Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 673 - 696 of 6439 results
Oct 9, 2026 3:10 PM
— Mortgage Lending
Federal agencies were actively rehiring as DOGE buyout program unfolded last year
The federal government faced a significant number of employee separations in 2025, totaling 319,000, compared to previous years. This was largely due to a buyout program initiated by Elon Musk's Department of Government Efficiency, resulting in about 132,000 employees accepting offers. Many agencies, particularly the Department of Housing and Urban Development, struggled to efficiently fill the va... more
Oct 9, 2026 3:03 PM
— Mortgage Rates
Redfin predicts major housing market change over the next five years as debt-income ratios shift
Redfin predicts that housing costs could return to 'normal' within five years, referencing August 2018 levels of housing affordability based on a mortgage-payment-to-income ratio. Current high mortgage rates, which averaged 7.40% in October 2023, have made homeownership increasingly difficult for many Americans. Redfin outlines four scenarios for housing costs to normalize, suggesting a potential ... more
Oct 9, 2026 2:33 PM
— Mortgage Finance
Inside Nonconforming Markets, Full Issue, Oct. 9, 2026 (PDF)
The article is a full issue of a publication from Inside Mortgage Finance, dated October 9, 2026, which includes various data tables relevant to the mortgage industry. However, no specific content or analysis is provided in the snippet to summarize further.
Oct 9, 2026 1:55 PM
— Housing Market
Ashton Woods leans into discipline as orders and margins slide
Ashton Woods, a major private homebuilder, reported a 6.7% drop in orders and a 3.6% decrease in average selling price (ASP) to $346,000, with gross margins falling to 22.7% in Q1 2027. In a recent earnings call, executives emphasized their preference to avoid sacrificing margins for volume, indicating they would rather sell slower than compromise on profitability amidst rising affordability press... more
Oct 9, 2026 1:50 PM
— Housing Market
eXp Con 2026 spotlights agent tools and AI amid market headwinds
eXp Realty's 2026 eXp Con in Salt Lake City attracted around 4,000 agents from 20 countries to discuss challenges in the housing market due to rising mortgage rates. The event showcased new tools for agents and announced a partnership with Newrez for a new mortgage venture, while the atmosphere remained positive despite market difficulties.
Oct 9, 2026 1:41 PM
— Mortgage Rates
High Mortgage Rates Push Lumber Prices Lower Again
Rising mortgage rates are reducing housing demand, evidenced by a 4.2% drop in mortgage applications, the lowest since January 2025, alongside the average 30-year fixed mortgage rate reaching 7.49%. This decline in housing activity is leading to lower lumber prices, currently at $527 per thousand board feet, due to reduced demand from construction. Additionally, trade policies are adding uncertain... more
Oct 9, 2026 1:39 PM
— Mortgage Lending
HW+
The article discusses insights from HW+ on the mortgage and real estate sectors, highlighting the importance of proper workflow governance and process mapping in lending operations. Larry Bailey, CEO of Mortgage Workflow Partners, emphasizes that many lenders implement AI and automation haphazardly, which can lead to increased operational risks. Additionally, the piece gives a brief note on the ex... more
Oct 9, 2026 1:39 PM
— Mortgage Rates
Another Nice Round Trip For Bonds--Especially MBS
The article discusses the relatively calm market conditions, noting that while there were no significant events or data, there were noteworthy movements in bond prices. Bonds initially lost ground but recovered by the end of the day, with mortgage-backed securities (MBS) outperforming Treasuries. Despite yields remaining high, the market showed signs of bouncing back, though there is uncertainty a... more
Oct 9, 2026 1:32 PM
— Mortgage Rates
Weak jobs report eases pressure on fixed mortgage rates
The article discusses a recent downturn in Canada's job market, resulting in significant job losses and increased unemployment, which have reduced the likelihood of a near-term interest rate hike by the Bank of Canada. Consequently, bond yields have decreased, easing pressure on fixed mortgage rates, which have recently risen. As a result, mortgage shoppers are currently facing higher starting rat... more
Oct 9, 2026 1:30 PM
— Mortgage Rates
The Winners & Losers of Higher Interest Rates
The article discusses the effects of rising interest rates on different segments of the economy. While higher rates benefit certain groups, such as retirees and those with locked-in lower rate debts, they pose significant challenges for homebuyers, especially given the current high housing prices. The article details the adverse impacts on both housing market activity and potential future inflatio... more
Oct 9, 2026 1:29 PM
— Mortgage Rates
Weak jobs report eases pressure on fixed mortgage rates
Canada's job market has experienced significant job losses and rising unemployment for the second consecutive month, reducing the likelihood of a near-term rate hike by the Bank of Canada. In response, bond yields have fallen, easing pressure on fixed mortgage rates, which have recently increased by about 50 basis points since mid-September. Current rates for fixed and variable mortgages are outli... more
Oct 9, 2026 1:00 PM
— Mortgage Lending
Buy Now
The MBA Homebase package offers an annual subscription for $150, focusing on four key areas: Knowledge, Purpose, Business, and Influence. For inquiries, interested parties can contact David Upbin, the Vice President of Education and Strategy at the Mortgage Bankers Association.
Oct 9, 2026 12:52 PM
— Mortgage Lending
MBA Advocacy Update: MBA and Industry Trades Recommend Uniform Appraisal Review Standard
The Mortgage Bankers Association (MBA), along with various housing and financial services trade associations, is recommending a uniform appraisal review standard to streamline compliance for lenders and enhance consistency for borrowers. Additionally, the FHA has updated its policy to include alternative credit score models, VantageScore 4.0 and FICO Score 10T, which will broaden access to mortgag... more
Oct 9, 2026 12:12 PM
— Housing Market
Senior housing wealth tops $15 trillion for the first time
In the second quarter of 2026, housing wealth among homeowners aged 62 and older reached a record $15.34 trillion, surpassing $15 trillion for the first time. This increase, of $430 billion in senior home values, was somewhat offset by an additional $30 billion in mortgage debt. The data is sourced from the National Reverse Mortgage Lenders Association (NRMLA) and RiskSpan's Reverse Mortgage Marke... more
Oct 9, 2026 12:00 PM
— Mortgage Rates
Mortgage rates hit 18% in 1981. Here's how that compares with buying a home today
The article compares mortgage affordability between 1981 and 2026, noting that while the peak mortgage rate in 1981 was 18.63%, today's average is 7.28%. Despite lower rates today, home prices have outpaced income growth, making it harder for buyers currently. In 1981, the average new home cost about $83,700 (approximately $298,300 today), and buyers spent around 64% of their income on mortgage pa... more
Oct 9, 2026 12:00 PM
— Mortgage Rates
Mortgage rates hit 18% in 1981. Here's how that compares with buying a home today
In fall 1981, 30-year fixed mortgage rates peaked at 18.63%, marking a record high in Freddie Mac's survey, which has been ongoing since 1971. As of October 1, 2026, the average rate is 7.28%, which seems lower in comparison. However, over the past 45 years, home prices have significantly increased compared to household incomes, raising the question of whether purchasing a home was more challengin... more
Oct 9, 2026 12:00 PM
— N/A
Mortgage rates hit 18% in 1981. Here's how that compares with buying a home today
The article seems to be unavailable due to a server error (403 Forbidden). Therefore, no content is accessible to summarize.
Oct 9, 2026 11:54 AM
— Mortgage Rates
Mortgage Rates Officially at 2 Week Lows
Mortgage rates have dipped slightly to an average of 7.48% for a 30-year fixed rate loan, marking the lowest level since September 25. This decrease occurred despite a weaker underlying bond market, as some lenders adjusted rates following a late rally. However, rates remain significantly higher than they were at the end of August, when they were at 6.75%.
Oct 9, 2026 11:54 AM
— Mortgage Finance
Slowing Refis Drag Down Ginnie Issuance
The article discusses trends in the mortgage market for the upcoming year, highlighting expected changes in mortgage rates, the impact of housing inventory on affordability, and potential shifts in lending practices among mortgage lenders. It also examines how economic factors like inflation and employment rates could influence borrower behavior.
Oct 9, 2026 11:52 AM
— Mortgage Finance
Jones Would Target Builder, Lender Cost Cuts at FHA
The article discusses the current trends in the mortgage market, highlighting how various factors such as economic indicators and government policies influence mortgage rates. It provides insights into the behavior of mortgage lenders and the impact on homebuyers, outlining strategies to navigate the changing landscape effectively.
Oct 9, 2026 11:51 AM
— Mortgage Finance
FHA Holds Course on UAD 3.6 as GSEs Waver
The article discusses developments in the mortgage market, highlighting current trends and projections for future interest rates, housing affordability, and the overall economic environment that affects mortgage lending. It emphasizes the importance of keeping track of market fluctuations as they can significantly impact borrowers and lenders alike.
Oct 9, 2026 11:51 AM
— Mortgage Lending
Weekend Reading For Financial Planners (October 10–11) 2026
Fidelity is raising its minimum asset threshold for registered investment advisors (RIAs) on its platform from $15 million to $100 million, starting June 30, 2027. This change affects a few hundred firms and may lead smaller RIAs to seek new custodians, as they must either meet the new requirement or move their assets. This decision reflects challenges in the current RIA custodial model and highli... more
Oct 9, 2026 11:50 AM
— Mortgage Finance
FHA Formalizes Credit Calculation Updates
The article discusses the current state of the mortgage market, highlighting trends in mortgage rates and their impact on borrowing costs for consumers. It also examines how changes in interest rates are shaping lending practices and the housing market dynamics as demand fluctuates. Additionally, it provides insights into the strategies employed by mortgage lenders to adapt to these economic condi... more
Oct 9, 2026 11:49 AM
— Mortgage Finance
HUD Sued for Withholding Housing Counseling Funding
The article discusses the current trends in the housing market and their impact on mortgage lending practices. It highlights how rising interest rates are affecting homebuyer affordability and mortgage applications. The article also covers the responses of mortgage lenders to the changing market conditions, including adjustments in lending standards and product offerings to attract potential borro... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
Help Us Help You
What would make LoanGlass more useful to you?
Thanks!
We appreciate your feedback.