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News for: Mortgage Rates
Showing 769 - 792 of 1886 results
Dec 21, 2025 10:30 AM
— Mortgage Rates
Why did the growth rate of housing inventory drop by half this year?
Housing inventory growth slowed to 13.54% year over year, down from over 30% earlier in 2025, as new listings and sales patterns changed. Mortgage rates remained near 6.3% after the Fed's December cut, influencing market dynamics.
Dec 21, 2025 4:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 20, 2025: Why do published rates vary so much?
The article discusses the current mortgage rates provided by Zillow for different loan types and terms. It also explains why Zillow's rates might be lower than other sources due to the way the rates are compiled. It delves into the advantages and disadvantages of various mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. The article also touches on the factors influen... more
Dec 21, 2025 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 21, 2025: Bouncing within a narrow lane
Mortgage rates have remained within a narrow range, with the average 30-year fixed rate at 6.03% and 15-year fixed rate at 5.42%. Refinance rates are generally higher than rates for house purchases. Various factors can impact mortgage rates including term length, adjustable rates, and personal financial situations.
Dec 20, 2025 4:30 AM
— Mortgage Rates
How to get a mortgage rate in the 5% range for 2026
As 2025 comes to a close, there has been a noticeable improvement in mortgage interest rates, with rates dropping around a full percentage point since January. This decrease in rates presents an opportunity for both homebuyers and owners to secure a mortgage rate in the 5% range, potentially saving interest costs and reducing monthly payments. By utilizing online marketplaces to compare rates, con... more
Dec 19, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Just Off 2-Week Lows
Mortgage rates remained fairly stable despite speculation about foreign monetary policy decisions. Rates rose slightly, hitting the 2nd lowest point of the week. The upcoming week's rate movement is uncertain due to the holiday trading environment, with rates likely drifting sideways until economic reports in January.
Dec 19, 2025 7:26 AM
— Mortgage Rates
Mortgage Rates Down | Today, December 19, 2025
Mortgage rates fell slightly, but future movements are uncertain due to stock market and Treasury yields. Refinancing or tapping into home equity is still a viable option for borrowers. Various mortgage rates are provided for different terms, with expectations for rates to remain relatively stable. Economic reports and information about home sales are also included in the article.
Dec 19, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Flat, Inflation Numbers Down | Today, December 18, 2025
The article discusses how mortgage rates remained close to the previous day's levels due to factors such as decreased inflation and declining Treasury yields. It advises on considering refinancing or tapping into home equity, negotiating for better rates, and qualifying for financial assistance. It also provides information on average 30-year fixed and 15-year fixed mortgage rates, ARM rates, and ... more
Dec 19, 2025 4:31 AM
— Mortgage Rates
Current mortgage rates report for Dec. 19, 2025
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., which is currently 6.208%. It also mentions historical interest rates, the impact of economic conditions and government policies on mortgage rates, and the influence of factors like inflation, national debt, and demand for home loans. The Federal Reserve's actions and balance sheet manag... more
Dec 18, 2025 8:06 PM
— Mortgage Rates
Mortgage Rates Continue to Hover in the Same Narrow Range
The average rate for a 30-year fixed-rate mortgage dipped slightly to 6.21% this week, down from 6.22% last week and significantly lower than the 6.72% rate from a year ago. The 15-year fixed-rate mortgage also saw a decrease to 5.47% from 5.54% last week and 5.92% a year ago. Despite some market volatility following the Fed's rate cuts, mortgage rates remain anchored near 2025 lows, creating a fa... more
Dec 18, 2025 1:30 PM
— Mortgage Rates
Mortgage rates slip, sticking near 2025 lows
Former 'Million Dollar Listing' star and real estate agent Josh Altman discusses the increase in delistings of homes, the demand for turnkey properties, and the negative impact of skipping mortgage rate shopping. Mortgage rates saw a slight decrease this week, with the average rate on a 30-year fixed mortgage dropping to 6.21%. Homebuyers are in a more favorable position now compared to a year ago... more
Dec 18, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Near Lowest Levels Since October
The average lender's 30yr fixed rates were slightly lower at the end of November, making them the lowest since late October. The improvement in rates followed the release of November's Consumer Price Index (CPI), which was below expectations, raising questions about the impact of the government shutdown on data collection. Despite being seen as good news for rates, most of the improvement had alre... more
Dec 18, 2025 12:30 PM
— Mortgage Rates
Mortgage rates move — but in the wrong direction
National mortgage-rate leaders experienced increases in rates this week, with three- and five-year uninsured fixed rates and insured rates rising by five to 15 basis points. Hybrid mortgages also saw a 10-basis-point rate increase, going back above four per cent. However, there are still some standout bargains available. It is expected that there will not be significant mortgage rate movement arou... more
Dec 18, 2025 10:24 AM
— Mortgage Rates
Mortgage rates flatline following recent Fed cut
Mortgage rates have largely remained consistent over the past few weeks, despite the Federal Reserve's decision to cut rates. Rates have only fluctuated within a small range since mid-September, with the 30-year fixed rate currently at 6.22% and the 15-year rate at 5.50%. Mortgage activity decreased recently, with a significant drop in refinance applications.
Dec 18, 2025 9:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 18, 2025: Mortgage rates remain calm
The article discusses current mortgage rates for both purchase and refinance mortgages. It explains the difference between fixed-rate and adjustable-rate mortgages. It provides advice on how to secure the lowest mortgage rate possible by comparing lenders, improving credit scores, lowering debt-to-income ratios, and considering down payments. The article also touches on the impact of the economy o... more
Dec 17, 2025 7:56 PM
— Mortgage Rates
Purchase Applications Fell Last Week in Keeping With Seasonal Patterns
Total mortgage application volume fell 3.8% last week as rates increased, with applications for refinances decreasing by 4% compared to the previous week but up 86% compared to the same week last year. Purchase applications also decreased by 3% compared to the previous week, but were up by 13% compared to the same week last year. This drop in purchase applications is in line with seasonal patterns... more
Dec 17, 2025 3:30 PM
— Mortgage Rates
November CPI, Nike earnings, mortgage rates: What to Watch
The article previews upcoming events on Thursday, December 18, including the release of November's Consumer Price Index (CPI) report, the latest reading on mortgage rates, and earnings results from companies like Nike, FedEx, and Darden Restaurants.
Dec 17, 2025 12:30 PM
— Mortgage Rates
Mortgage rates dip back down following Fed cut
The article discusses the current mortgage rates, the average national family income, the median price of homes, the recent Federal Reserve rate cut, and the forecast for mortgage rates to stay above 6%. It also touches on the impact of President Trump's tariff policies on inflation and the 10-year Treasury yield.
Dec 17, 2025 11:11 AM
— Mortgage Rates
Mortgage rate locks in ‘holding pattern’ ahead of crucial jobs data
Mortgage-rate lock volumes declined in November, following seasonal patterns, with a 4% decrease from October. Year-over-year, lock volumes were 32% higher, with rate-and-term refinances leading at 403% higher than a year ago. The future outlook for the mortgage market will depend on investors' reactions to upcoming employment reports.
Dec 17, 2025 9:31 AM
— Mortgage Rates
Mortgage apps dip as rate stability stalls momentum
Mortgage applications have been fluctuating over the past two months as rates have stabilized. Fannie Mae and Freddie Mac have increased mortgage-backed securities and home loans on their balance sheets. A recent lawsuit is scrutinizing personnel moves within these companies. Consecutive weeks of mortgage rate increases led to a decrease in loan application volume. The Department of Housing and Ur... more
Dec 17, 2025 8:31 AM
— Mortgage Rates
Foreclosures starts, re-defaults inch up at banks: OCC
Newly initiated foreclosure actions at banks have increased, but overall financial institutions' home loans have remained resilient. The number of qualified refinance candidates has risen, the national mortgage delinquency rate has also increased, and promising trends are expected to ease affordability in 2026. The prepayment rate grew as mortgage rates fell, leading to higher refinancing volumes,... more
Dec 17, 2025 7:34 AM
— Mortgage Rates
Mortgage Rates All Drop After Poor Employment Report | Today, December 17, 2025
Mortgage rates reversed their early-week growth due to gloomy economic indicators and plummeting stocks. It is suggested to still consider refinancing or tapping into home equity. The average rates for 30-year fixed, 15-year fixed, and 5/1 adjustable rate mortgages are provided, with insights on each type. Commentary from Federal Reserve policymakers and forecasts from Fannie Mae, the Mortgage Ban... more
Dec 17, 2025 7:30 AM
— Mortgage Rates
Shop for deals as rates rise: Mortgage lenders with the best rates this week, Dec. 15-21, 2025
The top three mortgage lenders with the lowest rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union, ranked by annual percentage rate (APR). Mortgage rates have slightly increased despite a short-term interest rate cut by the Federal Reserve. The importance of shopping around for mortgage rates is emphasized to potentially save up to $44,000 over the life of a 30-y... more
Dec 17, 2025 6:32 AM
— Mortgage Rates
Why have mortgage rates barely budged despite three Fed cuts?
Mortgage rates remained steady around 6.3% following the Federal Reserve's recent rate cut. Despite ongoing housing shortages and mixed jobs data, policymakers are considering future cuts.
Dec 17, 2025 5:33 AM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 3.8% from the previous week, with a decrease in the Market Composite Index and the Refinance Index. Purchase application volume typically drops at the end of the year. Refinance activity has remained steady as rates hold in a narrow range. FHA share decreased, while VA and USDA shares increased. Interest rates for different types of mortgages saw various changes fro... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.