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News for: Housing Market
Showing 361 - 384 of 527 results
Aug 20, 2025 8:23 AM
— Housing Market
Here's what's keeping home buyers on the sidelines even as mortgage rates hit a 10-month low
Lorene Cowan, 44, who lives in New York City, is having a difficult time buying a home due to soaring home prices. The median listing price for a home in NYC is now over $829,000, making it hard for first-time homebuyers to enter the market. Rising home prices, limited inventory, and higher mortgage rates have caused delays in millennials and Gen Z achieving homeownership. Many prospective buyers ... more
Aug 19, 2025 12:24 PM
— Housing Market
Incentives Rise as Builder Confidence Matches 2022 Low
Builder sentiment remains low with the NAHB/Wells Fargo HMI dipping to 32 in August, marking the 16th consecutive month below 50. High mortgage rates, elevated new-home prices, and affordability issues are major factors. Builders are offering price cuts and sales incentives to attract buyers, especially in high-cost markets like the West.
Aug 19, 2025 3:25 AM
— Housing Market
Fannie, Freddie's stress test losses ease from 2024
Fannie Mae and Freddie Mac are predicted to hold up well in a severe downturn due to expense cuts and revenue gains. Economists predict fewer home sales and less mortgage origination volume in the near future. A potential plan could value the mortgage giants at $500 billion, involving selling 5-15% of their stock. Bill Ackman and President Trump are discussing a public offering for a single mortga... more
Aug 18, 2025 4:23 PM
— Housing Market
Mortgage rates drop to lowest level in nearly a year
Mortgage rates are currently at their lowest level in nearly a year, with the average rate for a 30-year fixed mortgage just above 6.5%. M & M Mortgage in Roseville advises clients to buy now before rates potentially drop further, leading to increased prices and competition for homes. Despite falling interest rates benefiting buyers, home prices nationwide have continued to rise, with the national... more
Aug 12, 2025 7:23 AM
— Housing Market
Trump's tireless self-promotion could raise your mortgage rate
President Donald Trump has a plan to destabilize the housing market by turning mortgage behemoths Fannie Mae and Freddie Mac into publicly traded stocks. This plan involves launching an initial public offering for both entities, which could potentially raise $30 billion. However, the implications of removing the implicit guarantee they provide may lead to higher mortgage rates. Certain individuals... more
Aug 12, 2025 6:25 AM
— Housing Market
The price premium on new-construction homes is dissolving. New home prices dropped in 30% of large U.S. cities last quarter
Home prices have increased by over 50% since the pandemic, with mortgage rates near 7%. New-construction home prices dropped in 30 of the largest U.S. metros last quarter. Builders are offering incentives like mortgage-rate buydowns and design upgrades to make new homes more affordable.
Aug 11, 2025 10:24 AM
— Housing Market
President Trump envisions November launch for mortgage IPO
The oversight agency for government-sponsored enterprises is considering a public offering for some of their shares, which could value the mortgage giants at $500 billion or more. President Trump is meeting with bank leaders, potentially resulting in a big payday for their firms. Economists are divided on the timing of a rate reduction, and sales of previously owned homes in the US fell to a nine-... more
Aug 7, 2025 12:44 PM
— Housing Market
Buyers are gloomy. Here's what they might be missing
Consumer housing confidence improved slightly in July, with Americans feeling more confident about the economy. However, many worry about their ability to buy a house themselves due to potential job loss. The housing market is experiencing a mix of rising home prices and softening sales, indicating a shift that may favor buyers. Sales of new and previously owned homes have seen a decline, suggesti... more
Aug 6, 2025 8:15 AM
— Housing Market
Rate drops offer reprieve for mortgage applications
Mortgage applications rebounded this week due to a drop in mortgage rates, leading to an increase in purchases and refinancing. Americans currently hold a record $34.5T in home equity, resulting in a surge in home equity loans as lenders aim to take advantage of increasing property values.
Aug 5, 2025 1:23 PM
— Housing Market
Here's How Much Mortgage Rates Have to Drop to Make Housing Affordable
Some housing markets, especially in big cities like New York, Los Angeles, and Miami, would still be unaffordable even if mortgage rates plummeted to 0%. On the other hand, areas like Pittsburgh, Birmingham, and Detroit have lower home prices, making housing affordable even if rates climbed significantly above the current average of 6.72%.
Aug 5, 2025 12:23 PM
— Housing Market
Non-QM, Housing Trend, Servicing Tools; Building a Framework; MAA News and MBA Chair Interview
The article discusses various topics related to mortgages such as the aging housing stock in the US, challenges in new home construction, technology for mortgage servicing, upcoming webinars on the mortgage market trends, compliance risks in pre-approval processes, and tips for loan officers to succeed in a competitive market.
Aug 3, 2025 7:24 AM
— Housing Market
Why Mortgage Lenders Are Ignoring Trump’s Rollback on Home Appraisal Reviews
A midsized US mortgage lender found that almost a quarter of customers who dispute property appraisals discover that the value of their home had been miscalculated. President Trump has scrapped guidelines that made it easier for homeowners to challenge appraisals, which historically penalize minority groups. Despite Trump's changes, many lenders, including big names like JPMorgan Chase and Bank of... more
Aug 3, 2025 4:23 AM
— Housing Market
Not even a 0% mortgage rate would make buying a house affordable in these 6 U.S. cities
Housing affordability in the U.S. remains at crisis levels due to high mortgage rates and home prices. Even if rates dropped, high prices, especially in major metro areas, are the core issue. Zillow reported that it would take a significant rate drop to make homes affordable for buyers, but even then, some major metro areas would still be unaffordable due to high prices.
Aug 3, 2025 4:23 AM
— Housing Market
Not even a 0% mortgage rate would make buying a house affordable in these 6 U.S. cities
High mortgage rates, combined with soaring home prices, are making it difficult for new home buyers to enter the market and for current homeowners to sell. The Case-Shiller Home Price Index has jumped over 51% between 2020 and 2025, making affordability a major issue. Lack of lower-priced inventory and tight competition in major metro areas are also contributing to the housing crisis.
Aug 2, 2025 3:24 AM
— Housing Market
Fresh tariffs from Trump target homebuilding costs
President Trump's latest tariff announcements, including a 35% levy on goods from Canada, are impacting the housing market. New residential construction has increased, but US purchases of new homes fell. Consumers are uncertain due to potential job loss. Great success in loan originators who kept deals flowing last year.
Aug 1, 2025 10:54 AM
— Housing Market
Pending Home Sales Slip Again, Underscoring Market Stagnation
The National Association of Realtors' Pending Home Sales Index has been rangebound for over two years due to affordability pressures and elevated mortgage rates. Pending home sales fell by 0.8% in June, continuing a trend of small declines despite increasing inventory. The drop in June reflects a sluggish, rate-constrained housing market, with all regions except the Northeast posting declines mont... more
Aug 1, 2025 10:23 AM
— Housing Market
Home Prices Still Rising Year-Over-Year, But Momentum Is Fading
Both the FHFA and Case‑Shiller released data showing monthly declines in home price appreciation, indicating a deceleration in the housing market. The decline was most significant in the Middle Atlantic region, while other regions saw modest gains. Despite year-over-year price increases, the pace of growth is slowing down. Seasonally adjusted data reveals underlying weaknesses in the market.
Aug 1, 2025 9:53 AM
— Housing Market
The world’s largest stock exchanges: 10 biggest by market capitalization
The article discusses the world's largest stock exchanges, including the New York Stock Exchange (NYSE) and Nasdaq. It explains how exchanges are measured by market capitalization and the number of listings they offer. It also mentions how stocks may have primary listings on one exchange and secondary listings on others.
Jul 31, 2025 3:23 AM
— Housing Market
Trump wants to 'unleash’ America's housing market — and is throwing his support behind MTG's big plan for US real estate
President Trump is considering eliminating capital gains tax on home sales to boost the housing market, which has seen soaring prices in recent years. Currently, homeowners can exclude up to $250,000 ($500,000 for joint filers) of the taxable gain on their primary home if they have owned it for at least two years. Trump's comment came after U.S. Rep. Marjorie Taylor Greene introduced the 'No Tax o... more
Jul 30, 2025 9:25 PM
— Housing Market
Underwater mortgages post uptick from year-ago levels
Attom's recent quarterly numbers show that while the share of underwater mortgages has improved in the near term, the percentage is still higher than it was a year ago, revealing regions with stress. Additionally, one mortgage firm went out of business months after a cybersecurity incident that compromised the personal information of over 30,000 clients.
Jul 30, 2025 7:37 AM
— Housing Market
Cruel summer continues as rates, applications barely budge
Mortgage lenders are facing challenges during the summer months as state rates are keeping buyers away. Purchase and refinance activity declined despite rates falling to a two-month low due to market concerns over geopolitical and tariff issues. Mortgage applications increased last week, with a focus on FHA loans and refinancing. Additionally, US purchases of new homes decreased significantly in M... more
Jul 30, 2025 3:25 AM
— Housing Market
HUD ordered to resume fair housing funds distribution
A federal judge ordered the Department of Housing and Urban Development to resume distributing Fair Housing Initiatives Program funds. The leading lenders hint at serious accusations in a lawsuit related to the departure of nearly two dozen employees. Plaintiffs accuse the company of making fraud accusations to cover up unlawful terminations. Trump's campaign to transform the federal workforce is ... more
Jul 29, 2025 10:23 AM
— Housing Market
The U.S. median home price hit a record high—here's what it would cost you per month
Home prices in the U.S. have reached record highs, with the median price for an existing home hitting $435,300 in June. Rising prices, combined with mortgage rates above 6.5%, have made it difficult for buyers to afford homes. Limited inventory and demand from affluent buyers are keeping prices climbing, resulting in lower home sales levels. Mortgage rates are not expected to decrease significantl... more
Jul 29, 2025 8:24 AM
— Housing Market
Hedging, Borrower Experience; LOs Controlling Their Funnel; Housing and Inflation Numbers
ICE Mortgage Technology estimated that U.S. mortgage borrowers had $11.5 trillion in 'tappable' home equity in the second quarter of 2025, with refinance applications making up 40%. The housing market inventory has increased, but fewer homes have been built in the past decade compared to previous ones, leading to concerns about overpopulation. Additionally, there are record numbers of down payment... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.