Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Housing Market
Showing 361 - 384 of 611 results
Nov 13, 2025 12:30 PM
— Housing Market
Trump administration is 'evaluating' portable mortgages. What that means for homeowners.
A portable mortgage allows you to keep your existing loan terms and interest rate when buying a new house, instead of getting a new loan with a potentially higher interest rate. Portable mortgages are currently available in Canada and the United Kingdom, where borrowers typically have shorter loan terms. In the U.S., the housing industry structure does not currently allow for portable mortgages du... more
Nov 13, 2025 6:30 AM
— Housing Market
The Job Hunt Feels Broken. These 6 Charts Show It’s Not Just You
The job market has split into two worlds - one for the employed where the risk of losing a job remains low, and one for the unemployed where job searches are dragging on. Hiring is sharply falling compared to the increase in unemployment. Workers are facing longer job searches with small business owners struggling. The current economic environment is described as a 'jobless boom' where companies a... more
Nov 13, 2025 5:31 AM
— Housing Market
Car Repossessions Are Up 43%. Here’s What To Do if It Happens to You |
The article discusses the emotions following a car repossession, the rise in repossessions leading up to the current economy, steps to take after a repossession, and considerations for insurance, license plates, tax requirements, and rebuilding financially and emotionally. It emphasizes the importance of taking swift action, working with a credit counselor, and carefully considering financial deci... more
Nov 13, 2025 2:30 AM
— Housing Market
The Trump administration is ‘actively evaluating’ portable mortgages. What you need to know
The Fear & Greed Index is a tool used by investors to gauge the sentiment in the market. It calculates a score based on various indicators like stock price strength, market momentum, and market volatility to determine whether investors are feeling more fearful or greedy.
Nov 12, 2025 5:32 PM
— Housing Market
Thursday: Existing Home Sales
On Thursday, there will be the release of the Chicago Fed National Activity Index for September. Additionally, the National Association of Realtors will release Existing Home Sales data for September, with an expected 4.06 million seasonally adjusted annual rate (SAAR).
Nov 12, 2025 3:30 PM
— Housing Market
3 questions about Trump's 50-year mortgage plan
The Trump administration is proposing a 50-year mortgage option to help prospective buyers get into a home, although there is skepticism about the idea due to concerns about higher interest payments and the prolonged time to build equity. Critics worry that the plan will benefit lenders more than buyers and question if it will gain traction among borrowers. There are concerns about the potential l... more
Nov 12, 2025 4:30 AM
— Housing Market
White House officials unhappy about 50-year mortgage idea released by top housing official, sources say
There was a proposal for a 50-year mortgage that was not fully vetted by top Trump administration officials. The idea was floated by federal housing official Bill Pulte and was approved by President Trump, despite some officials expressing frustration. The Trump administration has been working on other ideas to promote housing affordability as well, but no final decisions have been made on longer-... more
Nov 12, 2025 4:30 AM
— Housing Market
The 50-year mortgage would cost you nearly $400k more than the standard, AP analysis says
The White House is considering backing a 50-year mortgage to address home affordability, but it has faced criticism for not addressing core housing market issues. Extending the mortgage term would lower monthly payments but significantly increase the amount of interest paid and slow equity accumulation. Analysts believe that introducing a 50-year mortgage could worsen home price inflation due to i... more
Nov 11, 2025 4:31 AM
— Housing Market
Why Trump's push for a 50-year mortgage could backfire
President Trump has suggested a 50-year fixed-rate mortgage to boost the US housing market, aiming to make home ownership more accessible by spreading out payment periods and reducing monthly installments. However, economists are skeptical, stating that longer mortgages are riskier and may lead to a potential increase in home prices, ultimately affecting wealth accumulation for homeowners. They ar... more
Nov 10, 2025 7:32 PM
— Housing Market
1st Look at Local Housing Markets in October
The article discusses the first look at local housing markets in October, as featured in the Calculated Risk Real Estate Newsletter.
Nov 9, 2025 11:19 AM
— Housing Market
Donald Trump's 50-year mortgage proposal. What to know about long-term loans.
President Trump proposed the idea of 50-year mortgages, which faced criticism from various leaders and researchers. While a longer mortgage term can lower monthly payments, it could lead to higher interest rates and less equity accrued. Research shows that having equity in a home is crucial to prevent defaults, especially during times of economic downturn. Ultimately, the housing affordability cri... more
Nov 8, 2025 4:35 AM
— Housing Market
Pulte suggests new Fannie Mae, Freddie Mac business deals
Bill Pulte sees potential partnerships emerging with government-sponsored enterprises to increase profits. President Trump urges Fannie Mae and Freddie Mac to assist in lower-cost home creation and help with vacant lots. The head of the oversight agency is implementing changes and urging investors to review risk factors.
Nov 5, 2025 5:52 AM
— Housing Market
Fannie Mae, Freddie Mac housing goals need revisions: MBA
The Mortgage Bankers Association supports the reduction of low-income single-family finance goals for Fannie Mae and Freddie Mac. The number of qualified refinance candidates has increased as mortgage rates ease. There is consideration of introducing a 50-year fixed-rate mortgage. The debate on who should be the MBS buyer of last resort is ongoing.
Nov 5, 2025 4:31 AM
— Housing Market
How Mamdani's win is roiling New York's real estate market
Zohran Mamdani is causing disruptions in New York's real estate market. Two major companies, Compass Inc. and Zillow Inc., are involved in a legal battle that could impact how homes are marketed and sold. Despite international hesitancy, interest in investment properties in the U.S. remains strong. Mortgage rates have remained relatively stable, with predictions that they will stay within a narrow... more
Nov 5, 2025 3:06 AM
— Housing Market
First-time Homebuyers Keep Getting Older, And That Means They're Missing Out
The median age of first-time homebuyers has risen to 40, the highest ever recorded. This is due to high home prices, lack of affordable inventory, and the shift of builders towards higher-priced new homes. Many young adults are delaying home purchases due to soaring prices and entry-level homes scarcity. Millennials and younger generations value homeownership but are hindered by affordability chal... more
Nov 4, 2025 9:59 AM
— Housing Market
Prospects for Improving Housing Affordability
There is growing concern about the affordability of homeownership in the U.S., especially for first-time homebuyers. The rise in house prices during the pandemic has been followed by a steep increase in borrowing costs in 2022. Other costs like construction materials and homeowner insurance premiums have also risen. The housing market is expected to see the 30-year fixed mortgage rate fall slightl... more
Nov 3, 2025 4:34 AM
— Housing Market
MBA: Homebuyer Affordability Improved in September
In September, homebuyer affordability improved with the national median payment decreasing to $2,067 from $2,100. The Mortgage Bankers Association's index score decreased to 155.0, indicating better affordability conditions. Affordability has been improving due to lower mortgage rates and a growing housing supply. The index is expected to strengthen in 2025 and 2026 with stable mortgage rates and ... more
Nov 2, 2025 3:05 AM
— Housing Market
U.S. home turnover rate at lowest level in decades as housing slump drags on, analysis finds
The turnover rate for U.S. homes is at its lowest in nearly 30 years, with only 28 out of every 1,000 homes changing hands between January and September. This decrease in turnover rate can be attributed to factors such as a slowing job market, lack of employment opportunities, and high mortgage rates that discourage homeowners from selling and buying new homes.
Nov 1, 2025 3:05 PM
— Housing Market
The housing market, workers, and the economy are all stuck
The U.S. home turnover rate is at its lowest in nearly 30 years, with only 28 out of every 1,000 homes changing hands between January and September. Fewer homes are being sold due to factors like a slowing job market, high mortgage rates, and skyrocketing home prices.
Oct 31, 2025 12:05 PM
— Housing Market
Home Price Appreciation Keeps Cooling; New Loan Limits Coming Into Focus
Both the FHFA and the S&P CoreLogic Case-Shiller indices released new home-price data for August, showing that prices remain higher than a year ago but the pace of appreciation is slowing. Case-Shiller's national annual gain was the smallest in over 2 years, while FHFA is near its lowest annual pace since 2012. The article also discusses the conforming loan limit, which is currently at $806,500 an... more
Oct 30, 2025 11:06 AM
— Housing Market
Ellie Mae
Ellie Mae, a mortgage technology company, went private and reduced its workforce by 10% after being bought by private equity investor Thoma Bravo. Mortgage rates decreased, leading to an increase in refinance loans and new-home purchase applications. Millennials closed mortgage loans at a record pace due to lower interest rates. Mortgage lending credit standards slightly loosened, and online shopp... more
Oct 27, 2025 8:50 AM
— Housing Market
Warren Buffett's Berkshire Hathaway and Zillow say mortgage rates can't fall enough for Americans to afford a home
Mortgage rates have risen significantly from the sub-3% rates seen during the pandemic, with the current 30-year fixed rate at 6.19%. Higher rates are making homes less affordable, with economists stating that a rate drop to 4.43% would be needed for a typical home to be affordable for the average buyer. The locked-in mortgage rate effect is causing current homeowners to hold onto their homes, lea... more
Oct 27, 2025 3:05 AM
— Housing Market
ICE's Andy Walden: FHA performance a "yellow flag" right now
FHA loans accounted for a significant portion of the rise in foreclosure starts and active foreclosures in September. Popular and other banks are ending mortgage operations in 2025 to improve profitability. There were more sellers than buyers in the market last month. Claims in a Loan Think column about credit scores and resellers in mortgage lending were found to be misrepresented. Contract closi... more
Oct 25, 2025 3:24 AM
— Housing Market
Existing Home Sales Rose Last Month, But The Bigger Picture Hasn't Changed
Existing-home sales rose by 1.5% in September to a seasonally adjusted annual rate of 4.06 million, with sales 4.1% higher than the previous year. The increase is attributed to easing mortgage rates and better affordability. Inventory levels are near a five-year high but remain below pre-COVID averages. Home prices continue to rise, contributing to overall household wealth.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.