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News for: Mortgage Rates
Showing 73 - 96 of 1868 results
Apr 4, 2026 4:35 PM — Mortgage Rates
How is the housing market weathering war-time economics?
Weekly pending home sales decreased slightly due to rising mortgage rates, with total pending sales still showing year-over-year growth. Purchase applications slowed to 1% year-over-year growth. Mortgage rates have fluctuated during the conflict with Iran, impacting housing data. Mortgage spreads remain positive for housing in 2026 despite rate volatility.
Apr 4, 2026 12:33 PM — Mortgage Rates
Mortgage and refinance interest rates today, April 4, 2026: Down a quarter point since last weekend
Mortgage rates have declined for five consecutive days according to Zillow data, with the current 30-year fixed rate at 6.22% and the 15-year fixed rate at 5.72%. The article discusses the advantages and disadvantages of various mortgage options, such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages, as well as the impact of credit scores and DTI on rates. It also touches on market t... more
Apr 4, 2026 12:30 PM — Mortgage Rates
Housing market trends favor home shoppers, but Iran war clouds the outlook for mortgage rates
The economic fallout from the war with Iran is driving up mortgage rates, making home buying more expensive. Although rates are still down from a year ago, their recent upward trend has led to a slowdown in mortgage applications. The conflict has injected uncertainty into the U.S. economic outlook, affecting the spring buying season and potentially dampening home sales.
Apr 3, 2026 11:30 AM — Mortgage Rates
Utah homebuying: Mortgage rates reach new high since start of war in Iran
Mortgage rates have recently risen to 6.46%, impacting the spring buying season. People are becoming reluctant to apply for home loans due to the rising rates, causing the typical mortgage payments to increase. Higher rates are pushing some buyers out of the market. The increase in rates is associated with the war in Iran and the rise in the 10-year Treasury yield. Home prices in Utah are also hig... more
Apr 3, 2026 8:33 AM — Mortgage Rates
Higher mortgage rates trigger sharp drop in applications
Mortgage applications fell 10.4% week over week in MBA’s survey as the 30-year fixed rate increased to 6.57%. Refinance activity declined by 17% and the ARM share eased to 8%. However, the refinance index was still 33% higher than the same week one year ago.
Apr 3, 2026 8:32 AM — Mortgage Rates
Mortgage Rates Come Down | Today, April 3, 2026
Mortgage rates saw a slight decrease towards the end of the week, even though there are conflicting economic indicators suggesting rates might remain stable in the short term. Despite increasing rates from earlier in the year, it may still be a good time to consider refinancing or taking advantage of home equity. The article provides insights into 30-year fixed mortgage rates, 15-year fixed rates,... more
Apr 3, 2026 8:32 AM — Mortgage Rates
30-year mortgage rates rise - To buy or wait? | Today's mortgage and refinance rates, March 30, 2026
Mortgage rates have increased due to the conflict in Iran and rising oil prices, with rates for 30-year fixed, 5/1 ARMs, and jumbo loans all going up. The 10-year Treasury bond yield, which influences fixed-rate mortgages, has stabilized at a higher level. Inflation expectations may rise, impacting interest rates and the possibility of future rate cuts by the Federal Open Market Committee. Bankrat... more
Apr 3, 2026 2:33 AM — Mortgage Rates
Will rising oil prices bring us into a recession?
Editor in Chief Sarah Wheeler discusses with Lead Analyst Logan Mohtashami about oil prices, potential recession, mortgage rates, jobs, and housing demand on the HousingWire Daily podcast. The episodes cover topics such as rising oil prices affecting mortgage rates and the relationship between mortgage rates and oil prices.
Apr 2, 2026 12:31 PM — Mortgage Rates
Mortgage Rates Are Actually Lower This Week
Media often relies on weekly mortgage rate surveys to report average mortgage rates, but these surveys have a reporting lag and represent an average of 5 business days. This can be misleading for consumers if current rates are higher than the weekly average. However, the most recent data shows that mortgage rates have moved lower since March 27th, with today's rates being the lowest since March 18... more
Apr 2, 2026 12:30 PM — Mortgage Rates
Mortgage rates are surging, foiling homebuyers' best-laid plans
Surging mortgage rates, driven by factors like the Iran war, are threatening to disrupt the spring homebuying season. Rates on 30-year home loans have risen sharply, impacting prospective homebuyers like Rachel Marks and Devan Post. The higher rates are expected to persist due to inflation concerns, potential lack of Fed rate cuts, and market expectations. While some buyers may rush to lock in rat... more
Apr 2, 2026 10:33 AM — Mortgage Rates
30-year mortgage rates rise for the fifth straight week
Mortgage rates have been increasing for multiple consecutive weeks, with the 30-year fixed-rate reaching 6.46% and the 15-year rate at 5.77%. As a result, potential homebuyers are advised to shop around for the best rates. The increase in rates, combined with high gasoline prices due to the war in Iran, has resulted in a decrease in overall mortgage demand, with both purchase applications and refi... more
Apr 2, 2026 10:33 AM — Mortgage Rates
Mortgage rates hit a 7-month high, as buyers retreat
Mortgage rates have been on the rise for five consecutive weeks, impacting potential buyers during the busy spring homebuying season. The 30-year fixed mortgage rate has increased while the 15-year rate is lower compared to last year. This increase in rates comes amidst other industry news such as wage violations, executive orders on mortgage credit, and recent double-pledging scandals in lending.
Apr 2, 2026 9:31 AM — Mortgage Rates
Mortgage rates rise for fifth straight week as Iran war continues to roil markets
Real estate experts discuss the state of the housing market on 'The Claman Countdown.' Mortgage rates rose as the conflict in Iran continues to impact markets. The average rate on the benchmark 30-year fixed mortgage climbed to 6.46% from last week's 6.38%. Aspiring buyers are advised to shop around for the best mortgage rate to potentially save thousands of dollars.
Apr 2, 2026 9:30 AM — Mortgage Rates
Average US long-term mortgage rate climbs to 6.46%, the highest level in nearly 7 months
The average long-term U.S. mortgage rate has climbed for the fifth straight week, reaching its highest level in nearly seven months. The 30-year fixed rate mortgage rate rose to 6.46%, impacting home shoppers by adding hundreds of dollars in costs each month. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate policy decisions and bond market investors' e... more
Apr 2, 2026 9:30 AM — Mortgage Rates
Mortgage rates rise for 5th straight week above 6%: Mortgage and refinance interest rates today
Stock and bond markets are reacting to President Trump's statements on the Middle East war, leading to fluctuations in mortgage rates. 30-year mortgage rates have increased for the fifth straight week, with higher rates observed for both 30-year and 15-year fixed mortgages. Mortgage applications, particularly for refinance, have declined significantly despite some areas seeing a buyer's market. Ne... more
Apr 2, 2026 8:31 AM — Mortgage Rates
Buying a home just got more expensive as the Iran war drives up mortgage rates
Mortgage rates have increased to their highest level in over six months, reaching 6.38% for a 30-year fixed mortgage due to growing fears of inflation caused by the conflict in the Middle East. Rising energy costs are also pushing up Treasury yields, affecting borrowing costs for Americans and making homeownership even more unaffordable. The spike in oil prices is contributing to higher fuel costs... more
Apr 2, 2026 6:34 AM — Mortgage Rates
Mortgage Rates Hold | Today, April 2, 2026
Mortgage rates have experienced ups and downs recently, with the average 30-year fixed mortgage rate reaching 6.57%. Rates have fluctuated over time, with record lows and highs in the past. The article discusses various mortgage options, such as the 15-year FRM and adjustable-rate mortgages, and mentions the importance of monitoring market data to make informed decisions. Economic reports and geop... more
Apr 1, 2026 3:34 PM — Mortgage Rates
The Iran war is raising your mortgage rate
The housing market experienced a significant increase in borrowing costs this week, with the average rate for a 30-year fixed mortgage surpassing 6.5 percent, the highest since August. The spike in borrowing costs is attributed to soaring oil prices.
Apr 1, 2026 12:35 PM — Mortgage Rates
Mortgage Rates Steady to Slightly Lower
Despite the release of economic reports and war-related headlines, mortgage rates remained mostly unchanged. Bonds struggled to maintain their improvement due to stronger than expected economic data, suggesting higher rates. Oil prices and bond yields dropped slightly today, showing hope for a finite timeline for the war. The average mortgage lender was 0.02% lower on a top-tier 30yr fixed rate co... more
Apr 1, 2026 12:33 PM — Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 10.4% from the previous week, with the Refinance Index dropping 17% and the Purchase Index declining by 3%. The 30-year mortgage rate increased to 6.57%, the highest since last August, leading to decreased application volumes. The FHA and VA loan applications held up better than conventional buyers, and the overall economic uncertainty is impacting buyer confiden... more
Apr 1, 2026 10:37 AM — Mortgage Rates
Rising mortgage rates push application volumes down 10.4% in late March
U.S. mortgage application volumes dropped significantly in the final week of March as 30-year mortgage rates reached their highest level since last August. Refinance market took a hit, with volumes down more than 40% compared to the previous month. Purchase demand also decreased slightly.
Apr 1, 2026 10:35 AM — Mortgage Rates
30-year mortgage rates increase - Should you wait? | Today's mortgage and refinance rates, April 1, 2026
Mortgage interest rates have mostly increased due to the war in Iran, causing energy prices to rise. The impact on oil and other commodities may lead to higher inflation expectations, affecting interest rates. The 10-year Treasury bond yield influences mortgage rates, and fluctuations in these rates can have a significant impact on mortgage payments. Bankrate's Mortgage Rate Variability Index trac... more
Apr 1, 2026 8:32 AM — Mortgage Rates
Mortgage Rates Decline | Today, April 1, 2026
Mortgage rates fell slightly on April Fool's Day after a recent increase, but they are still more elevated compared to February lows. Despite this, it could still be a good time to refinance or tap into home equity. The article provides information about the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 adjustable-rate mortgages. It also mentions that interest... more
Apr 1, 2026 7:33 AM — Mortgage Rates
Roundup: US job openings / Mortgage rates / Gulf oil spill
U.S. job openings fell and hiring slowed in February, signaling weaker labor demand before the conflict in Iran. Mortgage rates continued to climb due to fears of inflation, leading to a 10.4% decrease in mortgage application volume. Environmental groups accused Mexico's government of lying about a massive oil spill off the coast of Veracruz state.
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