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News for: Housing Market
Showing 97 - 120 of 527 results
Jan 16, 2026 4:31 AM
— Housing Market
Hedging, Corresp. and Broker, Servicing, Quality Management, Fraud Prevention Products
The office-to-apartment and condo conversion trend is accelerating, with a significant increase in the number of units repurposed from office buildings. Major metros like New York, Washington, D.C., and Los Angeles are leading the way in this trend. Additionally, FundingShield, a wire & title fraud prevention leader, released a report showing an increase in transactions flagged for risk, emphasizi... more
Jan 15, 2026 7:32 PM
— Housing Market
MBA: December New Home Purchase Mortgage Applications Increase 2.5%
Mortgage applications for new home purchases increased by 2.5% from the previous year but decreased by 3% from November. New home sales remain strong, with an annualized sales pace in December of 640,000 units. The estimate is based on mortgage application data and indicates a decrease in sales from the previous month. Conventional loans made up the majority of loan applications, with FHA loans al... more
Jan 14, 2026 3:48 PM
— Housing Market
Stock buybacks become housing policy’s latest pressure point
The Trump Administration and FHFA Director Bill Pulte are criticizing public homebuilders for engaging in stock buybacks while many Americans struggle with home affordability. However, the buybacks are necessary for capital management in a low-margin, uncertain demand environment. Conditioning access to mortgage liquidity based on corporate decisions could increase builders' cost of capital and re... more
Jan 14, 2026 1:30 PM
— Housing Market
The housing market is at a turning point: the 3% mortgage era is fading
The housing market is experiencing a 'great housing reset' with more homeowners having mortgages above 6% than below 3%. This is impacting the housing supply and affordability challenges. However, the market is starting to rebalance, with some households taking out mortgages at higher rates to diminish the 'lock-in effect'. There is still a long way to go before a meaningful boost in housing suppl... more
Jan 14, 2026 9:30 AM
— Housing Market
Existing-Home Sales Jump 5.1% in December, Strongest Pace in Nearly Three Years
Existing-home sales experienced a notable year-end rebound in December, with a 5.1% increase to a seasonally adjusted annual rate of 4.35 million. This marks the strongest December sales in nearly three years, showing broad-based improvement across all four regions. Inventory tightened sharply during the month due to typical winter seasonality, with total housing inventory falling to 1.18 million ... more
Jan 14, 2026 7:30 AM
— Housing Market
2025 US home sales stuck at 30-year low as mortgage rates, prices weighed on market
The U.S. housing market slump continued into its fourth year in 2025, with sales remaining low due to rising home prices and elevated mortgage rates. Sales have been declining annually since 2022, with sales stuck at around a 4-million annual pace. Despite a recent improvement in conditions with lower mortgage rates, affordability remains a challenge for many potential buyers, particularly first-t... more
Jan 14, 2026 4:33 AM
— Housing Market
Delayed New-Home Sales Report Beats Expectations
New home sales in October exceeded expectations, reaching a 737,000 annualized pace, just 1,000 units shy of September's figure. The strong sales were attributed to easing mortgage rates, builder incentives, and price flexibility drawing buyers back into the market. If mortgage rates continue to decrease, the upcoming spring selling season may see further strengthening of buyer activity.
Jan 13, 2026 3:32 PM
— Housing Market
Lower mortgage rates support steady new home sales
Lower mortgage rates are keeping new home sales steady in October, with inventory remaining unchanged. The housing market is showing positive signs with sales at 2019 levels and the mortgage buy-down program benefiting builders.
Jan 13, 2026 12:32 PM
— Housing Market
Mamdani notches a loss in opening gambit to take on NYC landlords
New York City Mayor Zohran Mamdani lost a bid to delay the auction of 5,000 rent-stabilized units despite unresolved maintenance issues and tenant complaints, highlighting the challenges faced by mayors in federal cases. The winning buyer plans to free up capital for repairs through bankruptcy, but concerns remain about future improvements under profit-driven ownership.
Jan 13, 2026 12:31 PM
— Housing Market
New-home construction stalls as policy inertia compounds
New residential construction in the US slowed in October due to a government shutdown, with housing starts falling by 4.6% from September. Various factors like policy disputes, decreased revenues, and increased use of incentives by home builders have contributed to a gloomy outlook for the new-home construction market conditions in 2026.
Jan 13, 2026 11:32 AM
— Housing Market
Advocacy Update: MBA Shares Housing Affordability Recommendations to Trump Administration Ahead of Upcoming Announcement
President Trump is taking steps to ban large institutional investors from buying single-family homes and is calling on Congress to codify it. The White House is drafting an executive order to improve housing affordability, including allowing people to use retirement savings for down payments. Trump instructed the GSEs to buy $200 billion in mortgage bonds to reduce mortgage rates. The MBA supports... more
Jan 13, 2026 9:30 AM
— Housing Market
Trump is taking on the Fed, credit cards and mortgages. Will it improve affordability?
The Trump administration is targeting the Federal Reserve, credit card industry, and housing market to lower borrowing costs. Efforts include proposals to ban institutional investors from buying single-family homes, cap credit card interest rates at 10%, and investigate Federal Reserve Chair Powell. Economists warn these measures could reignite inflation, restrict credit access, and undermine conf... more
Jan 13, 2026 8:30 AM
— Housing Market
Trump wants to ban Wall Street investments in single-family homes. Would this make housing more affordable?
President Trump proposed a ban on large institutional investors from buying more single-family homes in an attempt to make homes more affordable for families. However, experts believe that the impact of this proposal on home prices and affordability would likely be modest, as institutional investors account for only a small share of total home purchases. The housing shortage is influenced by multi... more
Jan 12, 2026 8:32 PM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales This Year
Existing-home sales increased in November with positive momentum suggesting the housing market is slowly thawing, although still below pre-pandemic levels. Factors like affordability, inventory, and demographics are aligning to support more sales activity. Affordability is improving, inventory is increasing, and demographic trends indicate built-in demand. However, the lock-in effect of low mortga... more
Jan 12, 2026 5:32 PM
— Housing Market
Appeal hearing threatens NAR settlement, raising industry uncertainty
The NAR commission settlement is under appeal in the Eighth Circuit, potentially leading to major industry changes and reshaping compensation rules and future litigation. The real estate industry may need to prepare for more commission lawsuit drama as the hearing progresses.
Jan 12, 2026 2:32 PM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales This Year
Existing-home sales increased in November, with positive momentum suggesting a slow thaw in the housing market. Affordability, inventory levels, and demographics are aligning to support more sales activity. However, the lock-in effect of low mortgage rates, uncertainty, and elevated rates are still hindering turnover. The most likely scenario is a gradual improvement in the market, with incrementa... more
Jan 12, 2026 1:32 PM
— Housing Market
Affordable HOMES Act passes House
The House passed the bipartisan Affordable HOMES Act to boost affordable housing by focusing on manufactured housing. JPMorgan Chase reported a significant increase in mortgage originations in 2025.
Jan 12, 2026 9:30 AM
— Housing Market
'Something big' just happened in the U.S. housing market, real estate CEO says
During the pandemic-era housing market, homebuyers enjoyed low mortgage rates, but now rates have risen. More homeowners have rates higher than 6%, reducing the lock-in effect. This may lead to more inventory as owners feel comfortable selling. However, many homes are unaffordable due to high prices and mortgage rates, causing aspiring homeowners to give up. Mortgage rates are unlikely to drop sig... more
Jan 12, 2026 6:32 AM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales in 2026
The article discusses the current state of the housing market, highlighting factors both positively and negatively impacting sales activity. It mentions that affordability is improving, inventory is on the rise, and demographic trends are driving demand. However, the lock-in effect of low mortgage rates and uncertainty around the economy are constraints. It concludes that a gradual thaw in the mar... more
Jan 12, 2026 4:32 AM
— Housing Market
The 2–4% mortgage trap is freezing housing: Defeasance may be the way out
The U.S. housing market has a lack of sellers due to homeowners holding mortgages with low interest rates from 2020-2022. Defeasance, a concept from commercial real estate finance, offers a potential solution by substituting the loan's payment stream with highly secure assets. This could help homeowners unlock equity trapped within their mortgages and encourage more mobility in the housing market.
Jan 11, 2026 12:32 PM
— Housing Market
The impact of lower mortgage rates on housing inventory
The U.S. housing inventory growth has slowed to 9.99% year-over-year with mortgage rates near 6%. Price cuts have increased to 34.7% and new listings are below normal, indicating a shift in supply and demand dynamics in the housing market.
Jan 11, 2026 7:32 AM
— Housing Market
Real Estate Newsletter Articles this Week:Housing Starts Decreased to 1.246 million Annual Rate
The Calculated Risk Real Estate Newsletter for the week includes information on housing starts decreasing, the 'home ATM' mostly closing in Q3, updates on local housing markets in December, declining asking rents, and analysis on the housing bubble and mortgage debt as a percent of GDP.
Jan 10, 2026 2:32 PM
— Housing Market
Schedule for Week of January 11, 2026
Key economic reports scheduled for release this week include December CPI, Existing Home Sales, November Retail Sales, New Home Sales for September and October, December Industrial Production report, and January New York and Philly Fed manufacturing surveys.
Jan 10, 2026 12:32 PM
— Housing Market
Jan. 10: What keeps the California MBA up at night; economic news originators should know about
Lotus Bakeries, the company responsible for Biscoff cookies, has seen revenue over $700 million. Meanwhile, President Trump posted jobs data early, revealing slower employment growth but a decline in unemployment rate. Trump's actions to push down mortgage rates may have only a modest impact and could worsen inventory shortages. the National Association of Local Housing Finance Agencies has releas... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.