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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

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Showing 25 - 48 of 5276 results
Jul 8, 2026 6:43 AM — Mortgage Rates
Mortgage applications wither in July 4th heat wave
Mortgage application volumes decreased by 2.2% ahead of the Fourth of July holiday, driven by high mortgage rates which continued to negatively affect home purchase affordability. The Mortgage Bankers Association reported a 4% drop in refinance applications and a 1% drop in purchase applications. Despite challenges, government purchase volume saw a slight increase, though applications for FHA loan... more
Jul 7, 2026 8:52 PM — Mortgage Lending
Survey: nearly nine in 10 voters support the ‘ROAD Act’ in limbo
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Jul 7, 2026 8:44 AM — Mortgage Finance
Home Sales Pick Up in June
The article discusses the current state of the mortgage market, highlighting trends in mortgage rates and their impact on homebuying. It analyzes how recent economic indicators are influencing lending practices and consumer behavior in the housing market. The article also notes the role of various mortgage lenders in adapting to these changes and the implications for future lending strategies.
Jul 3, 2026 4:40 AM — Mortgage Finance
Ginnie Issuance Soars in 2Q; Purchase Mortgages Strong
The article discusses the current trends and predictions in the mortgage lending industry, highlighting changes in mortgage rates and their impact on homebuyers and lenders. It emphasizes the importance of understanding these trends to make informed decisions in the housing market.
Jul 2, 2026 3:57 PM — Mortgage Rates
New Fed chair could be bad news for mortgage rates
The article discusses the current state of mortgage rates, noting that while a 6.5% interest rate on a 30-year mortgage is considered affordable, it is not as favorable as the previous rate of 6%. This increase in rates is attributed to inflation and the impact of global events, such as the Iran war, which have affected borrowing costs. The article highlights the significance of Federal Reserve Ch... more
Jul 2, 2026 3:31 PM — Mortgage Rates
Average 30-year US mortgage rate falls to 6.43%, its lowest level in seven weeks
The average long-term U.S. mortgage rate has decreased to its lowest point since mid-May, which reduces borrowing costs for potential homebuyers.
Jul 2, 2026 10:43 AM — Mortgage Rates
Mortgage Rates Recover Somewhat
Today, financial markets are on a half-day schedule due to a federal holiday weekend. The jobs report, which typically comes out on Friday, was released earlier today and revealed weaker job creation figures than expected. Although the unemployment rate fell, it did so misleadingly due to a decrease in workforce participation. This significant jobs report has implications for the bond market, as w... more
Jul 2, 2026 8:52 AM — Mortgage Finance
Hometap Hit With New Class-Action Lawsuits
The article discusses trends and developments in the mortgage industry as of 2026, including shifts in mortgage rates, factors influencing housing affordability, and the competitive landscape among mortgage lenders. It highlights the impact of economic conditions on borrowing costs, as well as the changing dynamics of the housing market that could affect future lending practices.
Jul 2, 2026 8:51 AM — Mortgage Finance
Lenders Launch Digital HELOCs to Tap Equity
The article discusses the impact of current economic trends on mortgage rates, highlighting the factors that influence fluctuations in the housing market and how potential buyers and homeowners are affected by these changes.
Jul 1, 2026 8:56 AM — Mortgage Rates
How a Tight-Lipped Fed Could Lead to Higher Mortgage Rates
The article discusses the impact of the Federal Reserve's communication on the mortgage market, particularly focusing on the implications of reduced verbal guidance from the Fed. Such changes can significantly influence investor sentiment and mortgage rates, as the market relies heavily on the Fed's statements.
Jun 30, 2026 12:55 PM — Mortgage Lending
Why Fed President Beth Hammack wants more rate hikes
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Jun 30, 2026 8:48 AM — Mortgage Lending
New strategies reshaping how lenders expand housing access
The article discusses the impact of a recent final rule by the Consumer Financial Protection Bureau that amends the Equal Credit Opportunity Act, which restricts special purpose credit programs. This regulation poses challenges for lenders aiming to provide tailored lending products to underserved communities. However, innovative companies are responding by forging partnerships with local housing ... more
Jun 29, 2026 8:42 AM — Mortgage Finance
Short Takes: Homeowners Overpaying for Mortgage / House Hunters Looking to Relocate / reAlpha Launches Flat-Fee LO Comp Model / Truss Offers HELOC for Self-Employed Borrowers
The article discusses recent trends in the housing market, noting a slowdown in home sales and a shift in mortgage lending practices among financial institutions. It highlights how fluctuating interest rates have impacted buyers' purchasing power and the overall demand for homes. The article also explores the growing preference for fixed-rate mortgages and how lenders are adapting their offerings ... more
Jun 29, 2026 4:56 AM — Mortgage Rates
No Mortgage Rate Cooldown for Buyers This Summer
Mortgage rates are currently around the mid-6% range as we enter summer 2026, with experts acknowledging the persistence of this new rate environment.
Jun 29, 2026 4:39 AM — Mortgage Finance
Affordability Obstacles Increasing for FTHBs
The article discusses the latest trends and outlook in the mortgage market, highlighting changes in lending practices, shifts in borrower demand, and fluctuations in mortgage rates. It emphasizes the impact of economic conditions and government regulations on mortgage lending, as well as predictions for future developments in the housing sector.
Jun 25, 2026 4:39 PM — Mortgage Finance
Nonbank Tops Home Equity Lenders for First Time
The article discusses recent trends and developments in the mortgage industry, highlighting changes in mortgage lending practices, the impact of interest rate fluctuations, and shifts in borrower demand. It focuses on the competitive landscape among mortgage lenders, regulatory changes affecting the market, and projections for future growth in mortgage applications and refinancing activities.
Jun 25, 2026 1:42 PM — Mortgage Finance
Fed Unlikely to Cut Rates in Near-Term Under Warsh
The article discusses trends in mortgage lending, highlighting changes in borrower demographics and lending practices influenced by recent economic conditions. It emphasizes how varying mortgage rates are affecting both lenders and homebuyers, and examines the impact of government policies on mortgage accessibility and affordability. It also provides insights into predictions for future lending pa... more
Jun 25, 2026 12:47 PM — Mortgage Finance
Listings of Homes for Sale Declines as Summer Starts
The article provides insights into the current trends and developments in the mortgage market, highlighting changes in mortgage rates, lending practices, and housing demand. It discusses how external economic factors are influencing these trends and offers predictions for future market behavior.
Jun 25, 2026 11:54 AM — Mortgage Rates
No Mortgage Rate Cooldown for Buyers This Summer
Mortgage rates have settled in the mid-6% range as the summer of 2026 approaches, and experts are adjusting to this new rate environment.
Jun 25, 2026 10:47 AM — Mortgage Rates
Mortgage rates still stuck in the mid-6’s a week into Fed’s Warsh era
Mortgage rates have increased slightly this week, with the 30-year fixed rate rising to 6.49% and the 15-year rate to 5.84%, according to Freddie Mac. Despite a modest decline in purchase activity, refinance activity has seen a 3% increase, indicating adaptability by borrowers to current rates. Overall mortgage demand is stronger than last year, reflecting robust housing market conditions. The sta... more
Jun 25, 2026 9:43 AM — Mortgage Rates
No mortgage rate cooldown for buyers this summer
Mortgage rates are currently in the mid-6% range with little indication of falling below 6% soon, as monetary policy discussions suggest a hawkish stance. Recent economic indicators, including the June jobs report and inflation data, are influencing forecasts for interest rates. Although mortgage applications have seen a slight rise, the 30-year fixed mortgage rate remains elevated compared to ear... more
Jun 25, 2026 8:39 AM — Mortgage Finance
Home Price Depreciation a Possibility in Coming Years
The article discusses the current trends in mortgage lending, focusing on the effects of recent economic changes on the availability and rates of mortgage products. It examines how shifts in the housing market and changes in interest rates are influencing lender strategies and consumer borrowing behavior. The piece emphasizes the importance of monitoring these trends for both borrowers and lenders... more
Jun 25, 2026 5:37 AM — Interest Rates
Decent Start After PCE Comes in On-Target
The PCE price index, while less timely than CPI/PPI, provides a comprehensive measure of inflation in the U.S. and has significant implications for Federal Reserve policy. Recent data showed core monthly PCE inflation at 0.3%, with annual inflation rates at 4.1% for the headline and 3.4% for core, matching traders' expectations. Following the report, bond yields decreased slightly from a higher pr... more
Jun 25, 2026 4:31 AM — Mortgage Lending
Lenders cut mortgage rates as peace talks raise hope for borrowers
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