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News for: Mortgage Rates
Showing 457 - 480 of 1559 results
Dec 17, 2025 3:30 PM
— Mortgage Rates
November CPI, Nike earnings, mortgage rates: What to Watch
The article previews upcoming events on Thursday, December 18, including the release of November's Consumer Price Index (CPI) report, the latest reading on mortgage rates, and earnings results from companies like Nike, FedEx, and Darden Restaurants.
Dec 17, 2025 12:30 PM
— Mortgage Rates
Mortgage rates dip back down following Fed cut
The article discusses the current mortgage rates, the average national family income, the median price of homes, the recent Federal Reserve rate cut, and the forecast for mortgage rates to stay above 6%. It also touches on the impact of President Trump's tariff policies on inflation and the 10-year Treasury yield.
Dec 17, 2025 11:11 AM
— Mortgage Rates
Mortgage rate locks in ‘holding pattern’ ahead of crucial jobs data
Mortgage-rate lock volumes declined in November, following seasonal patterns, with a 4% decrease from October. Year-over-year, lock volumes were 32% higher, with rate-and-term refinances leading at 403% higher than a year ago. The future outlook for the mortgage market will depend on investors' reactions to upcoming employment reports.
Dec 17, 2025 9:31 AM
— Mortgage Rates
Mortgage apps dip as rate stability stalls momentum
Mortgage applications have been fluctuating over the past two months as rates have stabilized. Fannie Mae and Freddie Mac have increased mortgage-backed securities and home loans on their balance sheets. A recent lawsuit is scrutinizing personnel moves within these companies. Consecutive weeks of mortgage rate increases led to a decrease in loan application volume. The Department of Housing and Ur... more
Dec 17, 2025 8:31 AM
— Mortgage Rates
Foreclosures starts, re-defaults inch up at banks: OCC
Newly initiated foreclosure actions at banks have increased, but overall financial institutions' home loans have remained resilient. The number of qualified refinance candidates has risen, the national mortgage delinquency rate has also increased, and promising trends are expected to ease affordability in 2026. The prepayment rate grew as mortgage rates fell, leading to higher refinancing volumes,... more
Dec 17, 2025 7:34 AM
— Mortgage Rates
Mortgage Rates All Drop After Poor Employment Report | Today, December 17, 2025
Mortgage rates reversed their early-week growth due to gloomy economic indicators and plummeting stocks. It is suggested to still consider refinancing or tapping into home equity. The average rates for 30-year fixed, 15-year fixed, and 5/1 adjustable rate mortgages are provided, with insights on each type. Commentary from Federal Reserve policymakers and forecasts from Fannie Mae, the Mortgage Ban... more
Dec 17, 2025 7:30 AM
— Mortgage Rates
Shop for deals as rates rise: Mortgage lenders with the best rates this week, Dec. 15-21, 2025
The top three mortgage lenders with the lowest rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union, ranked by annual percentage rate (APR). Mortgage rates have slightly increased despite a short-term interest rate cut by the Federal Reserve. The importance of shopping around for mortgage rates is emphasized to potentially save up to $44,000 over the life of a 30-y... more
Dec 17, 2025 6:32 AM
— Mortgage Rates
Why have mortgage rates barely budged despite three Fed cuts?
Mortgage rates remained steady around 6.3% following the Federal Reserve's recent rate cut. Despite ongoing housing shortages and mixed jobs data, policymakers are considering future cuts.
Dec 17, 2025 5:33 AM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 3.8% from the previous week, with a decrease in the Market Composite Index and the Refinance Index. Purchase application volume typically drops at the end of the year. Refinance activity has remained steady as rates hold in a narrow range. FHA share decreased, while VA and USDA shares increased. Interest rates for different types of mortgages saw various changes fro... more
Dec 17, 2025 5:32 AM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 3.8% from the previous week, with the Refinance Index decreasing by 4% and the Purchase Index decreasing by 3%. Mortgage rates slightly increased following the FOMC meeting, leading to a decline in applications. Refinance activity remained steady, with a shift towards a higher refinance share. Average contract interest rates for various types of mortgages saw flu... more
Dec 17, 2025 4:00 AM
— Mortgage Rates
Mortgage rates move higher after the Fed rate cut, causing loan demand to drop
The Federal Reserve cut its benchmark interest rate last week, causing mortgage rates to rise and leading to a drop in demand for home loans and refinances. Mortgage application volume fell, with both purchase and refinance applications decreasing. Despite the increase in rates, applications were still significantly higher than the same time last year.
Dec 17, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 17, 2025: Stability welcomed by borrowers
Mortgage rates have remained steady for several weeks, with the average 30-year fixed rate at 6.09%. Rates for 15-year fixed home loans are at 5.52%. Refinance rates are often higher than rates for purchasing a home. Different mortgage options like a 30-year fixed mortgage offer lower and predictable monthly payments, but come with higher overall interest costs. On the other hand, 15-year fixed m... more
Dec 16, 2025 7:32 PM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve cut the federal funds rate by 25 basis points, the third cut of the year. There are dissenting opinions within the FOMC regarding future rate cuts due to varying economic indicators. Mortgage rates have decreased since January, but have risen after previous Fed cuts. The Fed also announced an end to quantitative tightening and plans to add to their Treasury bill holdings. Despi... more
Dec 16, 2025 12:30 PM
— Mortgage Rates
Here's what a $650,000 mortgage loan costs monthly after the December Fed rate cut
Mortgage rates have been decreasing since the Federal Reserve started cutting rates in September, reaching the lowest level since early 2022 in December. This has led to significant savings for borrowers, especially for larger mortgage loans like $650,000. Locking in today's lower rates could save borrowers up to $395 per month on a 30-year mortgage compared to rates in January. While waiting for ... more
Dec 16, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Only Slightly Lower, But Volatility Risks Remain
Rates did not make a significant move in response to the release of November's jobs report, which was weaker but not weak enough to drastically impact rates. The average lender moved back down to levels seen last Thursday, and rates are currently in a consolidation pattern. Volatility remains a risk during the week, with market attention turning to Thursday's Consumer Price Index report.
Dec 16, 2025 10:31 AM
— Mortgage Rates
Cost of Living Calculator - Cost of Living Comparison Index Tool
The article discusses the concept of cost of living, which includes expenses like housing, food, taxes, transportation, healthcare, and entertainment. It explains how cost-of-living calculators work to compare expenses between cities and determine the salary needed to cover basic needs. The article also touches upon discretionary spending and cost-of-living indexes. It emphasizes that factors like... more
Dec 16, 2025 8:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 16, 2025: Rates hold steady
The article discusses current mortgage rates for various types of loans like 30-year fixed, 15-year fixed, and VA loans. It also mentions the importance of comparing rates from different mortgage lenders. It highlights the difference between fixed-rate and adjustable-rate mortgages and provides advice on choosing between them. The article also predicts that mortgage rates are expected to stay cons... more
Dec 16, 2025 8:30 AM
— Mortgage Rates
Fed rate cut brings lower credit card costs while mortgage relief lags
Consumers cautious due to weaker job market; Federal Reserve cut interest rates; rates on credit cards and HELOCs to decrease but mortgage rates not expected to fall significantly; 30-year fixed mortgage at 6.19%; experts predict decrease in mortgage rates in 2026, but with volatility; trade policies and tariffs may impact inflation and interest rates; Fed may cut rates two more times in 2026.
Dec 16, 2025 2:30 AM
— Mortgage Rates
Mortgage Rates Could Be About to Fall—Here’s Why
Fannie Mae and Freddie Mac have been stockpiling billions in mortgage-backed securities to potentially lower borrowing costs, improve profitability, and make themselves more appealing to potential investors ahead of a potential public offering President Trump has been pushing for. The move could help bring down mortgage rates and improve affordability in the housing market.
Dec 15, 2025 8:32 PM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. There seems to be division within the committee regarding future rate cuts due to differing economic indicators. Mortgage rates have decreased nearly 1% since January, but have seen some fluctuation following previous Fed cuts. It is predicted that mortg... more
Dec 15, 2025 4:32 PM
— Mortgage Rates
Tuesday: Employment Report, Retail Sales
Mortgage rates have slightly decreased as volatility risks in the market are on the rise.
Dec 15, 2025 4:30 PM
— Mortgage Rates
Mortgage Rates Stable After Fed Rate Cut
The webpage discussing stability in mortgage rates after a Fed rate cut is currently unavailable.
Dec 15, 2025 12:31 PM
— Mortgage Rates
30-year mortgage rates rise after the Fed rate cut | Today's mortgage and refinance rates, December 15, 2025
Average mortgage rates were mostly higher, with 30-year fixed, 15-year fixed, and 5/1 ARM rates increasing, while jumbo loan rates declined. The Federal Reserve cut interest rates for the third time but mortgage rates are back to pre-cut levels. Mortgage rates are influenced by the Fed and the economy. Rates as of 12/15/2025 show 30-year fixed at 6.29%, 15-year fixed at 5.63%, 5/1 ARM at 5.61%, an... more
Dec 15, 2025 12:30 PM
— Mortgage Rates
Here's how much a $700,000 mortgage can cost per month, following the December Fed rate cut
Home prices are expected to drop in some U.S. cities next year, but they are currently elevated in many parts of the country, making homeownership more expensive. However, mortgage interest rates have been declining in 2025, with the average rate on a 30-year mortgage now at 6.12% and 5.50% for a 15-year term. This decline in rates can make mortgages more affordable, with a $700,000 mortgage costi... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.