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News for: Mortgage Rates
Showing 481 - 504 of 1559 results
Dec 15, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Slightly Lower as Volatility Risks Increase
Mortgage rates started the week slightly lower and remained in a narrow range. The lack of movement on Monday was expected due to the absence of major economic data releases, but the upcoming jobs report on Tuesday could potentially impact rates depending on the unemployment rate and new nonfarm payroll creation data.
Dec 15, 2025 8:46 AM
— Mortgage Rates
Mortgage Rates Inch Up to Start Week | Today, December 15, 2025
The article discusses how mortgage rates have risen slightly but remain below 6.3%. It mentions the importance of refinancing or tapping into home equity. It also provides information on different types of mortgage rates and their historical averages. Economic indicators and Federal Reserve commentary hint at possible changes in mortgage rates. Fannie Mae and MBA have forecasts for mortgage rates ... more
Dec 15, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today for December 15, 2025: Not much movement since the end of October
Mortgage rates remain stable, with the 30-year fixed rate at 6.13% and the 15-year fixed rate at 5.53%. The Federal Reserve cut interest rates, but mortgage rates stayed constant. Refinance rates are slightly higher than rates when purchasing a house. Adjustable rates have occasionally been similar to or higher than fixed rates. Mortgage lenders give the lowest rates to those with higher down paym... more
Dec 15, 2025 7:19 AM
— Mortgage Rates
Is now the right time to refinance a mortgage?
Realtor.com senior economist Jake Krimmel explains that while the Federal Reserve has cut interest rates, mortgage rates may not necessarily fall. Refinancing only makes sense if the new rate is significantly lower than the current rate, usually between 0.5 to 1 percentage point. Most homeowners currently have mortgage rates below current market rates, making refinancing not worthwhile for many. I... more
Dec 14, 2025 3:30 PM
— Mortgage Rates
Powell: 'housing market faces some really significant challenges' that a 25 bps rate cut won’t resolve
Lennar Investor Marketplace offers rental-ready new homes with modern features included in the base price. Fed Chair Jerome Powell acknowledges the U.S. housing market faces challenges due to low housing supply and a structural shortage, despite recent rate cuts not improving affordability. Mortgage rates have declined slightly, but significant shifts may require a weakening labor market and poten... more
Dec 13, 2025 4:32 AM
— Mortgage Rates
30-year mortgage rates unchanged after the Fed announced cutting rates | Today's mortgage and refinance rates, December 12, 2025
Mortgage rates remained stable with minimal movement, despite the Federal Reserve lowering interest rates. The path of mortgage rates will depend on factors such as inflation, the economy, and 10-year Treasury rates. The average rates for different mortgage products have slightly fluctuated over the last week. ARMs have floating interest rates and are best for those who expect to sell or refinance... more
Dec 13, 2025 4:30 AM
— Mortgage Rates
Will borrowers see lower rates? What the Fed's interest rate cut means for you
The Federal Reserve has cut interest rates a quarter of a percentage point, but the impact on long-term borrowing like mortgages is minimal as those rates depend on expectations for interest rates years into the future. Mortgage rates, which closely track the yield on a 10-year Treasury bond, were largely unchanged despite the rate cut. On the other hand, credit card interest rates might see some ... more
Dec 12, 2025 1:30 PM
— Mortgage Rates
Anyone Who Tells You They Know What Happens Next For Rates is Lying
Mortgage rates rose near the highest levels of the past 3 months despite a Fed rate cut. The upcoming week has significant market-moving events that can impact rates, such as Retail Sales, CPI data, and the jobs report.
Dec 12, 2025 10:30 AM
— Mortgage Rates
Trump says he has brought down mortgage payments by nearly $3,000 a year
Former Million Dollar Listing star Josh Altman discusses soaring home delistings, buyer preferences for turnkey properties, and the impact of skipping mortgage rate shopping. President Trump claims housing costs have decreased since he returned to office compared to the Biden administration, with improvements in affordability shown through decreased annual mortgage payments. However, while new hom... more
Dec 12, 2025 10:30 AM
— Mortgage Rates
What are the monthly payments on a $600,000 mortgage now, after the Fed's December rate cut?
The Federal Reserve issued a 25-basis-point rate cut, marking its third reduction in four months, bringing the federal funds rate to its lowest level since 2022. While mortgage rates don't directly respond to the Fed's rate, they tend to follow the sentiment that rate cuts create. Today's average mortgage rates are notably lower than they were at the start of 2025. Homebuyers could see substantial... more
Dec 12, 2025 8:30 AM
— Mortgage Rates
Mortgage rate predictions for the next 5 years: 2026-2030
Mortgage rates have dropped by half a point over the last year according to Freddie Mac. Several factors determine mortgage interest rates, with the 10-year Treasury yield being a primary one. Forecasts suggest that the 10-year Treasury yield will remain above 4.1% through 2030. The difference between Treasury yields and mortgage rates has been significant in recent years. Long-range estimates sug... more
Dec 12, 2025 7:50 AM
— Mortgage Rates
Mortgage Rates Quiet Heading into Weekend | Today, December 12, 2025
The article discusses the movements in mortgage rates following the December Fed cut and how mix economic indicators could add upward pressure on interest rates. It also provides information on average mortgage rates, types of mortgages available, and factors influencing mortgage rates.
Dec 12, 2025 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: December 12, 2025?
The article discusses the final Federal Reserve meeting of 2025, where the final interest rate cut of the year was issued. Mortgage interest rates are gradually declining, with rates on 30-year and 15-year mortgages currently below 6%. Homeowners and buyers are encouraged to shop around for lower rates but should consider closing costs when refinancing.
Dec 12, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 12, 2025: Rates remain well below the 52-week average
Mortgage rates are just slightly above 2025 lows according to Freddie Mac and Zillow data. The 30-year fixed rates are around 6.22%, while the 15-year fixed rates are at 5.54%. Refinance rates are similar, but slightly higher. Fixed-rate mortgages ensure a set rate for the loan's life, while adjustable-rate mortgages have a changing rate after a designated period.
Dec 12, 2025 7:30 AM
— Mortgage Rates
Mortgage lenders with the best rates this week, Dec. 8-14, 2025
The top three mortgage lenders with the lowest mortgage rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union, ranked by annual percentage rate (APR). Lenders were ranked based on the lowest mortgage rates on 30-year, fixed-rate conventional loans. Shopping around for mortgage rates is crucial to finding the best deal and can save borrowers significant amounts of mo... more
Dec 11, 2025 5:32 PM
— Mortgage Rates
Friday: No major economic releases scheduled.
On Friday, there were no major economic releases scheduled. Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios.
Dec 11, 2025 2:32 PM
— Mortgage Rates
Mortgage Rates Increased Slightly This Week But Fed Rate Cut Helps
Mortgage rates slightly increased this week, with the average rate for a 30-year fixed-rate at 6.22%. The rate for a 15-year fixed-rate mortgage also rose, but both are below the year-to-date average. Despite minimal changes, rates have remained stable for over a month, providing predictability and confidence in the market. The recent rate cuts by the Fed have helped keep borrowing costs low, but ... more
Dec 11, 2025 2:31 PM
— Mortgage Rates
Mortgage rates tick higher but remain near 2025 lows
EV wiring, solar-ready roofs, and stricter insulation rules are contributing to higher home construction costs. Freddie Mac reported that the average rate on the benchmark 30-year fixed mortgage increased to 6.22% from the previous week. The average rate on a 30-year loan was 6.6% a year ago. The Federal Reserve recently lowered the benchmark interest rate, but mortgage rates are not directly affe... more
Dec 11, 2025 1:31 PM
— Mortgage Rates
Rate shopping could save borrowers over $1,100 a year
The article reports that 70% of U.S. home purchasers do not shop mortgage lenders for a lower rate, potentially costing them up to 50 basis points in higher payments. It also discusses changes in mortgage rates, mortgage debt-to-income ratios, high-risk markets, national median payments, and the potential drawbacks of a 50-year mortgage.
Dec 11, 2025 12:30 PM
— Mortgage Rates
30-year mortgage rates increase ahead of Fed meeting | Today's mortgage and refinance rates, December 9, 2025
The article provides average mortgage rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARM mortgages. It also mentions Bankrate.com as an independent publisher and comparison service.
Dec 11, 2025 11:32 AM
— Mortgage Rates
November mortgage lock data driven by strong refinance activity
Optimal Blue reported that November's mortgage rate-lock activity slowed due to seasonal factors but still marked the strongest November in four years, driven by healthy refinance activity and stable mortgage rates. Total lock volume fell 25% from October but was up 17% from November 2024, with rate-and-term refinances surging 223% year over year and cash-out refis rising 29%. Mortgage rates start... more
Dec 11, 2025 11:32 AM
— Mortgage Rates
Mortgage Rates: The New Normal
The article discusses the current state of mortgage rates and refers to them as the 'New Normal.' It likely offers insights or analysis on the stability or trend of mortgage rates in the housing market.
Dec 11, 2025 10:32 AM
— Mortgage Rates
Mortgage rates higher after FOMC rate cut priced in
The article discusses the impact of the Federal Open Market Committee short-term rate reduction on the mortgage industry. Mortgage rates have been fluctuating, with some slight increases and decreases over the past few weeks. Refinancing has pushed mortgage originations higher, while rising delinquencies suggest mounting borrower stress.
Dec 11, 2025 10:30 AM
— Mortgage Rates
Mortgage rates higher, Rivian to use in-house AI chip over Nvidia's
Mortgage rates have slightly increased this week, with the 30-year fixed rate at 6.22%. Other notable market stories include Disney's $1 billion investment in OpenAI and Rivian unveiling their own AI chips for autonomous driving.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.