Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Interest Rates
Showing 97 - 120 of 398 results
Dec 10, 2025 11:30 AM
— Interest Rates
What the Fed's rate cut means for your money in 2026
The Federal Reserve cut interest rates for the third time in 2025, setting the tone for the new year. This decision will have ripple effects on consumer prices, the job market, and Corporate America. Mortgage rates have cooled in anticipation of rate reductions, and lower rates could make home equity lines and small business loans more accessible. The rate cut could potentially benefit job seekers... more
Dec 10, 2025 11:30 AM
— Interest Rates
What December's Fed rate cut means for your mortgage, credit card, auto loan, student debt and savings
The Federal Reserve cut its benchmark rate by a quarter point at the last meeting of the year, marking the third consecutive rate cut. This could impact borrowing and savings rates for consumers, including credit cards, car loans, mortgage rates, student loans, and savings accounts. While credit card rates are directly affected by the Fed's benchmark rate, mortgages and auto loans are less impacte... more
Dec 10, 2025 6:30 AM
— Interest Rates
What are today's mortgage interest rates: December 10, 2025?
The article discusses how the average mortgage interest rates have decreased in 2025, presenting opportunities for homebuyers and homeowners looking to refinance. It emphasizes the importance of monitoring interest rates closely and potentially taking advantage of the current low rates despite the risks involved in waiting for further declines. The article also highlights the benefits of shopping ... more
Dec 10, 2025 6:03 AM
— Interest Rates
Fed meeting live coverage: Federal Reserve set to cut interest rates for third time this year, 2026 forecast in focus
The Federal Reserve is expected to announce a 0.25% rate cut, according to investors. They will also release their economic projections for 2025. The bond yields have been rising despite rate cuts, impacting mortgage rates. Analysts predict that mortgage rates will remain around 6% through 2026. Investors await Fed Chair Jerome Powell's remarks on the labor market during the press conference.
Dec 9, 2025 4:33 PM
— Interest Rates
Wednesday: FOMC Announcement
On Wednesday, the Mortgage Bankers Association will release the results for the mortgage purchase applications index. Additionally, the Federal Open Market Committee (FOMC) is expected to cut rates by 25 basis points at their meeting, which will also include forecasts and a press briefing by Fed Chair Jerome Powell.
Dec 9, 2025 4:30 PM
— Interest Rates
Federal Reserve live coverage: Fed set to cut rates for third time this year, 2026 forecast in focus
The Federal Reserve is expected to cut rates by 0.25% at its final meeting of the year. Investors are closely watching the Fed's monetary policy decision, economic projections, and Fed officials' forecasts for future interest rates. The rate cut is expected to impact consumer accounts, credit cards, investments, and stock prices. President Trump signaled that reducing interest rates quickly would ... more
Dec 9, 2025 12:32 PM
— Interest Rates
Falling interest rates spark surge in mortgage refinance retention
U.S. mortgage servicers are experiencing a high rate of retaining refinancing borrowers due to a recent decrease in interest rates, with non-bank servicers outperforming traditional banks. The market is currently seeing a surge in rate-and-term refinances, allowing borrowers to reduce their rates and save money, while second-lien home equity withdrawals have also increased. Home affordability has ... more
Dec 9, 2025 6:34 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
Mortgage servicer refinance retention reached a 3.5-year high in the third quarter due to falling interest rates, leading to an increase in rate-and-term refinances. Non-bank servicers retained borrowers at a higher rate than banks, with FHA and VA mortgages showing the highest retention rates. Second-lien home equity withdrawals also surged to an 18-year high as more homeowners tapped into equity... more
Dec 9, 2025 4:33 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
The Mortgage servicer refinance retention reached a 3.5-year high in the third quarter due to falling interest rates, with rate-and-term refinances dominating activity. Non-bank servicers retained borrowers at a higher rate than banks, and second-lien home equity withdrawals surged to an 18-year high. Home affordability has improved but remains stretched.
Dec 8, 2025 12:30 PM
— Interest Rates
Federal Reserve live coverage: Fed set to cut interest rates for third time this year, 2026 forecast in focus
The Federal Reserve is set to announce its final monetary policy decision of the year, with expectations of a 0.25% rate cut. The decision will be closely watched by investors, along with changes to the Summary of Economic Projections, disagreement among Fed officials, and predictions for future rate cuts. There is uncertainty regarding future rate cuts in 2026, with views ranging from a 'hawkish ... more
Dec 8, 2025 6:30 AM
— Interest Rates
What another Fed cut could mean for your personal borrowing costs
The Federal Reserve is expected to lower its benchmark rate by a quarter percentage point, marking the third consecutive rate reduction this year. The move may not guarantee lower borrowing costs for most Americans, as the impact varies depending on the type of loan. Short-term loans like credit cards are more directly influenced by the Fed's rate cuts, while longer-term loans like mortgages are t... more
Dec 8, 2025 3:30 AM
— Interest Rates
The Fed is likely to cut rates for a third time this year. What happens next year is less certain.
There is a consensus that the Federal Reserve will likely cut interest rates by 25 basis points in an upcoming meeting, even though there are concerns about inflation and divisions within the committee. Some officials support the rate cut, while others are hesitant and want to wait to see how the economy fares in the future.
Dec 8, 2025 12:30 AM
— Interest Rates
Current mortgage rates report for Dec. 8, 2025: Rates hold steady with Fed meeting on horizon
The article discusses the average interest rates for 30-year fixed-rate conforming mortgage loans in the U.S., how they have changed over time, and factors influencing them. It also highlights the impact of economic conditions, the Federal Reserve's actions, historical context, and ways for borrowers to get the best mortgage rates.
Dec 6, 2025 4:32 AM
— Interest Rates
What are today's mortgage interest rates: December 5, 2025?
Mortgage interest rates have been gradually declining in December 2025, with the average rate on a 30-year term being 5.99% and the average rate on a 15-year term being 5.37%. Refinancing rates have also decreased, with a 30-year term at 6.62% and a 15-year term at 5.51%. Waiting for a potential Federal Reserve interest rate cut on December 10 may further reduce mortgage rates, but current rates a... more
Dec 4, 2025 7:30 PM
— Interest Rates
The Fed may cut interest rates next week. Here's what happened to mortgage rates the last two times it did that.
Anticipation over a Federal Reserve interest rate cut is increasing due to rising unemployment numbers and private-sector job losses. Homebuyers are looking forward to potential lower mortgage interest rates if the Fed cuts rates. Previous rate cuts have led to temporary decreases in mortgage rates before returning to lows right before the next cut. Buyers should monitor mortgage rate climate clos... more
Dec 4, 2025 4:41 PM
— Interest Rates
Lawmakers caution CFPB closure could upend benchmark mortgage rates
Four U.S. senators warned acting director Russell Vought against shuttering the CFPB, as it could disrupt the issuance of benchmark mortgage rates that lenders rely on daily. They expressed concerns that stopping the publication of APOR tables could impact loans to lower-income borrowers and skew the cost of homeownership. Vought had initially closed the agency but backtracked on shutting it down.
Dec 3, 2025 8:30 AM
— Interest Rates
Lower rates would likely eliminate the need for 50-year mortgage, Treasury adviser says
Joseph Lavorgna, a counselor to U.S. Treasury Secretary Scott Bessent, stated that lower interest rates could eliminate the need for a 50-year mortgage proposed by the Federal Housing Finance Agency to lower monthly mortgage payments. Lavorgna mentioned that the housing market's main issue is high interest rates due to the Federal Reserve's cautious approach to lowering them.
Dec 2, 2025 7:30 AM
— Interest Rates
Why mortgage rates could drop before the December Fed meeting
Mortgage interest rates have been volatile in recent years, going from record lows to surging highs and then steadily declining. Anticipation is growing for an interest rate cut in December 2025, with mortgage rates potentially dropping even before the official announcement. Mortgage lenders may start lowering rates in advance of the Fed meeting, as has been seen in recent history. Homebuyers are ... more
Dec 1, 2025 3:32 PM
— Interest Rates
Chase offers Cyber Monday refinance rate discount
Chase Home Lending is offering a limited-time interest rate discount for refinance mortgages from Dec. 1 to Dec. 14, with savings varying by product and location.
Dec 1, 2025 8:30 AM
— Interest Rates
Will mortgage interest rates drop this December? Everything to consider now
There is a high likelihood of a Fed rate cut in December, which could lead to a drop in mortgage interest rates. However, the exact impact on mortgage rates is uncertain, as they do not always align neatly with Fed rate cuts. Other factors, like the 10-year Treasury yield and personal creditworthiness, also play a role in determining mortgage offers. Buyers and owners looking to refinance should m... more
Dec 1, 2025 5:30 AM
— Interest Rates
Gold price today, Monday, December 1: Gold rises above $4,200 as Bitcoin, stock futures decline
Gold futures opened lower on Monday but rose slightly in early trading. The surge in gold prices coincided with declines in cryptocurrencies and stock futures, indicating investors may be de-risking their portfolios. The Fed is expected to decrease interest rates by a quarter-point next week, which could benefit gold prices by reducing income available from competing assets. The spot price of gold... more
Dec 1, 2025 2:30 AM
— Interest Rates
Treasuries Decline as Japanese Bond Selloff Goes Global
Treasuries started the week with a slide due to a rise in Japanese debt yields, leading to global bond market reactions. The prospect of a Bank of Japan interest-rate hike pushed up rates on bonds worldwide. Traders in US debt are closely monitoring BOJ policy, as higher rates in Japan may keep more funds domestically. US yields are fluctuating around 4% on expectations of Federal Reserve rate cut... more
Dec 1, 2025 12:30 AM
— Interest Rates
Silver Trades Near Record High on Tight Supply, Rate-Cut Hopes
Silver prices have surged to record highs due to ongoing supply tightness in the market. The metal has doubled in value this year and is outperforming gold. The flow of silver into London has eased a historic squeeze, but inventories in other centers like Shanghai are low. Speculation on a quarter-point rate cut by the Federal Reserve in December has also boosted both gold and silver prices.
Dec 1, 2025 12:30 AM
— Interest Rates
Current mortgage rates on December 1, 2025
The article discusses the average interest rates for 30-year fixed-rate conforming mortgage loans in the U.S., mentioning a recent decrease in rates after the Federal Reserve reduced the federal funds rate twice in 2025. The historical context of mortgage interest rates is provided, showing comparisons over different decades, along with factors influencing mortgage rates like inflation, national d... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.