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News for: Interest Rates
Showing 25 - 48 of 398 results
Feb 3, 2026 5:31 AM
— Interest Rates
We bought a house in the city with a 2.75% mortgage rate. After a few years, we feel trapped and want out.
The author and her husband bought their dream home in 2020 with a low mortgage rate of 2.75%, but now feel trapped due to the multiple challenges the property poses, such as many stairs, parking issues, and maintenance problems. Despite wanting to move to a quieter home with fewer obstacles, they struggle with the idea of leaving their current home with a low mortgage rate, given the high current ... more
Feb 1, 2026 4:30 AM
— Interest Rates
Fed pauses, but mortgage rates are already lower
The Federal Reserve has decided to keep the federal funds rate stable after a series of rate cuts. They are cautiously optimistic about the economy and will assess incoming data before making any further adjustments. The recent decrease in mortgage interest rates has been driven by various factors, including a potential purchase of mortgage-backed securities by the Fed. This purchase led to a sign... more
Jan 31, 2026 4:31 AM
— Interest Rates
Will mortgage rates fall under Trump’s next Fed chair? Here’s what to know.
President Donald Trump nominated Kevin Warsh as the next Federal Reserve chair, leading to speculation about future mortgage rates. Warsh, who advocated for lower interest rates, is expected to push for a rate cut. However, the 30-year mortgage rate has remained around 6.16%. Mortgage rates don't directly follow the Fed's rates but are influenced by the 10-year Treasury yield. Bond investors have ... more
Jan 30, 2026 9:30 AM
— Interest Rates
What Trump’s Fed Chair pick Kevin Warsh could mean for mortgage rates
Kevin Warsh, President Trump's pick for Federal Reserve chair, believes the central bank can use its powers to bring down mortgage rates and help the housing market. However, aggressive rate cuts may backfire, and the Fed's influence on mortgage rates is indirect. Trump is looking for a chairman who will lower interest rates to make home buying more affordable.
Jan 28, 2026 5:30 PM
— Interest Rates
Title Strategy, Non-Agency, Construction Capital, Workflow Tools; Housing Policy, Rates, and $200 Billion
The article discusses slogans of various companies related to housing, President Trump's proposal to buy $200 billion of mortgage-backed securities, and the impact on Fannie Mae and Freddie Mac. It also includes advertisements for construction capital, correspondent lending, sales and marketing operating systems, and non-QM lending programs. Moreover, it addresses how housing policies affect mortg... more
Jan 28, 2026 1:32 PM
— Interest Rates
Fed pauses interest rate cuts, with future easing uncertain
The Federal Reserve has paused its monetary easing campaign and decided to hold rates steady in the range of 3.5% to 3.75%. Some FOMC members dissented, but the rate-cut pause was widely anticipated. The decision was influenced by stable inflation readings and a tepid labor market. Speculative contracts had previously predicted the Fed would stand pat. The article also discusses the factors that l... more
Jan 28, 2026 1:31 PM
— Interest Rates
No Surprises From Powell. No Major Movement in Rates
The Federal Reserve kept rates steady and had a moderately more hawkish tone in acknowledging progress in the labor market and economy. Bond markets reacted with little movement, MBS remained unchanged, and 10yr rates were effectively steady.
Jan 28, 2026 9:37 AM
— Interest Rates
Fed likely to keep rates steady as economy shows mixed signals
The Federal Reserve is expected to keep monetary policy unchanged despite pressure from the Trump administration. Federal Reserve Bank of Kansas City President Jeff Schmid suggests holding rates at a somewhat restrictive level due to concerns over high inflation. Mortgage rates rose after the Fed's decision, with uncertainty in the market.
Jan 28, 2026 7:30 AM
— Interest Rates
Re-Entry Rejected. What Can The Fed Say?
The upcoming Fed announcement for 2026 is expected to be uneventful as it does not include an update on economic projections or a dot plot. Despite resilient labor data and high inflation, the market still anticipates a potential rate cut by the June meeting.
Jan 28, 2026 4:30 AM
— Interest Rates
Trump wants lower borrowing costs—but a Fed rate cut may be months away
The article discusses President Trump's push for interest rate cuts by the Federal Reserve and the Fed's current stance on rate adjustments. It highlights the indirect influence of the federal funds rate on mortgage rates and other types of borrowing, as well as the factors affecting the Fed's rate decisions such as inflation concerns, tariffs, and the labor market. The article also mentions the o... more
Jan 27, 2026 2:30 PM
— Interest Rates
Fed expected to keep interest rates on hold this week
The Federal Reserve is expected to hold interest rates steady at its upcoming policy meeting, with officials signaling a pause in rate cuts. Factors influencing future rate decisions include inflation and the job market. Fed officials are divided on the outlook for inflation and the job market, with some predicting a gradual easing of rates in 2026.
Jan 27, 2026 10:30 AM
— Interest Rates
Trade tensions are whipsawing US mortgage rates. What happens next?
Mortgage rates initially fell below 6% after the Trump administration announced policies to boost homeownership, but rose to 6.21% after trade tensions and tariff threats. The rates are expected to face downward pressure from potential interest-rate cuts and further administration steps to reduce borrowing costs. Bond yields and Treasury rates affect mortgage rates, with concerns arising over U.S.... more
Jan 27, 2026 4:32 AM
— Interest Rates
How many rate cuts in 2026? These mounting pressures will put the Fed at a crossroads this year
The Federal Reserve is facing various challenges in 2026, including shifting leadership, changing economic conditions, and growing political pressure. The biggest question is how much more relief might be on the way this year in terms of interest rate cuts. Key factors affecting the future of interest rates include appointing a new Fed chair, incoming regional Fed presidents' opinions on inflation... more
Jan 26, 2026 8:31 AM
— Interest Rates
Fed is likely to hold interest rates steady, resisting Trump pressure. Here’s what that means for borrowers
The Federal Reserve is expected to hold interest rates steady despite pressure from President Trump. Trump is critical of the Fed for not lowering rates. Mortgage rates have dipped below 6% due to geopolitical issues but can rise quickly. Most credit cards have a variable rate connected to the Fed's benchmark. Trump's proposal for a 10% cap on credit cards is controversial. Car loan interest rates... more
Jan 26, 2026 6:33 AM
— Interest Rates
Starting Fairly Flat After Spicy But Stale Durable Goods
This week's main focus is the Fed announcement on Wednesday, but it is uncertain how much of an impact it will have. The Producer Price Index on Friday may have more influence, but typically doesn't make a big splash. Durable Goods data released this morning exceeded forecasts, potentially leading to a small decrease in 10yr yields, but the impact was minimal.
Jan 26, 2026 4:33 AM
— Interest Rates
Federal Reserve Holds Rates in January
The Federal Reserve paused cutting the federal funds range in January, signaling a wait-and-see approach due to economic expansion and uncertainty. Mortgage rates varied after recent Fed decisions, with some decreases and slight increases. Interest rates followed a downward trajectory over the past few months. The Fed may need to see a decrease in the inflation rate or weakening employment before ... more
Jan 26, 2026 2:33 AM
— Interest Rates
Prepayments Jump as lower rates spur December refi surge
Interest rates at the end of the year led to an increase in mortgage prepayment speeds in December as homeowners pursued refinancing. However, the national mortgage delinquency rate also rose significantly in November. Despite higher unemployment rates driving distress indicators up, most loans held by financial institutions are still performing. Lenders are advised not to expect significant monet... more
Jan 21, 2026 1:48 PM
— Interest Rates
Refinance demand soars 20% after rates dropped last week
Mortgage applications increased by 14.1% for the week ending January 16, 2026, with a significant rise in refinance activity and lower interest rates driving the increase. Refinance activity was up by 20% from the previous week and significantly higher compared to the same time last year.
Jan 21, 2026 12:30 PM
— Interest Rates
Mortgage Rates Sideways to Slightly Lower
Markets were mostly sideways overnight as traders awaited geopolitical developments regarding Greenland. Bonds and stocks initially lost ground due to the threat of additional tariffs and decreased participation in the bond market. However, both rallied in the afternoon after Trump announced the framework of a deal. Mortgage rates were holding steady but some lenders offered mid-day improvements.
Jan 21, 2026 10:30 AM
— Interest Rates
Trump pushes for lower rates and ban on investor home purchases in bid to make homes more affordable
President Donald Trump is pushing for lower interest rates on home loans and credit cards, as well as banning large institutional investors from buying single-family homes in order to make homeownership more affordable. The U.S. housing market has been struggling due to higher mortgage rates, skyrocketing home prices, and a shortage of homes. Trump has directed the federal government to buy $200 b... more
Jan 21, 2026 9:40 AM
— Interest Rates
Chart of the Week: Mortgage Rates, 10-Year Treasury and 30-10 Spread
The spread between mortgage rates and Treasury rates has been narrowing due to decreased interest rate volatility and increased MBS purchases by the GSEs. This has led to a decrease in mortgage rates, which in turn has caused a surge in refinance applications and an increase in purchase applications. However, there is uncertainty about the long-term impact of these MBS purchases on the market.
Jan 21, 2026 9:31 AM
— Interest Rates
Trump, again, calls on Congress to cap credit card rates
President Trump is calling for Congress to cap credit card interest rates at 10% for one year. He is also exploring new ways to address housing affordability issues, potentially including opening up more savings accounts for home purchases and reducing borrowing costs with the help of new leadership at the Fed.
Jan 21, 2026 3:30 AM
— Interest Rates
Mortgage refinances surged again, but rates are now suddenly jumping higher
Mortgage refinancing applications increased significantly for the second consecutive week due to a decrease in interest rates. Rates dropped to the lowest level since September 2024, prompting a surge in refinance activity. However, rates have now started to increase again. Home purchase applications also rose, but homebuyers are still facing high prices and economic uncertainty. Interest rates ro... more
Jan 20, 2026 6:32 PM
— Interest Rates
Realtor.com Finds More Mortgages Now Above 6% Than Below 3%
In the third quarter of 2025, 20% of outstanding mortgages had interest rates below 3% while 21.2% had rates of 6% or above. This shift may indicate a decrease in the 'lock-in' effect where homeowners with low rates are reluctant to move. The share of mortgages with rates between 3-4% was 31.5%, between 4-5% was 17.1%, and between 5-6% was 10.2%. Realtor.com predicts that the share of mortgages be... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.