Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 577 - 600 of 6439 results
Oct 12, 2026 6:03 AM
— Mortgage Lending
Craig Haskins takes ALTA helm — pushes for title visibility, new leaders
Craig Haskins, the new president of the American Land Title Association (ALTA), emphasizes the need for modernization in the title industry without compromising consumer protections. He highlights concerns about Fannie Mae's title pilot transparency and the risks associated with alternative products for homeowners. Haskins advocates for clearer communication in title work through plain-language su... more
Oct 12, 2026 6:02 AM
— Home Equity Lines of Credit (HELOC)
Figure HELOC data shows strong credit for sandwich generation
An analysis of over 500,000 HELOC applications from 2024 to 2025 by Figure reveals that homeowners in the sandwich generation (ages 40 to 60) have the highest monthly debt obligations, averaging $5,350. Despite this, they possess strong credit profiles, above-average incomes, and substantial home equity estimated at $320,000. This demographic is expected to drive demand for home equity products as... more
Oct 12, 2026 6:00 AM
— Mortgage Lending
Microsoft reveals Maia 300 AI chip as it works to reduce dependence on Nvidia, AMD
Microsoft has launched its new AI chip, the Azure Maia 300, to reduce dependency on third-party processors from Nvidia and AMD. Unveiled at the OCP Global Summit 2026, this chip claims to provide significantly improved efficiency, offering 40% more tokens per megawatt compared to leading GPU-based systems. The Maia chips are set to become the primary AI inference system for Microsoft products. Thi... more
Oct 12, 2026 5:56 AM
— Housing Market
Housing Affordability Policy Roadmap
The article discusses how housing affordability significantly impacts American life through both homeownership and renting costs. It highlights the need for a policy roadmap to reduce these costs, emphasizing that the high prices are not just due to market imbalances but also outdated regulations and bureaucratic inefficiencies. The proposed policies aim to promote sustainable housing affordabilit... more
Oct 12, 2026 5:19 AM
— Mortgage Lending
Frequently Asked Questions
The Mortgage Bankers Association (MBA) offers various membership options for companies involved in the real estate finance industry, including Residential and Commercial/Multifamily memberships for those that originate, service, securitize, invest in, or insure mortgages. Associate membership is available for those providing products or services to the industry. MBA membership provides resources l... more
Oct 12, 2026 5:06 AM
— Mortgage Lending
Fed Interest Rate Predictions for the Next 5 Years: 2026–2031
The article discusses a security service implemented by a website to protect against malicious bots, providing a temporary page that verifies if the user is not a bot.
Oct 12, 2026 5:02 AM
— Mortgage Lending
Mortgage Origination News and Updates from HousingWire
The mortgage industry has faced significant challenges in 2022 due to higher mortgage rates resulting in decreased interest from potential borrowers. This has led to a wave of mortgage bank consolidations and other major changes within the sector. While the first half of 2023 is expected to continue experiencing these difficulties, there is optimism for potential improvements in the latter half of... more
Oct 12, 2026 5:00 AM
— Mortgage Rates
U.S. Pending Home Sales Sink Near 12-Year Low
U.S. pending home sales have dropped to their lowest level since 2014, with a significant decline largely due to mortgage rates climbing above 7%. The number of homes for sale has reached its highest level since March 2020, and the share of homebuying deals falling through hit an all-time high in September. The report highlights that all major U.S. metros saw a decline in pending home sales, with ... more
Oct 12, 2026 5:00 AM
— Mortgage Lending
A Credit-Score Shift at Fannie and Freddie Is Shaking Up the Mortgage Market
The mortgage industry is beginning to adopt VantageScore, a credit scoring model created by major credit-reporting firms, as an alternative to the traditional FICO score for mortgage underwriting decisions. This change is part of an initiative by the Federal Housing Finance Agency (FHFA) to reduce FICO's dominance in the mortgage market and potentially lower mortgage costs and increase affordabili... more
Oct 12, 2026 4:00 AM
— N/A
As mortgage rates climb, Twin Cities first-time buyers pull back
The article is currently inaccessible due to a browser verification step by the Vercel security system.
Oct 12, 2026 4:00 AM
— Mortgage Lending
Businesses Risk Wave of Democratic Probes on Costs, Corruption
The article discusses the potential for congressional investigations into private businesses if Democrats gain a majority in the midterm elections. There is a focus on accountability for alleged corruption linked to the Trump administration, with key Democrats signaling interest in scrutinizing sectors like healthcare, technology, housing, and financial services. Companies such as Amazon and Nvidi... more
Oct 12, 2026 3:38 AM
— Housing Market
In the US, a wealth boom and a price shock collide
The article discusses the demonstration of a Fiat 500e equipped with AI-powered self-driving technology by Stellantis in Turin, amidst ongoing challenges of declining market share and weak sales. It highlights Stellantis's efforts to revitalize its brand through innovative technology, while also mentioning broader financial journalism and market insights provided by Reuters.
Oct 12, 2026 3:30 AM
— Housing Market
Our Economic Past Was Not Always Greener
The article examines perceptions of affordability in American life, contrasting current economic sentiments with historical data. Despite claims that essential middle-class components have become unaffordable, data shows that real incomes have risen over time, and in many categories, spending as a share of household income has decreased. Areas such as clothing, food, and entertainment have seen im... more
Oct 12, 2026 3:27 AM
— Mortgage Rates
Locking In a Mortgage Rate
Prospective homeowners are rushing to secure mortgage rates amid rising rates, fearing they could lose the opportunity for homeownership. The average American family's debt payment-to-income ratio increased, suggesting financial strain as interest rates for mortgages and loans rise. A Federal Reserve survey indicates more families are falling behind on loan payments. Additionally, competition for ... more
Oct 12, 2026 3:06 AM
— Mortgage Rates
The housing inventory story for 2027
In a recent episode, Editor in Chief Sarah Wheeler and Lead Analyst Logan Mohtashami discuss upcoming trends in mortgage rates and housing inventory leading into 2027.
Oct 12, 2026 3:03 AM
— Mortgage Lending
Ron Kamler on turnkey reverse mortgage solutions for credit unions
Alliance Reverse Mortgage CEO Ron Kamler highlights that credit unions have been hesitant to offer reverse mortgages, originating only 81 out of nearly 36,000 loans in the last year. He believes that while there are concerns regarding reputational risk and product complexity, these risks can be managed through proper execution and partnerships with specialists, which may prevent members from seeki... more
Oct 12, 2026 3:03 AM
— Housing Market
Smokey Garrett on real estate’s next chapter: The market, AI and the value of the agent
Despite a perceived stall in the housing market, Smokey Garrett from Keller Williams suggests it's still active, albeit under different circumstances. Buyers are cautious about affordability, and sellers are adjusting their expectations. Successful agents are focusing on providing clear guidance and understanding client needs. Growth for brokerages includes assessing market share and agent product... more
Oct 12, 2026 3:00 AM
— Mortgage Lending
Rocket CTO Shawn Malhotra on how lenders should weigh AI
Rocket Cos.' Chief Technology Officer Shawn Malhotra discusses the company's use of artificial intelligence to enhance mortgage operations, resulting in significant increases in client engagement through millions of outreach messages monthly. The article highlights the role of technology in automating workflows and improving compliance within the mortgage industry. Additionally, United Wholesale M... more
Oct 12, 2026 2:00 AM
— Mortgage Lending
Buying a home seems impossible. Here’s what Boomers just don’t understand
The article discusses the challenges faced by today's homebuyers, particularly younger generations, in light of rising mortgage rates and home prices. It contrasts current conditions with the past, illustrating how while mortgage rates were higher in the 1980s, homes were more affordable in relation to income. The current home-price-to-income ratio has increased significantly, making it difficult ... more
Oct 12, 2026 1:37 AM
— Mortgage Rates
Mortgage Rates Hitting 8% This Year Is Not Impossible—and Yet, That Shouldn’t Be Buyers’ Biggest Concern
Mortgage rates have reached a three-year high, rising from 6.49% to 7.40% in just four months. Economists express skepticism about rates hitting 8% this year, stating the likelihood is slim. The rising rates have been influenced by global economic factors including inflation and the bond market sell-off. Although the Federal Reserve may raise interest rates in the near term, a rate cut is expects ... more
Oct 12, 2026 12:01 AM
— Mortgage Lending
Down payment assistance doesn’t need simplification; it needs standardization
The article discusses the challenges faced by lenders in utilizing down payment assistance (DPA) programs, which average around $18,000. It highlights the need for consistent data and workflows, advocating for a MISMO data standard that would allow DPA eligibility and benefits to be seamlessly integrated into loan origination and point-of-sale systems. The author argues against the idea of a unive... more
Oct 12, 2026 12:01 AM
— Mortgage Lending
Mortgage AI needs a standard of trust built on experience
The article discusses the evolving challenges in the mortgage industry over the past two decades, highlighting the gap between loan origination and risk understanding. It reflects on lessons learned from the 2006 housing crisis, emphasizing the importance of loan quality, verification, and accountability. The refinancing boom of 2020-2021 tested industry capacity, shifting focus to cost and produc... more
Oct 12, 2026 12:01 AM
— Mortgage Rates
Current refi mortgage rates report for Oct. 12, 2026
The article discusses the current status of mortgage refinance rates, which average 7.508% for 30-year fixed-rate loans according to recent data. It explains the process of refinancing and the potential benefits, such as lowering interest rates, tapping home equity, or changing loan terms. Despite hopes for lower rates following Fed cuts, rates have remained high since the pandemic lows. It highli... more
Oct 12, 2026 12:01 AM
— Mortgage Rates
Mortgage rates Monday, Oct. 12, 2026
The average interest rate for a 30-year fixed-rate conforming mortgage in the U.S. is currently 7.457%, a slight decrease from the previous day. The 15-year fixed-rate mortgage average is 6.637%. Mortgage rates have fluctuated due to recent changes in the Federal Reserve's federal funds rate, which influences borrowing costs. In recent weeks, mortgage applications have dropped significantly, and r... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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