Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 361 - 384 of 6439 results
Oct 14, 2026 12:55 AM
— Mortgage Lending
Checkr’s Felicia Lee on income volatility, mortgage affordability and the future of verification
Felicia Lee, Head of Mortgage Solutions at Checkr, discussed in an interview how rising income volatility and household expenses are impacting mortgage affordability. She noted that traditional income verification methods need to adapt to the changing job landscape, where instability is becoming more common. With 62% of consumers expected to experience income volatility by 2025, these factors comp... more
Oct 14, 2026 12:55 AM
— Mortgage Lending
Home Equity Lending Growth & AI at Spring EQ
In an interview with HousingWire, Spring EQ CEO Joe Steffa discussed the changing dynamics of the mortgage market, emphasizing the increasing importance of home equity lending. He noted ongoing challenges related to affordability and origination volumes but highlighted emerging opportunities as more consumers recognize home equity as a viable asset. Steffa mentioned Spring EQ's commitment to assis... more
Oct 14, 2026 12:34 AM
— Mortgage Lending
MISMO Announces Inaugural FRAME Advisory Partners to Advance Responsible AI Governance in Mortgage
The Mortgage Industry Standards Maintenance Organization (MISMO) has introduced a certification aimed at consulting and advisory organizations that assist mortgage lenders and servicers in adopting AI governance. This initiative is designed to encourage the responsible implementation of artificial intelligence within the mortgage industry by promoting a standardized approach.
Oct 14, 2026 12:02 AM
— Mortgage Servicing
Every servicing exception needs an owner and a clock
The article discusses the challenges associated with servicing exceptions in mortgage loans, which often lack clear ownership and deadlines, resulting in borrower harm and increased costs. It highlights a specific scenario where discrepancies between payment histories and escrow balances lead to unnecessary fees for borrowers. The article suggests four solutions to improve the situation: defining ... more
Oct 14, 2026 12:02 AM
— Mortgage Lending
How equity buyouts work in a divorce refinance
In a divorce refinance, the remaining spouse takes over a joint mortgage and may cash out to pay the other spouse based on the home's appraised value, loan balance, and settlement terms. As divorce rates remain high, especially among those aged 50 and over, the equity in their long-held family homes becomes a critical factor in the buyout process. This equity is often significant, and the refinanc... more
Oct 14, 2026 12:01 AM
— Mortgage Lending
Western Alliance Bank on expanding mortgage liquidity, warehouse lending and payment innovation
Western Alliance Bank executives Mark Short and Chris Martin described the bank’s expansion of mortgage services, including warehouse and MSR financing, private-lender note financing, whole-loan purchases, and treasury management. They highlighted flexible lending, stronger lender partnerships, opportunities to serve smaller independent mortgage banks, and potential loan syndication as the industr... more
Oct 14, 2026 12:01 AM
— Mortgage Rates
Mortgage rates today, Oct. 14, 2026: Rates tick down a little
The average interest rates for 30-year and 15-year fixed-rate conforming mortgages in the U.S. are currently 7.388% and 6.576%, respectively, reflecting a slight drop from previous rates. The article details rate changes, the implications of these rates for prospective borrowers, and trends in mortgage applications, noting a decrease in applications due to high rates. Various loan types, including... more
Oct 13, 2026 11:21 PM
— Mortgage Finance
States Set New Standards for Mortgage Assumptions (IC)
Three states have passed laws barring mortgage assumption requests from being denied solely because they are triggered by divorce, and similar legislation may be adopted elsewhere.
Oct 13, 2026 11:11 PM
— Housing Market
ASML Raises Sales Forecast For A Third Time, But Q3 Revenue Miss Sends Stock Lower: Earnings Selloff Spreads To MU, SNDK, INTC
ASML raised its 2026 revenue forecast for the third time in 2023, despite third-quarter revenue narrowly missing analyst expectations. The company's net revenue rose 55% to 11.66 billion euros, with net profit climbing to 4.96 billion euros. ASML's CEO indicated that customers are increasing their demand forecasts, particularly for AI-related investments, and the company is exploring options to ex... more
Oct 13, 2026 10:12 PM
— Housing Market
ASML Raises Full-Year Sales Outlook as AI Boom Drives Demand
ASML Holding NV has raised the low end of its 2026 sales forecast for the third consecutive quarter due to increased demand for its chip-making machines driven by the rise in artificial intelligence spending. The company now projects annual sales between €44 billion and €45 billion, up from a previous estimate of €43 billion. ASML, which specializes in lithography machines for semiconductor produc... more
Oct 13, 2026 8:31 PM
— Mortgage Rates
Mortgage rates near 3-year high: What homebuyers should consider
Mortgage rates are currently a significant barrier for many first-time homebuyers, with the average 30-year fixed rate at 7.4% and the 15-year rate at 6.73% as of early October 2023. Financial advisor Rob De Lessio notes that high home prices and limited affordability complicate entry into the housing market for new buyers. He advises potential buyers to consider the total cost of homeownership, i... more
Oct 13, 2026 6:52 PM
— Mortgage Finance
- Inside Mortgage Finance
The article discusses trends in the mortgage market, focusing on the changes in mortgage rates, lending practices, and the impact of economic conditions on homebuying. It highlights the factors contributing to the fluctuation of mortgage rates and how these changes affect both lenders and borrowers.
Oct 13, 2026 6:13 PM
— Housing Market
US existing home sales rise in September; higher mortgage rates dim outlook
U.S. existing home sales unexpectedly rose in September, but overall activity remained subdued as rising mortgage rates and high home prices continued to limit affordability, particularly for younger Americans.
Oct 13, 2026 5:01 PM
— Mortgage Lending
How Much You Need to Retire Comfortably With a Paid-Off Home in Every State
The article discusses the financial benefits of paying off a mortgage before retirement, highlighting that it can significantly reduce the amount needed in retirement savings. It reveals that singles and couples with paid-off homes require less than the national average projected by surveys for a comfortable retirement. Geographic factors play a major role in determining retirement savings needs, ... more
Oct 13, 2026 5:01 PM
— Mortgage Lending
How Much You Need to Retire Comfortably With a Paid-Off Home in Every State
A recent analysis suggests that a single retiree with a paid-off home requires about $693,000 in savings for a comfortable retirement, while a mortgage-free couple needs around $870,000. Although these retirees do not have mortgage payments, they still face various housing-related costs, such as taxes and utilities, which vary significantly by state. Geographic location greatly influences retireme... more
Oct 13, 2026 4:09 PM
— Mortgage Lending
How Often Can You Refinance Your Home?
The article discusses the considerations involved in refinancing a mortgage multiple times. It emphasizes that while there is no legal limit to refinancing frequency, the decision should be based on financial calculations, particularly the break-even point, costs involved, and the lender's seasoning period. Homeowners should analyze whether the savings from a refinance outweigh the closing costs, ... more
Oct 13, 2026 4:04 PM
— Mortgage Lending
AI in Residential Lending: Vendor Management
The article announces a 12-part webinar series hosted by MBA Education and MISMO, focusing on how artificial intelligence is transforming the residential mortgage lifecycle. Each session will offer insights on AI capabilities, operational strategies, and real-world applications in the mortgage industry, featuring industry experts discussing ways to enhance efficiency, improve borrower experiences,... more
Oct 13, 2026 3:48 PM
— Housing Market
Could Tesla's Roadster Reveal Trigger Another Stock Crash?
Elon Musk plans to unveil the Tesla Roadster, which will fly using SpaceX technology, at an event in Texas on October 15. Investors are wary, given Tesla’s history of stock declines following product reveals due to uncertainty about technology transitioning to revenue. Past reveals, like the Cybertruck, resulted in significant stock drops. While a successful demonstration could boost stock sentime... more
Oct 13, 2026 3:06 PM
— Housing Market
Office sector continues to recover as rents rise and supply dwindles
The U.S. office sector showed recovery in Q3, with leasing volumes up 6.4% year over year amidst a drop in inventory. While gateway markets saw a 13% increase in leasing, the Sun Belt's growth slowed. Variations in recovery rates are evident across regions, with some areas nearing 2019 leasing levels. Despite increased leasing activity, office-using employment declined slightly. The limited new co... more
Oct 13, 2026 2:32 PM
— Mortgage Rates
What nonbanks can expect following bank 3Q mortgage results
The article discusses various aspects of the mortgage market, highlighting the need for servicers to diversify their risk management tactics beyond just relying on borrower equity. It mentions a survey indicating that mortgage companies lag in AI development compared to other financial sectors. Additionally, it notes that Freddie Mac's 30-year mortgage rate rose to 7.03%, marking the first time ab... more
Oct 13, 2026 2:30 PM
— Mortgage Lending
UAD 3.6 appraisal overhaul puts mortgage borrowers on the hook for higher costs
The mandated implementation of the Uniform Appraisal Dataset (UAD) 3.6 is causing significant disruptions for mortgage brokers, leading to increased costs and delays for consumers. The rollout has been poorly managed, with some lenders hesitating to adopt the new appraisal requirements, resulting in bottlenecks and higher prices for modernized appraisals. As a consequence, mortgage brokers must ca... more
Oct 13, 2026 2:30 PM
— Mortgage Rates
US home sales rose in September, but slowed from a year earlier as mortgage rates, prices rose
Sales of previously occupied U.S. homes rose 1.5% in September from August, but fell 2.2% compared to the previous year, indicating a stalled housing market affected by rising mortgage rates and home prices. The U.S. median home price reached an all-time high of $417,500 in September, continuing its upward trend for the past 39 months. Although home inventory is increasing, many potential buyers a... more
Oct 13, 2026 2:27 PM
— Interest Rates
Boston Fed’s Collins wants to raise rates ‘a bit more’ before the end of the year
Boston Federal Reserve president Susan Collins expressed support for raising interest rates again this year to combat inflation, emphasizing the need for a timely return of inflation to the Fed's 2% target. She highlighted that while recent core inflation was at 2%, she anticipates that total inflation may exceed this target in the coming months due to rising prices in the energy sector. Collins s... more
Oct 13, 2026 2:18 PM
— Mortgage Lending
How LoanDepot uses AI to improve loan quality, reduce costs
LoanDepot is enhancing its use of artificial intelligence with a new operating system aimed at improving loan delivery speed and quality while reducing costs. Various tech providers are showcasing their AI technologies to automate workflows and ensure compliance. United Wholesale Mortgage introduced a unique ChatGPT plugin for connecting borrowers with independent brokers, whereas Chase Home Lendi... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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