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News for: Mortgage Rates
Showing 841 - 864 of 1568 results
Oct 13, 2025 6:23 PM
— Mortgage Rates
Report: Trump administration to lay off CDFI Fund staff
The Trump administration plans to lay off Community Development Financial Institutions Fund staff in December due to federal workforce reductions resulting from the government shutdown. The administration's budget request includes stripping the CDFI Fund's ability to allocate discretionary awards and instead proposing a Rural Financial Award Program. The future of banking may be defined by how wis... more
Oct 13, 2025 7:23 AM
— Mortgage Rates
Refinancing Surges as Mortgage Rates Dip
A small drop in mortgage rates has led to an 80% increase in refinancing activity among homeowners looking to reduce their monthly payments. Most of the recent refinances have involved loans from 2023 and 2024. If rates reach 6%, around 5.9 million homeowners could save an average of $399 per month.
Oct 13, 2025 6:23 AM
— Mortgage Rates
Mortgage Rates Today, Monday, October 13: Noticeably Lower
Mortgage rates have dropped significantly today, catching the attention of potential home buyers. Other factors such as inflation reports, job numbers, and global news can influence mortgage rates. With the upcoming CPI report delayed due to the government shutdown, the Federal Reserve's next meeting could bring changes. Refinancing may be a good option for those with rates higher than 6.64%. Cust... more
Oct 13, 2025 5:26 AM
— Mortgage Rates
Mortgage fraud risk rising as housing market struggles
Mortgage fraud risk at its highest level in over three years due to undisclosed real estate debt and transaction misrepresentations. The contract rate on a 30-year mortgage fell to 6.49% in the week ended Sept. 5, leading to a rush in refinancing but a decline in overall lock volumes. Total mortgage origination volume is forecasted to barely eclipse $2 trillion by the end of the year for the first... more
Oct 13, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 13, 2025: Rates are holding steady
This article discusses the current mortgage rates provided by Zillow for different types of mortgages, such as 30-year fixed, 15-year fixed, 5/1 ARM, etc. It also mentions strategies for getting the lowest mortgage rates, refinancing rates, and the impact these rates have on monthly payments based on different loan terms. Additionally, it explains adjustable-rate mortgages, factors affecting mortg... more
Oct 13, 2025 3:23 AM
— Mortgage Rates
Mortgage rates creep back up as lenders show caution
Average mortgage rates have risen slightly for the first time in several months, with the two and five-year fixed rates standing at around 5%. This increase may disappoint borrowers as lenders approach the winter cautiously. More than 80% of mortgage customers have fixed-rate deals, and potential first-time buyers are hoping for low rates. The slight increase in rates is attributed to uncertain sw... more
Oct 12, 2025 2:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 12, 2025: Best week of the year to buy a house
Mortgage rates are down today according to Zillow, with the national average 30-year fixed rate at 6.28% and the 15-year fixed rate at 5.56%. It's considered the best week of the year to buy a house according to new data from Realtor.com. There is information provided on current mortgage rates, including refinancing rates, and the differences between fixed-rate and adjustable-rate mortgages. Advic... more
Oct 11, 2025 10:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 11, 2025: Rates tick down
Today's mortgage rates have slightly decreased, with the average 30-year fixed rate at 6.28% and the 15-year fixed rate at 5.56%. It's mentioned that any possible rate cuts by the Federal Reserve have already been accounted for in the current mortgage rates. The article discusses the advantages of different mortgage terms such as the 30-year fixed-rate mortgage offering lower and predictable payme... more
Oct 11, 2025 4:23 AM
— Mortgage Rates
Time to buy? 30-year mortgage rate slips back to lowest level in about a year
The average rate on a 30-year U.S. mortgage decreased slightly this week, returning to its lowest level in about a year. Factors influencing mortgage rates include the Federal Reserve's interest rate policy decisions, bond market investors' expectations, and the trajectory of the 10-year Treasury yield. Mortgage rates are expected to remain near the mid-6% range this year. Refinancing is becoming ... more
Oct 10, 2025 3:23 PM
— Mortgage Rates
Report: Mass. sees second-biggest dip in monthly mortgage payments in the U.S.
Mortgage rates in Massachusetts have dropped significantly, leading to substantial savings for homebuyers. The average APR for a 30-year fixed-rate mortgage decreased by three-quarters of a percentage point, resulting in a $210.42 drop in monthly payments and around $75,752.61 in savings over the life of the loan. Nationally, the average mortgage rate also dropped, potentially saving borrowers ove... more
Oct 10, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Lowest Since Fed Day
Mortgage rates experienced a significant decline due to unexpected news on additional tariffs on China announced by Trump, leading to a rally in bonds and a drop in interest rates. Mortgage lenders are now able to offer lower rates as a result of the bond rally, resulting in the average 30yr fixed rate being the lowest since the September 17th Fed meeting.
Oct 10, 2025 11:23 AM
— Mortgage Rates
Refi Demand Ebbs Gradually As Rates Remain Rangebound
Mortgage application activity decreased overall, with refinance applications experiencing an 8% drop from the previous week. Refinance activity remains higher than the same time last year but has decreased significantly from the surge in mid-September when rates were at lows. Purchase applications also declined by 1% but are still showing growth compared to the previous year.
Oct 10, 2025 6:27 AM
— Mortgage Rates
30-year mortgage rates increase - When should you lock? | Today's mortgage and refinance rates, October 7, 2025
Average mortgage rates were mostly higher compared to last week, with 30-year fixed, 5/1 ARM, and jumbo loans increasing while 15-year fixed rates decreased. Despite the Federal Reserve lowering the federal funds rate, 30-year mortgage rates rose. Treasury yields and mortgage rates are expected to trend downward due to high demand for Treasuries during government shutdowns. Current rates for 30-ye... more
Oct 10, 2025 3:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 10, 2025: Rates are well below the 52-week average
The article discusses how mortgage rates have decreased recently, making it a good time to buy a house. It provides details on current mortgage rates and explains the difference between fixed-rate and adjustable-rate mortgages. It also mentions that mortgage rates are expected to stay relatively stable for the rest of the year.
Oct 9, 2025 2:24 PM
— Mortgage Rates
Shutdown hampers rates, rural, HECM and niche condo loans
The ongoing government shutdown has created rate uncertainty, caused disruption in specialized mortgages, and slowed down mainstream mortgage business. Lenders are adapting their tactics to keep loans moving despite the challenges presented by the shutdown.
Oct 9, 2025 12:27 PM
— Mortgage Rates
Mortgage Rates Ease to Yearly Low
The average rate on 30-year mortgages decreased to 6.3% from 6.34% last week, while rates on 15-year mortgages dropped to 5.53% from 5.55% last week.
Oct 9, 2025 12:25 PM
— Mortgage Rates
Mortgage Rates Move Slightly Higher
Mortgage rates have remained relatively stable over the past 3 weeks, with little change for the average lender. Today saw a slight increase in rates due to weaker bond performance, but rates still remain within a narrow range.
Oct 9, 2025 11:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 9, 2025: Rates finally inch down
The national average mortgage rates have dropped slightly this week, with the 30-year fixed rate at 6.30% and the 15-year fixed rate at 5.53%. Refinance rates can be higher than purchase rates. Factors affecting mortgage rates are both controllable, like credit scores and down payments, and uncontrollable, like the economy. The article also discusses different mortgage types like fixed and adjusta... more
Oct 9, 2025 11:06 AM
— Mortgage Rates
Mortgage rates fall for first time in 3 weeks
Jeff Sica warns that the Fed's small rate cut won’t help the housing affordability crisis and recommends gold as a hedge against inflation. Mortgage rates fell for the first time in three weeks, with the average rate on the benchmark 30-year fixed mortgage decreasing to 6.3%. Homebuyers are gradually moving forward with buying homes due to lower rates, but many are still hesitant due to economic u... more
Oct 9, 2025 10:24 AM
— Mortgage Rates
What's a good mortgage interest rate now that the Fed's cutting rates again?
The article discusses the recent changes in the mortgage interest rate climate. It mentions how rates had surged in 2023 but are now expected to decline further due to rate cuts by the Federal Reserve. It provides insights into what is considered a good mortgage interest rate currently, suggesting rates in the low 6% range are favorable. The article also mentions alternative options like adjustabl... more
Oct 9, 2025 9:58 AM
— Mortgage Rates
How mortgage rate have been affected by federal shutdown
The federal government shutdown and delay in the monthly employment report caused a small movement in mortgage rates. President Trump requested help from Fannie Mae and Freddie Mac to restore the American Dream. Antitrust lawsuit alleges over two dozen mortgage companies shared sensitive loan origination information.
Oct 9, 2025 9:10 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 9, 2025: Rates finally tick down
Mortgage rates have decreased, with the national average 30-year fixed rate dropping to 6.30%. Interest rates are not expected to change significantly by the end of the year. Various mortgage rates and terms are listed, including strategies for getting the lowest mortgage rate and details about buying vs. refinancing. Additionally, factors that control mortgage rates are discussed, as well as the ... more
Oct 9, 2025 9:09 AM
— Mortgage Rates
When will mortgage rates go down? Rates decreased this week — but just barely.
The article discusses the recent slight decrease in mortgage rates, but questions when rates will go down further.
Oct 9, 2025 9:09 AM
— Mortgage Rates
Average long-term US mortgage rate eases to 6.3%, back to its lowest level in about a year
The average rate on a 30-year U.S. mortgage dropped slightly this week to 6.3%, returning to its lowest level in about a year. Mortgage rates are influenced by various factors such as Federal Reserve's interest rate policy decisions and bond market expectations. Despite potential future interest rate cuts by the Fed, it does not guarantee further declines in mortgage rates.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.