Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 4393 - 4416 of 5060 results
Jun 18, 2025 7:00 AM
— Housing Market
Why More Sellers Are Choosing To Move, Even with Today’s Rates
Many homeowners are hesitant to move due to their low mortgage rates, but the desire for more space or to be closer to family is pushing more people to sell despite potentially higher rates. As mortgage rates are expected to only decrease slightly, waiting for a big drop may not be worth staying in a space that no longer fits. It's important to consider what type of home would best support your cu... more
Jun 18, 2025 6:01 AM
— Cryptocurrency Regulation
What the GENIUS Act could mean for stablecoins, crypto investors and potentially taxpayers
The article discusses the GENIUS Act, a proposed bill aimed at regulating stablecoins in the cryptocurrency market to increase their use in everyday transactions. Stablecoins are a type of cryptocurrency tied to a real-world currency like the US Dollar. The act focuses on making stablecoins more stable and safer, but critics argue that it could result in a potential bailout of the cryptocurrency s... more
Jun 18, 2025 6:00 AM
— Mortgage Rates
Mortgage Rates Drop on Fed Day: Today's Rates for June 18, 2025
The Federal Reserve is expected to hold interest rates steady, which has implications for homebuyers. Mortgage rates are slowly going down, but are still too expensive for most people due to high housing costs. The housing market is facing challenges with rising home prices, tight inventory, and the potential impact of an economic slowdown. Mortgage rates are influenced by various factors, and it ... more
Jun 18, 2025 5:03 AM
— Mortgage Lenders
Auto Loan Early Payoff Calculator
The article discusses how to use an auto loan early payoff calculator to determine how to pay off a car loan early and save money. It covers factors such as interest rates, loan amount, repayment terms, prepayment penalties, and the benefits of making extra payments on the principal.
Jun 18, 2025 5:00 AM
— Mortgage Rates
Mortgage Rates See Third Weekly Decline
The average rate on a 30-year U.S. mortgage fell to 6.81% from 6.84% last week, while the 15-year mortgage rate eased to 5.96% from 5.97%. Borrowing costs are declining, making it a more favorable time for potential homebuyers.
Jun 18, 2025 4:00 AM
— Mortgage Rates
Majority of rates decline as Fed meets this week | Mortgage and refinance rates for today, June 18, 2025
Bankrate data shows that mortgage interest rates for 30-year fixed, 15-year fixed, and jumbo mortgages decreased, while rates for ARM loans increased. The latest Consumer Price Index indicates slight inflation, with the Federal Reserve expected to keep rates steady. Current average rates for a 30-year fixed mortgage is 6.86%, a 15-year fixed mortgage is 6.08%, and a 5/1 ARM is 6.07%. There are con... more
Jun 18, 2025 4:00 AM
— Interest Rates
Mortgage demand drops, even as rates fall to the lowest since April
Weak consumer sentiment is impacting the housing market, with a 3% decrease in mortgage applications to purchase a home last week. The average contract interest rate for 30-year fixed-rate mortgages also decreased. Refinance activity declined for both conventional and government borrowers, but VA applications increased. Mortgage rates have not moved much, but there may be more reaction after the F... more
Jun 18, 2025 3:00 AM
— Interest Rates
High-yield savings rates today: June 16, 2025 | Many banks are still offering a top yield of 4.30% APY
The annual inflation rate increased to 2.4 percent in May, potentially leading the Federal Reserve to hold off on cutting its benchmark federal funds rate. High-yield savings accounts offer a safe way to earn interest, with top yields remaining at 4.30% APY as of mid-June. With inflation on the rise, experts expect the Fed to keep interest rates steady, providing more time to assess the impact of ... more
Jun 18, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 18, 2025: 15- and 30-year terms sneak lower as Fed decides
The article discusses the current mortgage interest rates, including information on 30-year fixed rates, 20-year fixed rates, and 15-year fixed rates, as well as ARM rates. It also covers the advantages and disadvantages of different mortgage terms such as the 30-year, 15-year, and adjustable-rate mortgages. The national average 30-year mortgage rate is around 6.73%, with expectations of rates rem... more
Jun 17, 2025 2:01 PM
— Mortgage Lenders
ICE Mortgage Technology launches its own APOR index
ICE Mortgage Technology has introduced a publicly available weekly average prime offer rate index. The top five lenders had over $43 billion in average mortgage origination volume at the end of Q1. Agency mortgage backed securities have declined about 1.1% since the beginning of April, trailing Treasuries and the broader US bond market. Some opposition is growing against the Trump administration's... more
Jun 17, 2025 2:00 PM
— Bond Markets
Dot Plot in Focus With Fed's No Cut Announcement
Bonds initially lost some ground after positive economic data but recovered in the afternoon due to general risk-off vibes surrounding geopolitical headlines. The upcoming release of the Fed's rate outlook could provide more trading justification.
Jun 17, 2025 2:00 PM
— Mortgage Rates
Will the Fed cut rates Wednesday? Not likely, but here's when they might.
The Federal Reserve is expected to keep interest rates steady between 4.25% and 4.5%. There's little chance of a rate cut until September. The Fed is uncertain about how tariffs will impact prices and is trying to balance inflation and employment concerns. The Fed's previous three rate cuts have led to lower payments on credit cards and auto loans, but mortgage rates have risen. Homebuyers are now... more
Jun 17, 2025 1:02 PM
— Mortgage Finance
Bank/Thrift First-Lien Residential Mortgage Portfolios: 1Q25 (PDF)
The article presents a ranking of 3,790 banks/thrifts based on dollar volume, including information on Adjustable Rate Mortgage (ARM) amounts and default rates.
Jun 17, 2025 12:01 PM
— Mortgage Rates
Mortgage Rates Slightly Lower Ahead of Fed Day
Mortgage rates have been stable between 6.8 and 7.0% for the past two months. Today's average rate fell slightly after a small increase in mid-June. Geopolitical headlines, such as war in the Middle East, contributed to market anxiety but did not have a significant impact. The bond market gained ground, allowing mortgage lenders to offer lower rates. Tomorrow's Fed announcement may introduce more ... more
Jun 17, 2025 12:00 PM
— Mortgage Rates
Fed Rate Cuts Unlikely This Summer. Are Lower Mortgage Rates Still Possible?
The Federal Reserve's interest rate decisions can impact mortgage rates indirectly, and uncertainty in the economy may cause mortgage rates to remain higher. The Fed's policies regarding inflation, the job market, tariff impacts, and interest rates will affect mortgage rates in the long term. Multiple factors such as policy changes, inflation, supply and demand, bond market activity, and key econo... more
Jun 17, 2025 10:24 AM
— Interest Rates
No Fed rate cut until September at earliest, economists say
Economists surveyed by Wolters Kluwer do not expect the Federal Reserve to cut short-term rates at its upcoming meeting, and only a small percentage of them expect any action to be taken in July. Treasuries slumped after US job and wage growth led to reduced expectations of a rate cut by the Federal Reserve. Despite positive economic data, concerns about the economy's direction persist among consu... more
Jun 17, 2025 9:00 AM
— Mortgage Finance
Demand for New Homes Diminishes in May
The article discusses the latest trends in the mortgage industry, including changes in interest rates and mortgage lending practices. It highlights the impact of these trends on the housing market.
Jun 17, 2025 8:23 AM
— Interest Rates
The Fed is set to make its next rate decision on Wednesday. Here's what to expect.
The Federal Reserve Bank is expected to keep its benchmark rate steady at 4.25% to 4.5% amidst uncertainty about the impact of President Trump's economic policies, especially his tariffs. The decision is anticipated to be unanimous, with a 97.5% probability of maintaining the current range. While the decision is good news for savers, borrowers can expect high credit card rates, auto loans, and mor... more
Jun 17, 2025 8:00 AM
— Bond Markets
Econ Data Not Weak Enough to Help
Bonds were stronger overnight but trading levels remain in a narrow range. Despite weaker Retail Sales data, bond buying was not as strong as expected. The control group of retail sales had a positive upward revision, influencing bond performance. Bonds lost ground after the data was released.
Jun 17, 2025 8:00 AM
— Housing Market
Builders scale back as costs, supply rise
Housing permits fell for the fourth consecutive month, indicating a slowdown in construction due to a weak housing market. However, housing starts increased in April, mainly driven by multifamily home construction. Purchases of new single-family homes also rose significantly, reaching the highest level since February 2022. Despite this, major housing markets are experiencing home price declines, w... more
Jun 17, 2025 7:01 AM
— Mortgage Lending
Here's What You Get for a $795 Credit Card
JPMorgan Chase's Chase Sapphire Reserve credit card is adding new benefits, but the annual fee is increasing from $550 to $795. The changes include increased rewards points for flight and hotel bookings, as well as additional perks such as complimentary subscriptions and annual credits.
Jun 17, 2025 7:00 AM
— Housing Market
Homebuilder sentiment nears pandemic low as economic uncertainty plagues consumers
Builder sentiment in June dropped 2 points to 32 on the NAHB/Wells Fargo Housing Market Index, with all three components showing declines. Buyers are hesitant due to elevated mortgage rates and economic uncertainty, leading to a growing number of builders cutting prices to address affordability concerns. The report also forecasts a decline in single-family starts for 2025.
Jun 17, 2025 5:01 AM
— Mortgage Lenders
Major Sapphire Reserve changes ahead: Chase launching a new business card and increasing annual fees
Chase Sapphire Reserve is undergoing a major revamp, with an increase in the annual fee to $795 for both personal and business cards. The cards will come with new benefits and features designed for luxury travel and lifestyle experiences, as well as an increased earning rate in certain categories. The Points Boost program will also be introduced to enhance points redemption. Current cardholders an... more
Jun 17, 2025 3:16 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 17, 2025: A small change as the Fed meeting looms
Mortgage interest rates inched higher today, with the 30-year fixed rate at 6.75% and the 15-year fixed rate at 5.99%. Wall Street isn't expecting an interest rate cut from the Federal Reserve. 15-year mortgage rates are typically lower than 30-year rates and save money on interest in the long run. Economists don't foresee significant mortgage rate drops before the end of 2025. Refinancing options... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.