Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 5233 - 5256 of 6439 results
Jul 31, 2025 1:23 PM
— Homeowners Insurance
Home insurers are demanding policyholders make home updates to keep coverage. Here’s why they’re cracking down.
Insurance carriers are increasingly asking homeowners to make upgrades or repairs on their homes to help mitigate risks that could lead to future claims. This is due to rising claims costs and catastrophe losses, which have prompted insurers to reassess homes with higher risk. Insurers are requiring policyholders to play a more active role in risk management and loss control, even making updates a... more
Jul 31, 2025 1:23 PM
— Bond Markets
Month-End Volatility Erodes Modest Gains
Bonds were slightly stronger overnight and remained relatively stable despite morning economic data. Both stocks and bonds pared long positions in the afternoon, resulting in losses during typical closing times. Despite giving up overnight gains, bonds stayed close to 'unchanged' levels as they headed into Friday's big jobs report.
Jul 31, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Hold Near July Lows Ahead of Jobs Report
Mortgage rates remained stable as bond market improved in the morning, staying close to yesterday's levels. Tomorrow's job report is crucial for rates, with potential for an increase if job growth is strong.
Jul 31, 2025 12:23 PM
— Mortgage Rates
Warren Buffett's Berkshire Hathaway and Zillow say mortgage rates can't fall enough for Americans to afford a home
Home buyers became used to sub-3% mortgage rates during the pandemic, but rates have climbed to 6.75% recently. Experts warn that rates are unlikely to decrease significantly in the near future, making homes unaffordable for average buyers. Inventory levels have risen, but there is still a shortage of affordable housing in the U.S. Mortgage rates and high home prices continue to deter potential bu... more
Jul 31, 2025 10:33 AM
— Mortgage Rates
Why mortgage rates are trapped in a narrow range
Mortgage rates remained largely steady with the Federal Reserve's decision in the past week. The 30-year fixed rate mortgage dropped below 6.8% for the first time since May. However, the rate rose slightly due to a strong jobs report and uncertainty around tariffs. Overall, significant movement in mortgage rates is not expected soon.
Jul 31, 2025 9:25 AM
— Mortgage Finance
Eventual Rate-Cut By Fed Not Expected to Help Mortgages Much
The article discusses recent trends and updates in the mortgage finance industry. It highlights changes in mortgage rates, housing market conditions, and the impact of economic factors on mortgage lending.
Jul 31, 2025 9:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 31, 2025: Rates tick down after Fed meeting
Current mortgage rates have decreased slightly, with the 30-year fixed mortgage rate at 6.72% and the 15-year fixed mortgage rate at 5.85%. The Federal Reserve voted against a rate cut, suggesting that fixed mortgage rates are not expected to drop significantly in the upcoming months. The economy impacts mortgage rates, which can be controlled by factors like credit scores, DTI ratios, and down pa... more
Jul 31, 2025 9:23 AM
— Mortage Rates
Average rate on a 30-year mortgage eases again, offering modest relief for home shoppers
The average rate on a 30-year U.S. mortgage eased slightly, along with the borrowing costs on 15-year fixed-rate mortgages. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions and bond market investors' expectations. The 10-year Treasury yield serves as a guide for pricing home loans. Despite expectations of a Fed rate cut in September, mortgage ra... more
Jul 31, 2025 9:23 AM
— Mortgage Lenders
Mortgage Interest Rates Today: Mortgage Rates Dip Slightly Even as Fed Holds Steady on Cuts
The article discusses a request error message from the website and provides a reference ID for further assistance.
Jul 31, 2025 8:24 AM
— Mortgage Lenders
Processing, HELOC Tools; FEMA and Detention Center Funding; Freddie's Net Worth Hits $65 Billion
The Mortgage Bankers Association reports that HELOCs are popular but take too long to close, a company called NFTYDoor offers faster closing times. Credit rating agencies are starting to accept reduced scope reviews for rated home equity securitizations. Tropos is a digital mortgage solution that allows for customization. Timely communication is important among different generations of borrowers. ... more
Jul 31, 2025 7:24 AM
— Mortgage Finance
Inside Nonconforming Markets
The article discusses recent trends in the housing market, specifically focusing on how mortgage lenders are adapting to meet the changing needs of homebuyers. It highlights the importance of technological advancements in streamlining the mortgage lending process and providing better customer experiences.
Jul 31, 2025 7:24 AM
— Bond Markets
No Whammies From PCE
The PCE Price Index for June was released, with core monthly PCE coming in lower than expected. Despite this, bonds are holding modest overnight gains due to lower jobless claims and higher employment costs.
Jul 31, 2025 5:23 AM
— Tax Law Changes for Gambling Winnings
New Tax Law Raises The Stakes On Sports Betting And Gambling
Starting in 2026, gamblers will no longer be able to deduct 100 percent of their wagering losses on their taxes, but only 90 percent. This change can potentially push some gamblers into a higher income tax bracket. The new tax law has been widely regarded as detrimental to gamblers, and there are efforts to repeal this provision already underway. The change is expected to increase taxable income f... more
Jul 31, 2025 3:23 AM
— Interest Rates
Top CD Rates Today: July 30, 2025 | Best APY Is 4.45% Ahead Of Today's Fed Meeting
Federal Reserve officials are expected to hold the federal funds rate steady following their July meeting, which could lead to stability in yields on competitive CDs. The current highest CD rate is 4.45 percent for terms of six and nine months. Opening a CD involves submitting personal information online or at a branch, funding the account with the minimum balance, and choosing interest disburseme... more
Jul 31, 2025 3:23 AM
— Housing Market
Trump wants to 'unleash’ America's housing market — and is throwing his support behind MTG's big plan for US real estate
President Trump is considering eliminating capital gains tax on home sales to boost the housing market, which has seen soaring prices in recent years. Currently, homeowners can exclude up to $250,000 ($500,000 for joint filers) of the taxable gain on their primary home if they have owned it for at least two years. Trump's comment came after U.S. Rep. Marjorie Taylor Greene introduced the 'No Tax o... more
Jul 30, 2025 9:25 PM
— Housing Market
Underwater mortgages post uptick from year-ago levels
Attom's recent quarterly numbers show that while the share of underwater mortgages has improved in the near term, the percentage is still higher than it was a year ago, revealing regions with stress. Additionally, one mortgage firm went out of business months after a cybersecurity incident that compromised the personal information of over 30,000 clients.
Jul 30, 2025 3:25 PM
— Interest Rates
Pulte takes issue with Powell statement on Fed housing role
Bill Pulte expressed frustration with Federal Reserve Chairman Jerome Powell for keeping short-term rates unchanged. One mortgage firm went out of business months after experiencing a cybersecurity incident. Nonbank payrolls rose during the homebuying season as borrowing costs trended lower.
Jul 30, 2025 3:23 PM
— Mortgage Rates
Rates remain elevated as Fed set to meet | Current mortgage and refinance rates for July 30, 2025
Mortgage interest rates were mixed compared to last week, with some rates decreasing, others increasing. The Federal Reserve is unlikely to drop its benchmark rate despite pressure from the White House, as inflation has increased due to tariffs. The average rates for different types of mortgages have fluctuated slightly over the past week, with some showing decreases and others showing increases.
Jul 30, 2025 2:24 PM
— Interest Rates
Markets Expected More Dovishness From Powell
The article discusses how data such as GDP and PCE prices impacted bond markets, and the focus on Fed Chair Powell's press conference. Powell did not give any indication of rate cuts, leading to lower odds for near-term cuts in Fed Funds Futures. This led to a modest impact on bonds, with 10yr yields remaining in line with morning highs and the trend remaining sideways.
Jul 30, 2025 2:23 PM
— Interest Rates
Powell: 'Many, many uncertainties' remain for tariff impacts
Federal Reserve Chair Jerome Powell mentioned that the impact of higher tariffs on the economy is still being assessed. There is a division among officials with some expecting no rate cuts this year and others predicting one cut. Economists surveyed do not anticipate rate cuts until later in the year. The Fed governor reiterated his belief that the inflation effects of new tariffs will be brief. T... more
Jul 30, 2025 2:23 PM
— Mortgage Rates
When will mortgage rates drop below 6%?
The National Association of Realtors (NAR) believes that mortgage rates need to drop below 6% to help stimulate the housing market. However, Fannie Mae predicts that rates will stay at 6% or higher until at least 2027. Despite hopes for interest rate cuts, experts believe it may not significantly impact mortgage rates due to economic uncertainty. NAR encourages potential homebuyers to not wait for... more
Jul 30, 2025 2:00 PM
— Interest Rates
Fed leaves interest rates unchanged amid Trump pressure. 2 governors dissent.
The Federal Reserve did not change its key interest rate in July despite pressure from President Trump to lower rates. Fed governors were split on whether or not to cut rates, and while Fed Chair Powell hinted that a rate cut could be more likely at the next meeting, he emphasized the need to wait for more data before making a decision. The White House's own policies may be contributing more to hi... more
Jul 30, 2025 1:24 PM
— Mortgage Rates
Mortgage Rates Sideways to Slightly Lower
Wednesday saw a rise in volatility for rates due to economic reports showing stronger employment and higher GDP growth. The increase in the PCE price index was particularly concerning for rates. The Fed's policy announcement did not change the bigger picture, but lowered expectations for Fed rate cuts. Mortgage rates remained mostly unchanged.
Jul 30, 2025 12:37 PM
— Federal Reserve Decisions
Fed keeps interest rates unchanged for fifth-straight time
The Federal Reserve has decided to hold rates steady for the fifth-straight time, despite President Trump's pressure for a rate cut. Trump argues that his tariff policies won't lead to inflation but central bankers want to monitor the impact of his policies before making any moves. Two Fed governors voted against consensus supporting a rate cut this month, which is unprecedented in three decades. ... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
Help Us Help You
What would make LoanGlass more useful to you?
Thanks!
We appreciate your feedback.