Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Housing Market
Showing 97 - 120 of 611 results
Feb 23, 2026 3:30 PM
— Housing Market
American homebuyers gain most purchasing power since 2022
Zillow published a report showing that the purchasing power of homebuyers has increased due to higher incomes and lower mortgage rates. The median-income U.S. household can now afford a $331,483 home with a 20% down payment, with mortgage payments being 8.4% lower compared to a year ago. The recent dip in mortgage rates has allowed for more affordable homes, with markets like San Jose, San Francis... more
Feb 23, 2026 12:30 PM
— Housing Market
A 25-Basis-Point Decline in the Mortgage Rate Prices-In 1.42 Million Households
The article discusses how housing affordability is a challenge nationwide, with mortgage rates playing a key role. Despite a decline in rates from a recent high, they remain higher than typical levels in the past. Even a small decrease in rates can greatly impact housing affordability, allowing more households to afford median-priced homes. The article highlights how changes in interest rates affe... more
Feb 23, 2026 10:31 AM
— Housing Market
Mortgage lock-in effects remain entrenched in 2026: Realtor.com
Despite historically raising mortgage interest rates putting downward pressure on home prices, higher borrowing costs in the past four years have failed to yield substantial price declines due to an inventory shortage cushioning seller equity. Mortgage rate lock-in effects are a key factor in the weakened relationship between supply and demand. With low-rate mortgages and high levels of home equit... more
Feb 21, 2026 6:35 AM
— Housing Market
Northeast Leads Top Cities for 2026 First-Time Home Buyers
First-time home buyers are facing challenges due to low affordability, high competition, and a lack of starter houses on the market. However, conditions are expected to improve in 2026 with inventory rebounding and mortgage rates decreasing. Various housing markets offer more manageable paths to homeownership for first-time buyers with reasonable prices, preferable locations, and solid employment ... more
Feb 19, 2026 2:31 PM
— Housing Market
New home mortgage applications up as starts end 2025 strong
Loan applications for newly constructed homes increased by 19% between December and January, benefiting from the performance of housing starts at the end of 2025. Mortgage applications for new-home purchases decreased by 15.2% on a seasonally adjusted basis in December. New residential construction in the US rose to a five-month high in December, as homebuilders took advantage of lower borrowing c... more
Feb 19, 2026 1:31 PM
— Housing Market
TransUnion forecasts refinances to level off in 2026 as purchase loans accelerate
TransUnion's 2026 mortgage forecast projects a nearly double increase in purchase originations compared to 2025, with a 4% growth expected. Refinance originations, on the other hand, are anticipated to grow by just 4.2%, a significant drop from the 28.1% growth in 2025. Mortgage volumes rose by 6.5% in the third quarter of 2025, totaling around 1.3 million originations, with increasing cash-out ac... more
Feb 19, 2026 7:32 AM
— Housing Market
Kentucky bill would freeze property taxes for senior homeowners
Kentucky lawmakers are considering a proposed constitutional amendment to freeze property tax assessments for homeowners 65 and older, in an effort to provide relief for fixed-income seniors. However, there are concerns that this could strain school and local government funding that rely on property taxes.
Feb 19, 2026 6:34 AM
— Housing Market
TransUnion sees mortgage market normalizing
Consumers are showing increased interest in the mortgage market which is a positive sign for the industry in 2026. Banks and credit unions are using AI-driven efficiency to handle the rising mortgage production. Despite some uncertainties, most people believe that loan production will increase throughout the year.
Feb 18, 2026 3:33 PM
— Housing Market
Wary optimism sparks new-home outlook … but grind may linger
NAHB's chief economist predicts a 1% rise in housing starts for 2026, noting signs of affordability improvement and the likelihood of steady or declining mortgage rates. While homebuilder sentiment remains subdued, there is guarded optimism for a recovery in new-home sales by the end of the year.
Feb 18, 2026 1:31 PM
— Housing Market
Recapture rate is up as loan performance splits: MBA Servicing
Rising refinance recapture and a widening split in borrower performance are redefining the servicing outlook. Mortgage applications for new-home purchases decreased 15.2% in December. Borrowers in low-income areas have seen delinquency rates increase significantly. Overall, there is optimism that loan production will increase in 2026, but some uncertainty remains. Credit availability index hit its... more
Feb 18, 2026 12:30 PM
— Housing Market
Builder Confidence Remains Subdued
Builder confidence decreased for the second consecutive month in February according to the NAHB/Wells Fargo Housing Market Index. Affordability issues and high construction costs contributed to the negative sentiment. Components like current sales conditions and future sales expectations declined, while buyer traffic remained low. Builders are offering incentives to attract buyers but many are sti... more
Feb 18, 2026 2:30 AM
— Housing Market
'On the right path': Housing market offers glimmers of hope, some analysts say
Mortgage rates have fallen more than a percentage point, making housing more affordable. Home prices are slowing down while income gains are accelerating, improving purchasing power for buyers. However, there is still a shortage of housing supply causing challenges in the market. Existing home sales have declined, and the lock-in effect, where homeowners are reluctant to move due to higher mortgag... more
Feb 16, 2026 4:32 AM
— Housing Market
When cheaper rates make homes less affordable: What Zillow, Redfin, and Realtor.com data reveals
The article discusses how falling interest rates do not necessarily make homes more affordable, as lower rates often lead to an increase in home prices due to high demand and low inventory. The key factor affecting affordability in the housing market is inventory, not interest rates.
Feb 15, 2026 9:30 AM
— Housing Market
Housing demand snaps back as mortgage rates near 6%
Housing demand and new listings rebounded as snowstorm effects faded, with inventory growth slowing and mortgage rates steady near 6%. Despite the impact of a recent snowstorm, the housing market is showing signs of recovery with a pickup in new listings and a slight increase in inventory. Mortgage rates remain steady at around 6%.
Feb 13, 2026 10:36 AM
— Housing Market
Using Home Equity Lines of Credit During Market Downturns
The article discusses using a home equity line of credit (HELOC) as a financial bridge during market downturns to avoid selling investments at a loss. It covers when to open a HELOC, the approval process, risks, and various options available when needing cash. It also emphasizes the importance of discipline and caution when utilizing a HELOC, as foreclosure is a possibility if payments cannot be m... more
Feb 13, 2026 4:30 AM
— Housing Market
US homes sales fell sharply in January, even as mortgage rates continued to ease
Sales of previously occupied U.S. homes fell sharply in January due to higher home prices and possibly harsh winter weather despite easing mortgage rates. Home sales dropped 8.4% last month, marking the biggest monthly decline in nearly four years. Home prices continued to climb, reaching a national median sales price of $396,800, up 0.9% from a year earlier. The U.S. housing market has been in a ... more
Feb 13, 2026 12:33 AM
— Housing Market
U.S. Home Sales Fell Sharply in January, Even as Mortgage Rates Continued to Ease
Sales of existing homes in the U.S. dropped significantly in January due to the combination of rising home prices and harsh winter weather, even though mortgage rates were lower.
Feb 13, 2026 12:32 AM
— Housing Market
U.S. Home Sales Fell Sharply in January, Even as Mortgage Rates Continued to Ease
Sales of previously owned homes in the U.S. dropped significantly in January due to higher home prices and possibly severe winter weather, even though mortgage rates had decreased.
Feb 12, 2026 1:30 PM
— Housing Market
Non-QM Pricing, Appraisal, BI, Servicing Tools; Interview With Pennymac Chief Strategist; CFPB Update
The article discusses various topics related to the mortgage industry, including Freddie Mac's earnings, large companies growing even larger, the prioritization of resources by lenders in 2026, the challenges of the appraisal process, and how to leverage business intelligence tools specific to mortgages. It highlights upcoming conferences, such as the MCT Exchange, that focus on the evolving secon... more
Feb 12, 2026 10:30 AM
— Housing Market
US homes sales fell sharply in January, even as mortgage rates continued to ease
Sales of previously occupied U.S. homes fell sharply in January due to higher home prices and possibly harsh winter weather, despite easing mortgage rates. Home prices continued to climb, but sales have been slow since 2022 when mortgage rates began to climb. The housing market has been in a sales slump with homes remaining on the market longer. Affordability remains a challenge for many aspiring ... more
Feb 12, 2026 9:31 AM
— Housing Market
Income needed to buy a home falls 4%
The housing market favors buyers, leading to sliding prices and improved affordability. The average homebuyer received a 7.9% discount on homes purchased below asking price last year. The monthly payment needed to purchase an average-priced home dropped 7%, or $164, year over year. There was a multimillion-dollar acquisition in the industry, increasing the total portfolio of PennyMac Financial Ser... more
Feb 12, 2026 7:30 AM
— Housing Market
January homes sales tank more than 8%, as Realtors say potential buyers are 'struggling'
The U.S. housing market is experiencing a new crisis due to high home prices, limited supply, and decreased consumer confidence. Sales of previously owned homes dropped 8.4% in January compared to December. Affordability conditions are improving, with housing affordability index showing it's the most affordable since March 2022, but supply remains low. Home prices are up 0.9% year over year, with ... more
Feb 11, 2026 10:32 PM
— Housing Market
Foreclosure filings rise 32% year over year in January 2026
Foreclosure filings rose 32% year over year in January 2026, with 40,534 properties affected. Delaware, Nevada, and Florida had the highest rates among all states. Despite a decline from the previous month, foreclosure activity continued to climb annually.
Feb 11, 2026 4:36 AM
— Housing Market
ICE Mortgage Monitor: Early-January Rate Decline Unlocks Refinance Opportunities
Early January mortgage rate declines allowed for nearly five million borrowers to be in a position to refinance, improving affordability to a four-year high. Despite this positive trend, housing affordability remains constrained by high home prices compared to incomes and differences across regions and borrower groups.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.