Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Mar 2, 2026 5:57 AM
— Housing Market
Why the Spring Home-Buying Season Slump May Break in 2026
House-buying power has surpassed the national median list price, potentially leading to a more active spring home-buying season. Changes in mortgage rates and household income impact house-buying power, while list prices adjust more slowly. The surplus of house-buying power over list prices shifted to a deficit in 2022 but has since returned to surplus. The spring home-buying season may see improv... more
Mar 2, 2026 2:32 AM
— Mortgage Rates
Mortgage and refinance interest rates today, March 2, 2026: The experts were wrong; rates set new multi-year lows
Mortgage rates are currently below expectations, setting new multi-year lows. The average 30-year fixed mortgage rate is 5.81%, with the 15-year fixed rate at 5.32%. Rates for refinancing are slightly higher than rates for buying a house. Adjustable-rate mortgages may be a good option for those planning to sell before the rate changes. Mortgage lenders offer the lowest rates to those with higher d... more
Mar 1, 2026 4:46 PM
— Online Security for Mortgage Websites
Housing Market News and Commentary
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Mar 1, 2026 12:35 PM
— Mortgage Lenders
Feb. 27: LO jobs; fraud, processing, verification waterfall products; Fairway & insurance; conv. conforming changes… UAD 3.6
Starting from March 5th, with the implementation of new laws, credit bureaus can no longer sell trigger leads to dozens of callers after a borrower's credit is pulled for a mortgage application. Lenders and servicers are still allowed to contact the borrower. The Mortgage Bankers Association is advocating for lowering loan level price adjustments and guarantee fees to make financing homes more aff... more
Mar 1, 2026 6:32 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 11% from the previous week, driven by a rise in refinance activity and lower mortgage rates. Both the Market Composite Index and the Refinance Index saw significant increases. Purchase applications also increased, with lower rates and more housing inventory supporting homebuyer interest. The average contract interest rates for different types of mortgages either ... more
Mar 1, 2026 4:30 AM
— Mortgage Rates
Will war with Iran send mortgage rates higher or lower?
Last week, the 10-year yield closed at a key level, and mortgage rates finished under 6%. However, with the weekend's attack on Iran, there is uncertainty about how it will affect mortgage rates. There is anticipation for whether rates will go lower or higher due to the conflict before the housing market picks up in spring.
Feb 28, 2026 5:59 PM
— Mortgage Rates
U.S. Mortgage Rates Reach Lowest Since 2022, Spurs Refinancing
U.S. mortgage rates decreased last week to the lowest level seen since 2022, leading to an increase in refinancing activity.
Feb 28, 2026 6:37 AM
— Bond Markets
Inflation runs hot as producer price index surges
The article discusses the recent movements in treasuries and treasury yields, highlighting technical damage, rate-cut expectations, and the impact of key economic reports such as the Producer Price Index on the market. The CEO of IF Securities provides insights into how treasuries and related markets are reacting to various economic indicators.
Feb 28, 2026 5:31 AM
— Bond Markets
Bonds Cap Stellar Week/Month With Strongest Close
Bonds ended the week/month at their strongest levels, with 10yr yields breaking below the 4.0% floor to close at 3.95+. Despite higher PPI numbers, there was minimal volatility along the way. Next week brings big ticket econ data.
Feb 28, 2026 5:30 AM
— Mortgage Rates
What are today's mortgage interest rates: February 27, 2026?
As of February 27, 2026, the average mortgage interest rate on a 30-year mortgage is 5.87% and 5.37% for a 15-year term. Refinance rates are at 6.47% for a 30-year mortgage and 5.64% for a 15-year option. Borrowers are advised to shop around online for the best rates, but those with higher credit scores will receive the most competitive offers.
Feb 28, 2026 4:35 AM
— Mortgage Rates
Mortgage Rates Fall Below 6% for the First Time in Years
The average 30-year, fixed-rate mortgage in the U.S. has fallen below 6% this week, at 5.98%. This is the lowest rate since September 2022.
Feb 28, 2026 4:34 AM
— Mortgage Lenders
AD Mortgage launches its largest non-QM securitization yet
AD Mortgage launched a $602.7M non-QM RMBS backed by 1,793 loans, marking their 30th securitization deal. The pool consists of 99.9% fixed-rate loans with a 748 average credit score and 68.6% weighted average CLTV.
Feb 28, 2026 4:32 AM
— Interest Rates
Minor FICO score improvements can ease homebuying costs
A new nationwide study from AD Mortgage shows that improving a credit score can save homebuyers tens of thousands of dollars in mortgage interest. The study models how long it takes to raise FICO scores to 760 and the estimated 30-year interest savings by state.
Feb 28, 2026 4:31 AM
— Bond Markets
Starting Out Under 4.0% Despite Hotter PPI
Despite previous instances of relevance almost two years ago, today's PPI results have shown that it currently holds no significance as a market mover for bonds. The small bump in yields this morning, potentially in reaction to PPI, was quickly erased and is uncertain to be directly tied to the data.
Feb 28, 2026 4:31 AM
— Mortgage Rates
Could mortgage interest rates ever be 3% again? 3 things to know this March
FreddieMac reported the average 30-year mortgage interest rate dropped below 6% for the first time since 2022, sparking borrower interest. While rates are still higher than the historic low of 3% from a few years ago, experts advise against waiting for such rates to return. Mortgage rates are influenced by various factors, and the current environment shows gradual improvement. It is unlikely that ... more
Feb 28, 2026 4:30 AM
— Mortgage Rates
This simple tip can save you tens of thousands of dollars on your mortgage, experts say
Mortgage rates have fallen to their lowest levels in years, with the average rate for a 30-year mortgage dropping below 6%. Experts recommend shopping around for the best loan to potentially save tens of thousands of dollars, as rates can vary significantly between lenders. Despite expectations that rates will hover around 6% for the year, homebuyers can still find lower-cost loans as lenders comp... more
Feb 28, 2026 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 28, 2026: 30-year near multi-year low; 15-year sets new low
The article discusses the current mortgage rates, including the 30-year fixed rate at 5.81% and the 15-year fixed rate at 5.32%. It also delves into the advantages and disadvantages of different mortgage types, such as the 30-year fixed, 15-year fixed, and adjustable-rate mortgages. Additionally, it touches on the housing market, refinance rates, and considerations when buying a home.
Feb 27, 2026 5:48 PM
— Mortgage Rates
U.S. Mortgage Rates Reach Lowest Since 2022, Spurs Refinancing
U.S. mortgage rates decreased last week to the lowest level since 2022, leading to an increase in refinancing activity.
Feb 27, 2026 10:30 AM
— Mortgage Rates
Mortgage Demand Calm Before The Storm?
Mortgage application activity increased slightly last week, with the Refinance Index rising 4% and conventional refinance applications up 5%. Purchase demand fell 5%, but remains higher than a year ago. Rates have decreased to multi-year lows, leading to higher refinance activity.
Feb 27, 2026 10:30 AM
— Mortgage Rates
Mortgage Rates End Week at Best Levels
Mortgage rates have hit the lowest levels in more than 3 years, with very little volatility. This week has been the best in terms of stability in the history of rate indexes, with a range of only 0.01%, compared to the usual 0.07-0.08% range when rates hit their lowest levels.
Feb 27, 2026 8:31 AM
— Mortgage Rates
Mortgage Rates Flat, Holding At Multi-Year Lows | Today, February 27, 2026
The article discusses how mortgage rates are currently at three-and-a-half-year lows, making it a good time for refinancing or home buying. It also provides historical data on average 30-year fixed mortgage rates. The experts predict that mortgage rates will remain stable in the near future due to various economic factors and lack of immediate Fed decisions. The demand for home loans, inflation, a... more
Feb 27, 2026 8:25 AM
— Cybersecurity in Mortgages
In Texas, the big rival is the buyer’s memory of 2.65%
The website is using a security service to prevent malicious bots and is verifying that the user is not a bot before allowing access to the page.
Feb 27, 2026 6:36 AM
— HELOC Rates
Can You Negotiate a HELOC Rate in 2026? Yes, Here’s How
Homeowners have the ability to negotiate HELOC rates, margins, fees, and terms with lenders. Factors influencing HELOC margins include credit profile, home equity, and competing offers. It is recommended to get at least three written quotes from different sources to build negotiating leverage. Pay attention to other rate-related terms beyond margin like floor rate, periodic cap, and lifetime cap. ... more
Feb 27, 2026 4:35 AM
— Mortgage Marketing
Podcast Sponsorship – Daily Mortgage News & Commentary
The article mentions the opportunity to sponsor a week's worth of podcasts by contacting Robbie Chrisman for details.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.