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News for: Housing Market
Showing 49 - 72 of 527 results
Feb 1, 2026 4:30 PM
— Housing Market
Trump’s plan to make housing affordable is faltering
President Donald Trump's efforts to make home ownership more affordable for Americans have been struggling, with many proposed policies being shot down by Congress, the financial industry, or Trump himself. Housing costs have been rising, making it difficult for many Americans to afford homes. Trump's proposed solutions have been inconsistent, and he has failed to focus on affordability proposals ... more
Jan 31, 2026 6:30 AM
— Housing Market
November Was Best Month of Home Price Appreciation in More Than a Year
Both the FHFA and the S&P/Cotality Case-Shiller home price indices released November data showing that home price appreciation continues to outperform previous levels. FHFA's House Price Index indicated a 0.6% month-over-month increase in November and a 1.9% year-over-year increase, reaching the highest levels in over a year. The Case-Shiller U.S. National Home Price Index saw a 1.4% year-over-yea... more
Jan 31, 2026 4:35 AM
— Housing Market
Jan. 30: SVP Wholesale, Ops, AE & LO jobs coast to coast; verification, licensing tools; Fed Chair nominee Kevin Warsh primer
David Spector challenges the rate-centric view of housing affordability and argues that tight housing supply, local zoning, permitting roadblocks, and tax policies are the real strain on affordability. He suggests ways to ease borrower burden without adding risk.
Jan 30, 2026 5:30 AM
— Housing Market
President Trump says he wants to drive housing prices up, not down
President Trump is looking to drive housing prices up in the United States to benefit homeowners rather than making housing more affordable. He plans to achieve this by lowering interest rates and allowing more Americans to buy homes even as prices rise. Trump has implemented policies such as banning institutional investors from buying single-family homes and purchasing mortgage-backed securities ... more
Jan 29, 2026 12:30 PM
— Housing Market
Trump Wants Lower Mortgage Rates, Not Cheaper Houses
President Trump's recent proposals to improve housing affordability focus on lower mortgage rates to help existing homeowners without decreasing housing values. Some economists question if affordability can truly be improved without lowering home prices. Increasing housing supply may lower prices but could disrupt existing homeowners' wealth. Trump's measures to lower borrowing costs and increase ... more
Jan 29, 2026 11:32 AM
— Housing Market
Affordability Swings Toward Home Buying Over Renting in 2026
The article discusses the affordability of buying versus renting a home in the U.S. in 2026. It highlights that it is generally cheaper to buy a home than rent in many counties, especially in the Midwest and South. The article also mentions the importance of factors like down payments, mortgage rates, property taxes, and insurance in the decision-making process. It provides data on the most afford... more
Jan 29, 2026 9:32 AM
— Housing Market
Housing Affordability Improves Nearly 10% In 2025 As Rates And Incomes Align
Housing affordability in the U.S. significantly improved in 2025, with consumer house-buying power increasing by 9.8% year-over-year in November. This improvement is attributed to higher incomes and decreasing mortgage rates.
Jan 29, 2026 4:33 AM
— Housing Market
Housing Affordability Improves Nearly 10% In 2025 As Rates And Incomes Align
Housing affordability in the United States improved significantly in 2025, with consumer house-buying power increasing by 9.8% year-over-year in November. This improvement can be attributed to higher incomes and decreasing mortgage rates.
Jan 28, 2026 3:31 PM
— Housing Market
Why homeowners insurance rates could stabilize in 2026
Homeowners insurance premiums rose in 36 states and the District of Columbia over a two-year period. Extreme weather remains a concern for homeowners, impacting decisions on home purchases or relocations. The Federal Housing Administration program continues to gain market share due to ongoing affordability issues. Foreclosure filings in the United States increased by 14% from 2025.
Jan 28, 2026 12:34 PM
— Housing Market
A blueprint for making housing more affordable
The U.S. housing market is facing a structural challenge of affordability due to a shortage of housing supply, rising non-interest costs, and regulatory barriers. Three key reforms are suggested to address this crisis, including updating the tax code, optimizing the GSE refinance framework, and scaling manufactured housing as a cost-effective alternative. These reforms aim to restore liquidity in ... more
Jan 28, 2026 4:33 AM
— Housing Market
Almost half of U.S. home listings have HOA fees, with dues steadily rising
The prevalence of HOAs in the U.S. is on the rise, with a significant portion of home listings now belonging to HOAs. These associations cover services such as snow removal, landscaping, security, and amenities upkeep, redistributing the costs of homeownership from individual owners to the community. The share of homes with HOA fees has increased in recent years, leading to a rise in average month... more
Jan 27, 2026 10:31 AM
— Housing Market
Home purchase cancellations are soaring, even in ‘buyer-friendly’ markets
The housing market in 2026 is shifting towards buyers, with more breathing room and options available. However, home purchase cancellations hit a record high of 16.3% in December. Buyer-friendly markets like Indianapolis are emerging with affordable prices, reduced competition, and forecasted home value appreciation. Buyers are becoming more selective, leading to high cancellation rates even in fa... more
Jan 27, 2026 10:04 AM
— Housing Market
U.S. home prices flatten as regional splits deepen
In November, U.S. home prices experienced a slight increase nationally, but there was a significant imbalance in the market with more sellers than buyers. Meanwhile, the 30-year mortgage rate has remained steady for weeks, with some experts predicting it could reach 6% in 2026.
Jan 27, 2026 6:33 AM
— Housing Market
House-Buying Power Jumps Nearly 10 Percent Annually
Housing affordability has improved for the ninth consecutive month in November 2025, reaching its strongest level since 2022. Factors contributing to this improvement include increased household incomes, lower mortgage rates, and minimal house price growth. Affordability is broad-based across major metro areas. The outlook for affordability depends on factors like wage growth, mortgage rates, and ... more
Jan 27, 2026 4:34 AM
— Housing Market
Trump signals retreat from 401(k) down payment proposal
President Donald Trump is backing away from the proposal to allow penalty-free 401(k) withdrawals for down payments, stating that he is not a fan of using retirement savings in that way. He emphasized the importance of keeping 401(k) balances intact. The U.S. housing market in 2026 is expected to be more balanced with rising inventory and steady prices.
Jan 27, 2026 4:32 AM
— Housing Market
Early 2026 housing market gains traction as buyer demand returns
Early 2026 housing market data is showing improving momentum with rising buyer demand, stable pricing dynamics, and growing inventory. Pending sales, purchase applications, and new listings are all on the rise. Mortgage rates approaching 6% historically strengthen housing demand, and current rates are remaining steady. The market is operating at approximately 2.6 months of supply, reflecting a mor... more
Jan 27, 2026 2:31 AM
— Housing Market
Home-sale cancellations hit record as buyers walk away
Home-sale cancellations have reached a record high due to high prices and more options in the market. Despite properties selling below asking prices, some sellers are choosing to remove their listings altogether. However, a modest improvement in prices and mortgage rates has encouraged buyers to sign more contracts in recent months.
Jan 26, 2026 10:31 PM
— Housing Market
HUD orders housing agencies to verify tenant eligibility
HUD has ordered housing authorities to verify tenant eligibility related to issues like immigration status within 30 days. Nearly 200,000 records need verification, including deceased and ineligible tenants. Noncompliant agencies may face sanctions and HUD plans to recover improper payments.
Jan 26, 2026 12:30 PM
— Housing Market
Ryan Serhant thinks the American Dream was just a 'slogan created by banks,' but it was really about FDR, the Great Depression, and an economic crisis
The article discusses the history of mortgages in the United States and how homeownership has become increasingly difficult to achieve in the current housing market due to factors such as high home prices, mortgage rates, and low supply. Despite the challenges, the American Dream of homeownership has deep roots in history and was not created by banks as a marketing ploy. A real estate CEO argues t... more
Jan 26, 2026 5:30 AM
— Housing Market
What a likely Bank of Canada rate hold means for buyers, sellers and mortgages in 2026
Canada's housing market in 2026 faces a different interest rate environment compared to the previous year. Economists believe the Bank of Canada will likely remain in a holding pattern, and mortgage rates are expected to remain low. Trade disputes between Canada and the U.S. could impact the market, with experts advising caution and strategic thinking for buyers and sellers. High inventory and low... more
Jan 25, 2026 5:35 AM
— Housing Market
Lower mortgage rates boosting demand early in 2026
Lower mortgage rates in early 2026 have led to increased housing demand, with both pending home sales and purchase applications posting gains. Inventory and new listings are also rising as rates remain near 6%.
Jan 25, 2026 5:31 AM
— Housing Market
Trump's housing market plan contains a fatal flaw and multiple obstacles, Morgan Stanley says
Morgan Stanley strategists argue that the White House policy announcements aimed at unlocking the housing market won't significantly affect prospective homebuyers. The measures include directing GSEs to purchase $200 billion in mortgage-backed securities, which temporarily pushed mortgage rates below 6%. However, existing low-rate mortgages limit the policy's effectiveness. The primary obstacle to... more
Jan 24, 2026 5:35 PM
— Housing Market
From $40 billion to $225 billion: Inside the Trump housing plan to radically change the mortgage bond buying plan
President Donald Trump's federal housing finance director allowed government-backed lenders Fannie Mae and Freddie Mac to nearly double their $200 billion bond purchases, increasing their authority to hold $225 billion in mortgage bonds each. This move could introduce new risks for the companies and has reversed long-standing bipartisan consensus to impose caps on their bond holdings. The episode ... more
Jan 23, 2026 4:32 PM
— Housing Market
Don’t count on the ‘silver tsunami’ for housing inventory surge
Inherited homes accounted for a record 7% of U.S. property transfers in 2025, as traditional resales slowed down. Baby boomers are choosing to age in place and hold onto more properties, affecting the housing market supply.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.