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News for: Mortgage Rates
Showing 289 - 312 of 2265 results
Oct 6, 2026 10:48 AM
— Mortgage Rates
Will mortgage rates nearing 8% force lenders to make cuts or close their doors?
Mortgage rates have seen a significant increase, with 30-year conforming rates averaging 7.63%, FHA rates at 7.59%, and jumbo rates at 7.85%. This sharp rise over the past two weeks is attributed to weaker demand and pressure on lender margins, leading to layoffs and office closures. The current rates are pushing closer to 8%, which contrasts sharply with earlier predictions of sub-6% rates, indic... more
Oct 6, 2026 10:07 AM
— Mortgage Rates
High mortgage rates strand home sellers as buyer demand plummets
Soaring mortgage rates and high real estate prices are causing many potential homebuyers to delay their purchases, while home sellers are also experiencing significant challenges in the current market.
Oct 6, 2026 9:31 AM
— Mortgage Rates
Wealthfront adds Washington to its mortgage footprint
Wealthfront has expanded its digital-first mortgage offering to Washington, making it the fourth state after California, Texas, and Colorado. The company claims it can provide mortgage rates approximately 50 basis points lower than the national average by reducing loan origination costs. The decision to expand was influenced by client demand, as around 5% of its clients reside in Washington.
Oct 6, 2026 3:02 AM
— Mortgage Rates
The impact of higher rates on housing data
In today's episode, Editor in Chief Sarah Wheeler discusses with Lead Analyst Logan Mohtashami the impact of rates on housing data, focusing on new listings and inventory levels in the market.
Oct 6, 2026 12:02 AM
— Mortgage Rates
Fed Rate Hike & What It Means for Mortgage Rates
The Federal Reserve raised the federal funds target range by 25 basis points to 3.75%–4%. While this affects short-term debt, it does not necessarily mean that mortgage rates will rise as well. Mortgage rates are more influenced by long-term bond yields and economic expectations than by the federal funds rate itself. If the market perceives the Fed's actions as effective in controlling inflation, ... more
Oct 6, 2026 12:00 AM
— Mortgage Rates
Redfin signals a shift in power to buyers amid price cuts—but 7% mortgage rates are a problem
The housing market is shifting to favor buyers, with a record number of home sellers reducing their asking prices, reaching 21.1% in the weeks ending September 20, according to Redfin. Despite this trend, some experts argue against the characterization of a 'buyer's market' in certain regions where inventory remains tight and prices high, particularly in the mid-Atlantic. The rising mortgage rates... more
Oct 5, 2026 8:57 PM
— Mortgage Rates
Mortgage Rates Inch Up to Another Recent High
Today's average top-tier 30-year fixed mortgage rate increased slightly to 7.61%, just 0.01% higher than last week's high. While this change is minor and might be considered good news, the bond market is experiencing some losses without a clear cause. Investors are remaining cautious ahead of upcoming Treasury auctions, which might influence rate movements. The market appears to be looking for a h... more
Oct 5, 2026 7:38 PM
— Mortgage Rates
What Will it Take For Bonds to Recover?
The article discusses a recent sell-off in the bond market, particularly affecting mortgage-backed securities (MBS). It highlights that shorter-term bonds are rallying while longer-term yields are rising, which isn't favorable for the mortgage market. Despite some market data and headlines, the explanations for the sell-off remain unclear. The article notes a trend of increasing yields, which may ... more
Oct 5, 2026 6:31 PM
— Mortgage Rates
Average five-year fixed mortgage rate hits 6% for first time in three years
The average cost of a five-year fixed-rate mortgage in Great Britain has surpassed 6%, reaching its highest level in three years due to turmoil in global bond markets. This increase in mortgage rates is causing a significant reduction in available fixed-rate mortgage options below 5%, which have fallen by 99% since last month. Although the Bank of England has maintained the base rate since Decembe... more
Oct 5, 2026 4:10 PM
— Mortgage Rates
Mortgage rates are only half the story for brokers closing loans in today’s market
Yields on 10-year U.S. Treasurys have reached over 5.3%, impacting mortgage rates which are now nearing 7.5% for 30-year loans. This situation has worsened homebuying affordability for median income earners, leading to a 14% decline in mortgage demand compared to last year, marking the slowest pace of purchase applications since April 2025.
Oct 5, 2026 3:00 PM
— Mortgage Rates
Mortgage rates spike to 7.28%, adding $276/month to a $400,000 loan — and Kevin Hassett's explanation falls short
Mortgage rates have risen for six consecutive weeks, reaching an average of 7.28% for a 30-year fixed mortgage as of October 1, marking the highest rate since November 2023. This significant increase, noted as the largest in four years, impacts the housing market negatively. The rise in rates is attributed to both higher borrowing by businesses for investment in infrastructure and fluctuating oil ... more
Oct 5, 2026 8:33 AM
— Mortgage Rates
Why yields rose even after soft jobs report, dovish Fed
In today's episode, Editor in Chief Sarah Wheeler discusses the impact of the latest jobs report on the 10-year yield and mortgage rates with Lead Analyst Logan Mohtashami.
Oct 5, 2026 7:10 AM
— Mortgage Rates
How Far Home Prices Might Fall to Justify Higher Mortgage Rates
The article discusses the recent rise in mortgage rates to 7.3%, which is complicating the financial situation for home buyers. This increase particularly affects homeowners with lower mortgage rates who are considering moving, making the prospect of purchasing a new home less appealing.
Oct 5, 2026 3:00 AM
— Mortgage Rates
CIBC and TD raise fixed mortgage rates by 20 basis points, completing a Big Six sweep that could cost renewers thousands
Mortgage rates in Canada are increasing, with major banks like CIBC and TD raising select fixed rates by 20 basis points. This trend follows previous rate hikes from the Big Six banks. The hikes are related to rising Government of Canada bond yields, which are indicative of inflation expectations. A recent peak in the 5-year bond yield reached a 52-week high, prompting concerns about rising inflat... more
Oct 5, 2026 2:54 AM
— Mortgage Rates
Average five-year mortgage rate hits 6% for first time in three years
The average interest rate on five-year fixed mortgages has reached 6% for the first time in three years, driven by rising costs for lenders due to global economic uncertainty and increased government borrowing costs. The number of mortgage deals below 5% has drastically decreased since September, with experts describing the situation as challenging for borrowers. Many homeowners will face increase... more
Oct 4, 2026 11:53 AM
— Mortgage Rates
Opinion | Hurray for Higher Mortgage Rates
The average 30-year mortgage rate rose to 7.28%, the highest level in three years, exceeding the average rates of 2020-21. While this increase is viewed negatively, some argue that it indicates a return to normalcy and could make homes more affordable over time, reflecting a strengthening economy.
Oct 4, 2026 11:30 AM
— Mortgage Rates
Trump Promised to Bring Mortgage Rates Down to 3% — Two Years Later, They Are at the Highest Since He Took Office: Economist Says 'I Would Be Extremely Concerned Right Now…'
Mortgage rates have risen to 7.28% for a 30-year fixed mortgage, the highest recorded since Trump took office in 2025. This increase follows Trump's prediction of rates dropping to 3% two years ago. Criticism from Senator Mark Warner highlights the impact of Trump's economic policies on affordability. Economists express concern over the potential for rates to rise further, with some predicting the... more
Oct 4, 2026 8:04 AM
— Mortgage Rates
Hassett: ‘Mortgage rates have to come down’
Top White House Adviser Kevin Hassett claims that President Trump has successfully lowered mortgage rates and anticipates that they will decrease even further in the coming months.
Oct 4, 2026 3:00 AM
— Mortgage Rates
Rising mortgage rates haven’t slowed interest in Boise’s housing market
Mortgage rates are nearing three-year highs, with the 30-year fixed-rate mortgage reaching 7.28% as of October 1, 2023. Despite high borrowing costs, the housing market in Treasure Valley remains strong, with median home prices rising significantly. In Ada County, the median price is now $595,000, nearly 7% higher than last year. Demand for new loans is low nationally, but local mortgage applicati... more
Oct 3, 2026 2:15 PM
— Mortgage Rates
What’s next for housing: 7%, 8% or 9% mortgage rates?
Mortgage spreads have increased to 2.04%, indicating they are currently at a normal level. The data suggests that an 8% mortgage rate is associated with higher yields and wider spreads, while reaching a 9% mortgage rate would require an even greater spread shock, particularly in a strong labor market and robust economic growth. The article raises concerns about the impact of fluctuating mortgage r... more
Oct 3, 2026 7:57 AM
— Mortgage Rates
America In Focus: Unemployment rate climbs, mortgage rate hits nearly 3 year high
The article discusses the recent economic trends in the U.S., highlighting a significant drop in consumer confidence to its lowest level in a decade as inflation and high costs continue to affect households. Mortgage rates have surged, with the average 30-year fixed-rate reaching 7.28%, a notable increase from the previous week and the highest in nearly three years. Job growth has slowed, with onl... more
Sep 1, 2026 12:00 AM
— Mortgage Rates
Why a mortgage rate lock makes sense this September
In September 2026, average mortgage interest rates have risen to 6.87% on a 30-year mortgage, reversing a previous downward trend. Despite the higher rates, there are strong reasons for buyers to consider locking in this rate now, especially with the Federal Reserve likely to raise interest rates in their upcoming meeting. Locking in a mortgage rate now can protect buyers from potential future inc... more
Aug 31, 2026 12:00 AM
— Mortgage Rates
Marty Green Featured in CNBC on the 2027 Mortgage Rate Outlook
Mortgage rate forecasts for 2027 are expected to be higher due to persistent inflation and economic uncertainty. Even optimistic forecasters are adjusting their expectations for borrowing costs, as explained by PBG's Marty Green in an interview with CNBC.
Aug 31, 2026 12:00 AM
— Mortgage Rates
Jackson Hole Jump For Mortgage Rates
Mortgage rates experienced a spike after Fed Chair Kevin Warsh's speech, which indicated that the Federal Reserve's 2% inflation target remains in place and hinted at potential rate hikes if inflation doesn't stabilize. The bond market reacted with short-term Treasury yields increasing, leading to a significant one-day jump in mortgage rates. Despite this, average mortgage rates were only modestly... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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