better, Chase Bank, and Rocket Mortgage, offer options for first-time homebuyers seeking lower rates and in-per... more
Dec 13, 2025 7:30 AM
— Mortgage Lenders
Credit score rules are changing for mortgages in 2026 — here’s what’s different
The minimum credit score requirements for buying a house have been broadened to include a wider range of borrowers. Fannie Mae eliminated its minimum credit score requirement in 2025 and now uses a broader set of factors to assess risk. New scoring models like VantageScore 4.0 and FICO 10T that incorporate trended data and alternative credit information will be implemented in the mortgage lending ... more
Dec 12, 2025 9:30 AM
— Mortgage Lenders
Correspondent Products, STRATMOR on Borrower Psychology; Lender Tools; DSCR Appraisal Issues in Baltimore
Private lenders across the country are fearful due to the high foreclosure rate of homes in Baltimore financed by Roc Capital. ServiceLink and Black Lake are recognized for their contributions to the mortgage industry. STRATMOR Group highlights the importance of understanding borrower psychology in the mortgage process. In the capital markets, there is uncertainty surrounding future rate cuts and ... more
Dec 12, 2025 4:34 AM
— Mortgage Lenders
Judge consolidates RESPA lawsuits against Zillow in Seattle court
Two RESPA lawsuits against Zillow alleging steering, kickbacks, and inflated costs in their programs have been merged by a Seattle judge to improve efficiency and fairness to all parties involved.
Dec 12, 2025 4:33 AM
— Mortgage Lenders
Fannie Mae overhauls renovation lending, expands ADU eligibility
Fannie Mae announced updates to its Single-Family Selling Guide, introducing a new energy efficiency loan program called HomeStyle Refresh, expanding eligibility for ADUs, and making enhancements to the HomeStyle Renovation product. The changes aim to modernize housing stock, increase affordable inventory, and support flexible, resilient, and sustainable housing options.
Dec 12, 2025 4:31 AM
— Mortgage Lenders
Mortgage Rates Today: December 12, 2025 – 30-Year Rates Down, 15-Year Rates Steady
The article is very short and provides no specific information. It simply encourages readers to contact the company for further information.
Dec 11, 2025 6:32 PM
— Mortgage Lenders
FirstClose Enhances its OMS With Home Equity Fulfillment Capabilities from Stewart
FirstClose has partnered with Stewart Lender Services to enhance its order management system, providing users with integrated access to home equity title, valuation, and closing solutions. This partnership aims to streamline ordering and fulfillment processes, reduce manual steps, accelerate decision-making, and improve borrower experiences.
Dec 10, 2025 7:30 AM
— Mortgage Lenders
Mortgage lenders go head-to-head: See who has the best rates this week, Dec. 8-14, 2025
The top three mortgage lenders with the best rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union. Shopping around for the lowest mortgage rate is crucial, as it can save borrowers significant amounts of money over the life of a loan. APR, which includes both interest rates and lender fees, is the most accurate measure of borrowing costs.
Dec 10, 2025 6:33 AM
— Mortgage Lenders
Dec. 9: Home equity, borrower mining, Buy before you sell, flood tools; Milliman/MorVest deal; credit cost news; prepayments slowing
The article discusses various topics related to the mortgage industry, such as combatting fraud, the impact of AI in the mortgage industry, tools to streamline compliance, strategies for retaining customers, and data intelligence for identifying potential borrowers. It also mentions partnerships with Cenlar for HELOC purchases, investment in industry leaders at FirstClose, and a webinar by Flyhome... more
Dec 10, 2025 6:31 AM
— Mortgage Lenders
Mortgage Applications Today: Demand for New Home Loans and Refinancing Climbs as Rates Decrease
The article states that the request could not be processed and provides a reference ID for further assistance.
Dec 9, 2025 3:32 PM
— Mortgage Lenders
Mortgage Credit Availability Increased 0.7 Percent in November
In November, mortgage credit availability increased by 0.7% compared to October, reaching a score of 107.5 on the Mortgage Bankers Association's index. The increase was driven by a growing supply of ARM and cash-out refinance loan programs, with most programs requiring lower LTV and higher credit scores to qualify. Conventional loan credit increased by 1.1%, jumbo loans by 1.6%, and conforming loa... more
Dec 9, 2025 8:30 AM
— Mortgage Lenders
Home Equity, Borrower Mining, Flood Tools; Milliman/MorVest Deal; Credit Cost News; Prepayments Slowing
The article discusses various topics related to the mortgage industry, including fraud prevention, mortgage fraud cases, market trends, compliance solutions, retention strategies, customer intelligence tools, partnership opportunities, and product offerings.
Dec 9, 2025 7:32 AM
— Mortgage Lenders
Page 3 – Daily Mortgage News & Commentary
The article discusses various services, products, and software available for lenders and brokers in the mortgage industry. It covers topics such as flood determination reports, compliance solutions, retention strategies, data tools for borrower intent, partnership opportunities, and home equity products. Different companies like ICE Flood, MQMR, LoanCare, Total Expert, and Cenlar are mentioned, al... more
Dec 9, 2025 2:31 AM
— Mortgage Lenders
CrossCountry seeks $2.1 million from LO accused of fraud
CrossCountry Mortgage is seeking to reclaim $2.1 million from a former branch manager facing federal charges. A federal judge in Pennsylvania ruled against the debtor in a case related to Nationstar, WSFS, and A&D. Hildene is acquiring an annuity provider SILAC while partnering with CrossCountry Mortgage. There have been attempts to remove legitimate items from credit files to temporarily boost cr... more
Dec 8, 2025 4:56 AM
— Mortgage Lenders
HECM Lien Status: What It Means for Reverse Mortgage Borrowers
A Home Equity Conversion Mortgage (HECM) requires the loan to be recorded as the first lien on the property, ensuring that the reverse mortgage has priority over all other claims when the home is sold or the loan becomes due. Existing mortgages, HELOCs, and other liens must be paid off before closing, and involuntary liens can affect the process. Any HECM proceeds must first go towards paying off ... more
Dec 5, 2025 11:12 AM
— Mortgage Lenders
Tomo Mortgage Lender Review for 2025: Rates and Loan Options
Tomo Mortgage offers competitive rates and transparent pricing, with no origination fees and quick preapprovals. They provide conventional, FHA, VA, and jumbo loans but do not offer USDA loans, HELOCs, or certain refinancing options. Customer reviews praise their communication and punctual closings, although in-person service is not available. Tomo has a positive reputation with low complaint volu... more
Dec 5, 2025 8:30 AM
— Mortgage Lenders
Earned Equity, HELOC, CRM, AI Agent, DSCR Hedging Products; Conventional Conforming Changes
The article discusses the impact of geopolitical tensions and export restrictions in China on the prices of crucial metal components in electronics. It mentions the skyrocketing prices of dysprosium, terbium, and gallium due to these factors. The Federal Reserve's ability to combat inflation is also mentioned. Additionally, the article includes information on how mortgage lenders are evolving thei... more
Dec 4, 2025 11:15 AM
— Mortgage Lenders
Homebuying Strategies for Gig Workers: Expert Q&A
Over a quarter of Americans had a side job in 2025, typically in the gig economy without a W-2. Most lenders have adapted to this trend, as long as borrowers claim their income correctly. Curtis Knuth, an expert in credit reporting and income verification, shared insights on how gig workers can navigate the competitive housing market, emphasizing the importance of proper income documentation and c... more
Dec 4, 2025 11:14 AM
— Mortgage Lenders
Reverse Mortgages Could Get Cheaper & Easier With New Proposals
The Mortgage Bankers Association (MBA) is pushing for changes to the current reverse mortgage system, citing high costs, complexity, and discouraging upfront fees as barriers for potential borrowers. Some proposed changes include adjusting upfront mortgage insurance premiums based on the amount borrowed, raising principal limit factors for borrowers to access more funds, and modernizing the apprai... more
Dec 4, 2025 8:30 AM
— Mortgage Lenders
US Mortgage Rates Fall for Second Week to Lowest Since October
The article is about a website or platform that requires users to confirm they are not a robot by clicking a box. It also mentions ensuring that browsers support JavaScript and cookies and not blocking them. The article prompts users to subscribe to Bloomberg.com for access to important global markets news.
Dec 4, 2025 8:30 AM
— Mortgage Lenders
Home Value, Due Diligence, AVM, Refi Products; Extensive HELOC, DSCR, Non-QM Product Changes
Some mortgage lenders see builders and their lending arms as adversaries due to their adjustments in seller credits, par rates, and buy down programs. Builders are offering big concessions to buyers such as discounted mortgages and incentives worth thousands of dollars on average home sales.
Dec 4, 2025 6:15 AM
— Mortgage Lenders
Mortgage Applications Decrease in Latest MBA Weekly Survey
The article provides contact information for Falen Pitts at the Mortgage Bankers Association.
Dec 4, 2025 2:31 AM
— Mortgage Lenders
How Fannie, Freddie product mix could shift with a stock offering
Fannie Mae and Freddie Mac continue to remain stable despite new product ideas floated by the regulator. There are potential shifts ahead as they move closer to a public offering, with some experts expecting changes in loan level price adjustments. Several legal issues, such as a servicer fee violation of state debt collection law and lawsuits over a hack, impact the mortgage industry. The FHFA di... more
Dec 3, 2025 5:32 PM
— Mortgage Lenders
Absolute Home Mortgage acquires assets of Fidelity Direct Mortgage
Absolute Home Mortgage Corporation has acquired the assets of Fidelity Direct Mortgage (FDM), adding FDM's team of 55 loan officers. FDM primarily serves the Northeast and aims to enhance operational scale and broaden product access. The acquisition will strengthen the competitive position for both companies.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.