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News for: Interest Rates
Showing 49 - 72 of 398 results
Jan 15, 2026 1:30 PM
— Interest Rates
Mortgage rates fall to 3-year low, offering relief for homebuyers
The average interest rate on a conventional mortgage in the U.S. dropped to 6.06%, the lowest level in more than three years. A recent dip in mortgage rates has spurred homebuying activity, with purchase applications on the rise and more owners acting to refinance their loans. Although mortgage rates are easing, homeownership remains beyond the means of many Americans due to rising home prices. Pr... more
Jan 15, 2026 4:37 AM
— Interest Rates
Mortgages with rates above 6% now outnumber sub-3% loans
The share of U.S. mortgages with rates at or above 6% has surpassed those below 3%, reaching 21.2% in Q3 2025. This shift is expected to significantly impact the housing market due to historically low borrowing costs in prior years.
Jan 14, 2026 2:30 PM
— Interest Rates
Some Asymmetric Risk When it Comes to Locking vs Floating
Bonds improved due to heavy stock losses creating safe haven buying demands. Despite positive economic data, mortgage rates remained unchanged, suggesting lenders may be resistant to offering significant improvements in the short term.
Jan 14, 2026 4:35 AM
— Interest Rates
Fed’s inflation fight collides with Trump’s power play on monetary policy
The Federal Reserve's battle against inflation remained steady in December, with consumer prices rising. The report was softer than expected, and the Fed chair faces criminal probes over renovations, which the President denies involvement in. Interest rates have been cut to stimulate job creation, but have not led to significant growth. Trump's desire for lower interest rates is in conflict with F... more
Jan 14, 2026 4:31 AM
— Interest Rates
Current Credit Card Interest Rates
The average credit card interest rate is currently 19.64%, with the Prime Rate being 6.75%. Credit card rates are typically higher than other loans due to being unsecured debt. The CARD Act in 2010 changed how credit card rates were set, tying them to an index like the Prime Rate. Card issuers can adjust rates with 45 days' notice and new offers can vary. Consumers should pay attention to daily in... more
Jan 14, 2026 3:30 AM
— Interest Rates
Mortgage refinance demand surges 40% higher after Trump post briefly tanks interest rates
Mortgage demand increased significantly after President Trump announced plans to have Fannie Mae and Freddie Mac buy $200 billion in mortgage-backed bonds, leading to lower interest rates. Refinance demand surged by 40% and purchase applications rose by 16% for the week. Mortgage rates started to rise again at the beginning of the following week.
Jan 13, 2026 6:31 AM
— Interest Rates
Mixed, But Modestly Stronger Reaction to CPI
The CPI came out slightly lower than expected, with the monthly core at 0.2 compared to 0.3 and annual core at 2.6 compared to 2.7. The unrounded numbers were closer to forecasts, and headline inflation remained unchanged from the previous month. The data did not provide a clear direction for rates, but confirmed that inflation is around the same level as before the shutdown.
Jan 12, 2026 4:34 AM
— Interest Rates
Fed Chair Powell fights back against grand jury subpoena in unprecedented public statement
The Federal Reserve and Chairman Jerome Powell have been hit with grand jury subpoenas by the Department of Justice over testimony on a renovation project. Powell alleged that the threat of criminal charges is due to the Fed setting benchmark interest rates higher than preferred by President Trump. The controversy involves cost overruns on the Fed's headquarters renovation project, which grew to $... more
Jan 11, 2026 7:31 PM
— Interest Rates
DOJ opens criminal investigation into Federal Reserve and Powell
The Department of Justice served the Federal Reserve with subpoenas threatening criminal charges over Fed Chair Jerome Powell's Congressional testimony regarding the renovation of the Fed's D.C. headquarters. Powell stated that the threat is actually about the Fed's independence in setting interest rates, rather than the renovation itself.
Jan 9, 2026 11:30 AM
— Interest Rates
What's a good mortgage interest rate in 2026?
Mortgage interest rates have fluctuated over the past few years, with rates reaching record lows in 2020 and 2021, rising in response to inflation in 2022, and declining significantly in 2025. At the start of 2026, the average mortgage purchase rate for a 30-year term is around 5.87%, while for 15-year options it's approximately 5.25%. Buyers are advised to shop around for rates and consider facto... more
Jan 6, 2026 8:30 AM
— Interest Rates
CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation
In 2024, Federal Reserve rate cuts led to declining yields on many deposit accounts, but savers could still benefit from strong yields on certificates of deposit (CDs). Despite an expected drop in CD rates in 2025, they are projected to outpace inflation. The average APY for 1-year CDs started and ended at 1.96% in 2024, while 5-year CDs started and ended at 1.41% and 1.42%, respectively. By the e... more
Jan 5, 2026 12:30 PM
— Interest Rates
Mortgage Rates Holding at 2-Month Lows
The article discusses how September 16th and October 28th of 2025 had the lowest rates due to Fed rate cuts, but the second half of December saw rates inch closer to those lows. Currently, rates are holding steady, with the potential to reach the lowest point since October 28th.
Jan 4, 2026 4:31 AM
— Interest Rates
What to Expect in Markets This Week: Investors Watching Venezuela Developments, Awaiting Jobs Report, Other Economic Data, Earnings Reports
Over the weekend, the U.S. launched a military strike on Venezuela, leading to geopolitical uncertainty. Investors are also watching for employment data that could impact interest rates. Reports delayed by the government shutdown will also be released this week, including data on housing starts, factory orders, and the U.S. trade deficit. The Federal Reserve may consider more interest rate cuts ba... more
Jan 2, 2026 9:30 AM
— Interest Rates
Why are mortgage rates at their lowest level since 2024?
Mortgage rates have fallen to their lowest level in 15 months, with the average interest rate on a 30-year fixed mortgage standing at 6.15%. The drop in mortgage rates is seen as an encouraging sign for potential homebuyers in 2026. The decline in rates is attributed to a slowdown in hiring, prompting the Fed to cut interest rates in an effort to boost the labor market. However, current homeowners... more
Dec 31, 2025 10:30 PM
— Interest Rates
From energy prices to interest rates: the dates that could affect your finances in 2026
At the start of 2026, the financial picture is balanced with falling inflation, lower mortgage rates, and upcoming changes to make energy bills cheaper. However, housing, groceries, and energy prices remain high. Important dates include an increase in the energy price cap, changes to mortgage rates due to Bank of England decisions, and various tax-related deadlines and increases.
Dec 31, 2025 4:31 PM
— Interest Rates
Mortgage rates close out 2025 on a low note
In 2025, interest rates for 30-year fixed-rate mortgages gradually improved throughout the year, ending at 6.15%. Borrowers took advantage of slight rate relief to refinance. Projections for 2026 show rates remaining stable, with different organizations forecasting averages around 6-6.4%.
Dec 31, 2025 7:30 AM
— Interest Rates
What's the Outlook for Interest Rates in 2026?
The Federal Reserve is considering cutting interest rates in 2026, but this may not result in equal reductions in consumer borrowing costs. Credit card APRs could fall somewhat, auto loan rates may take longer to decrease, and high-yield savings accounts are offering lower interest rates. Mortgage rates, particularly fixed-rate mortgages, may not decrease following a Fed rate cut, as they are tied... more
Dec 31, 2025 5:30 AM
— Interest Rates
A Bit of Actual Data-Driven Selling Thanks to Jobless Claims and Wonky Seasonal Adjustments
Robots and algorithms are reacting to the sub-200k Jobless Claims print during a half-day trading session, but may not be aware that the number is distorted by Christmas falling on a Thursday. Seasonal adjustment factors are usually attuned to scenarios where Christmas falls on a Monday. The same issue occurred after Thanksgiving and claims rebounded the following week. The lack of other market in... more
Dec 30, 2025 4:32 PM
— Interest Rates
Wednesday: Unemployment Claims
On Wednesday, the initial weekly unemployment claims report will be released at 8:30 AM. Mortgage rates are from MortgageNewsDaily.com for top tier scenarios.
Dec 28, 2025 4:30 AM
— Interest Rates
How Bond Markets Could Keep Mortgage Rates High
Analysts are predicting that long-term rates may remain high in 2026 even as the Federal Reserve cuts interest rates. This could lead to borrowing costs remaining expensive for homebuyers and businesses, despite Fed rate cuts. The bond market is showing signs of 'easing paradox' where long-term rates are not decreasing in response to short-term rate cuts by the Fed. Some economists foresee the 10-... more
Dec 25, 2025 4:33 AM
— Interest Rates
Trump draws a red line for the next Fed chair
President Trump is narrowing down potential nominees for the next Federal Reserve Chair based on their loyalty to his low interest-rate agenda. The two main contenders are Kevin Hassett and Kevin Warsh. Hassett is seen as the loyalist choice while Warsh is a more traditional candidate favored by Wall Street. The decision is expected in the coming weeks.
Dec 24, 2025 4:30 AM
— Interest Rates
Current mortgage rates report for Dec. 24, 2025
The article discusses the average interest rate for a 30-year fixed-rate mortgage in the U.S., trends in mortgage rates, the impact of economic factors on rates, the role of the Federal Reserve, and tips for obtaining the best mortgage. It also touches on historical mortgage rates, the influence of inflation, national debt, demand for home loans, and the Fed's management of interest rates.
Dec 24, 2025 4:30 AM
— Interest Rates
Treasury official: The Fed can cut rates next year, even in the face of strong growth
The Trump administration expects the economy to grow at a pace of 3% and believes the Federal Reserve can continue to lower interest rates in that environment. Despite a stronger-than-expected GDP reading in the third quarter, Fed officials have only penciled in one rate cut for all of next year. Trump wants his next Fed chair to lower interest rates if the economy is doing well.
Dec 21, 2025 5:30 PM
— Interest Rates
China keeps benchmark lending rates steady for a seventh straight month despite weak economic data
China's central bank kept its loan prime rates steady, despite weak economic data and a slump in the property sector. Downbeat economic indicators include lower retail sales and industrial output, as well as a contraction in investment in fixed assets and a decline in home prices. Analysts suggest that some stimulus may be necessary to boost growth momentum, with a potential combination of monetar... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.