News for: Housing Market
Showing 313 - 336 of 611 results
Dec 7, 2025 4:30 AM
— Housing Market
The ‘Great Housing Reset’ is coming: Income growth will outpace home-price growth in 2026, Redfin forecasts
The article discusses a potential 'Great Housing Reset' in 2026, where income growth is expected to outpace home-price growth, leading to increased affordability. However, obstacles like high mortgage rates and property taxes may still hinder overall affordability for prospective homebuyers. The report also highlights various living arrangements like adult children moving back in with their parent... more
Dec 5, 2025 2:33 PM
— Housing Market
Here’s what 2026 demands from homebuilding’s strategic leaders
Constellation HomeBuilder Systems' Homebuilder Guide to 2026 highlights six key signals shaping the realities of residential construction, with a focus on affordability as the primary constraint on homebuilding demand. Builders need to adapt to rising costs and changing buyer needs by incorporating cost discipline, innovative design, and affordability. The report emphasizes that successful builder... more
Dec 4, 2025 10:47 AM
— Housing Market
Fair market rents spiked 40% in the past five years
The average fair market rent (FMR) for one and two-bedroom residential units in the 50 largest U.S. metros has increased significantly in the past five years due to rising rental demand. This increase is putting pressure on renters, making it harder to save for a down payment on a home. While rent growth across the U.S. has softened in 2025, the impact of past rent hikes continues to affect househ... more
Dec 4, 2025 9:31 AM
— Housing Market
Northern California is home to the riskiest local real estate markets in the U.S.
The article discusses the riskiest housing markets in the U.S., with northern California having four of the five riskiest counties. Factors contributing to this risk include high rates of foreclosures and unemployment. The national median home price reached a record high in the third quarter, making it difficult for many residents to afford homes. Some areas, such as Kings County, N.Y., Santa Cruz... more
Dec 4, 2025 4:35 AM
— Housing Market
Fannie Mae, Freddie Mac limit public housing data releases
Fannie Mae and Freddie Mac have reduced public access to economic and housing data, leading to concerns about its impact on the mortgage market. This includes missed publications like the National Housing Survey by Fannie Mae and potential risks in fair lending.
Dec 3, 2025 5:32 PM
— Housing Market
Thursday: Unemployment Claims
On Thursday, the initial weekly unemployment claims report is set to be released at 8:30 AM ET, with the consensus expecting 218,000 claims, up from 216,000 the previous week.
Dec 3, 2025 9:30 AM
— Housing Market
Warren Warns CFPB on Its ‘Half-Baked Idea’ for Mortgage-Rate Data
Senate Democrats are warning the Trump administration not to cut the function of the Consumer Financial Protection Bureau that publishes Average Prime Offer Rate tables, which are vital for the smooth operation of the residential mortgage market. The APOR sets interest rate boundaries for 'qualified' mortgages and shields lenders from legal liability if those loans go bad. Democrats are concerned ... more
Dec 3, 2025 9:01 AM
— Housing Market
Realtor.com unveils 2026 home sales, mortgage rate predictions
Realtor.com predicts that fixed mortgage rates on 30-year home loans will reach 6.3% in 2026, with a modest increase in home sales and cooling home price appreciation. The company also forecasts improved affordability for homebuyers and renters due to inflation-adjusted home prices declining slightly and continued inventory gains.
Dec 3, 2025 4:35 AM
— Housing Market
Home prices, a potential new Fed Chair, and a tribute
Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home prices and the potential new Fed chair. They also pay tribute to podcast producer Elissa Branch. The episode provides insight into the housing market and industry voices.
Dec 3, 2025 2:30 AM
— Housing Market
Home prices are poised to dip in 22 U.S. cities next year, a new analysis says. See where.
The housing market is expected to become more balanced in 2026, with property prices forecasted to drop in 22 of the largest U.S. cities and mortgage rates expected to slightly decrease. Mortgage rates are predicted to average around 6.3%, encouraging more buyers to enter the market. Existing-home sales are projected to increase slightly. Cities in the Southeast and West are expected to see the mo... more
Dec 2, 2025 11:30 AM
— Housing Market
These 6 things will shape the US housing market in 2026
Redfin economists predict a new chapter for the US housing market in 2026, with a 'Great Housing Reset' characterized by improved affordability, marginal decreases in borrowing costs, a surge in refinancing activity, slower home price growth, slightly increased home sales, and household makeup shifts. They expect mortgage rates to average around 6.3% with occasional minor dips below 6%, and they f... more
Dec 2, 2025 9:32 AM
— Housing Market
HousingWire - Industry News for Housing Professionals
HousingWire provides newsletters with data, analysis, and insights on mortgage origination, market news, housing trends, executive housing insights, and success strategies for real estate professionals. The newsletters are sent on Mondays through Thursdays, Wednesdays, and every business day.
Dec 2, 2025 4:33 AM
— Housing Market
The penny is out. Experts weigh in on what it means for consumers |
The U.S. has stopped producing pennies due to high costs, and some stores are already rounding prices to the nearest nickel. There are concerns about how this rounding will impact consumers financially, with some arguing that a 'rounding tax' will be imposed. While some retailers have started rounding down in the customers' favor, no official rounding rules exist in the U.S. Electronic payments wi... more
Dec 1, 2025 5:36 PM
— Housing Market
Realtor.com 2026 Housing Forecast
The housing market in 2026 is expected to be steadier, with mortgage rates forecasted to average 6.3%. Home prices are predicted to rise by 2.2%, while existing-home sales are expected to increase by 1.7%. The market will be more balanced, offering affordability improvements with incomes outpacing inflation. Renters will benefit from declining rents in certain regions, and new-home construction wi... more
Dec 1, 2025 8:32 AM
— Housing Market
Will Housing Affordability Improve in 2026?
Housing affordability improved year over year for the seventh consecutive month in September 2025. The factors that eroded affordability after the pandemic, such as strong price appreciation and surging mortgage rates, have stabilized. The Real House Price Index shows that house-buying power has improved with mortgage rates decreasing and income rising. Mortgage rates are expected to ease but rema... more
Nov 30, 2025 8:30 AM
— Housing Market
How much money you need to be in the wealthiest 10% of Americans
The article discusses how the wealth of the top 10% of U.S. households has increased significantly over the last five years, driven by rising stock and home values. The income and net worth thresholds to be considered affluent have also gone up, with Gen X making up the largest portion of this group. The increase in wealth was largely due to the strong job market, consumer spending, surging home p... more
Nov 30, 2025 4:35 AM
— Housing Market
December housing data provides early signals for 2026 market
Monitoring December housing data, including purchase applications, can offer insight into 2026 market trends. Historically, data from December can give a good idea of what to expect in the upcoming year. Key metrics to track include mortgage rates, 10-year yield, Fed meetings, and mortgage spreads. Positive trends in purchase applications and total pending sales data are indicating growth for 2026... more
Nov 28, 2025 8:30 AM
— Housing Market
Coast to Coast Jobs; Hodge Podge of Economic News; Improved Pull Through = Lower Cost Per Loan
The article discusses various mortgage-related topics, including the importance of focusing on units rather than dollar volumes, the impact of loans being funded or not funded, the growth and expansion of Evergreen Home Loans, Banner Bank, and Radius Financial Group, employment opportunities in the mortgage industry, and recent news on home prices, inflation, producer price index, pending home sal... more
Nov 28, 2025 8:30 AM
— Housing Market
How much do I have to make to afford a $400,000 house?
In order to afford a $400,000 home, you would need to earn between $111,680 to $160,200 annually, depending on the location and down payment. The housing market is expensive with the median home price near record highs and mortgage rates at around 6.30%. Affordability is influenced by location and down payment, with property taxes being a significant factor.
Nov 27, 2025 1:34 PM
— Housing Market
Six for 2026: Predicting Next Year’s Housing Market
The deputy chief economist at First American, Odeta Kushi, predicted in 2025 that the housing market is poised to make progress but is still far from perfect. Mortgage rates eased, inventory climbed, affordability improved, and purchase applications exceeded year-ago levels in 2025. Affordability is predicted to improve steadily in 2026 mainly through home prices and income growth. Demographics an... more
Nov 26, 2025 8:30 AM
— Housing Market
Compliance, Broker Products; MBA on Credit Costs; LO Strategy for Aging Buyers; Pulte and Grand Jury
More than half of homes in the United States have decreased in price in the last year, leading to better affordability. Foreclosure rates are rising, with FHA-backed loans driving roughly half of foreclosure starts. The median age of first-time home buyers has increased to 40, a record high, which has implications for both buyers and lenders.
Nov 26, 2025 8:30 AM
— Housing Market
Credit Union Compliance, HELOC Products; Conventional Conforming Loan Limits and Other Fannie/Freddie News
The Federal Housing Finance Agency announced the new conforming loan limit values for mortgages that Fannie Mae and Freddie Mac will acquire in 2026. The CLL value for one-unit properties will be $832,750 in most of the United States, with higher limits in high-cost areas. Lenders and investors quickly adjusted to these new limits, with some companies offering enhanced technology to boost loan qua... more
Nov 26, 2025 6:32 AM
— Housing Market
Pending home sales rise on lower mortgage rates, higher inventory
Pending home sales increased by 1.9% in October, attributed to lower mortgage rates and increased housing inventory. The NAR index remains almost unchanged from the previous year.
Nov 26, 2025 4:36 AM
— Housing Market
U.S. house prices up 2.2% in Q3 2025
U.S. house prices increased by 2.2% year-over-year in Q3 2025, with notable gains in Illinois and New York. Despite some declines in regions like Florida, the FHFA HPI highlights positive trends in the housing market. Additionally, the S&P Cotality Case Shiller Index shows an annual growth of 1.3% in September, the lowest level since July 2023.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.