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News for: Housing Market
Showing 289 - 312 of 611 results
Dec 15, 2025 6:32 AM
— Housing Market
Can policymakers solve the housing affordability crisis in 2026?
The 2026 housing market faces persistent affordability issues, with various scenarios proposed to return to previous affordability levels. Despite challenges, an increase in HELOC and home equity loan activity offers opportunities. Mortgage credit has remained tight since the Dodd-Frank Act, with potential for modest loosening. Supply constraints and geographic nuances complicate affordability sol... more
Dec 15, 2025 4:34 AM
— Housing Market
Unemployment rate spikes, showing labor market vulnerabilities
The unemployment rate rose to 4.6% in November, with 64,000 jobs added. Job losses in October were attributed to the federal workforce reduction. The rise in unemployment is seen as significant by the Mortgage Bankers Association. Housing industry experts predict increased home sales activity and mortgage loan production in 2026 due to lower mortgage rates resulting from economic headwinds.
Dec 14, 2025 3:30 PM
— Housing Market
A 'new era' in the housing market is about to begin as affordability finally improves 'for the first time in a bunch of years,' economist says
Chief economist Mike Simonsen predicts a shift in the housing market next year, with home prices becoming more favorable for buyers. This is expected to increase sales while keeping prices in check. Sellers are also offering discounts as demand remains muted, leading to more affordable options for buyers.
Dec 14, 2025 5:30 AM
— Housing Market
Why housing’s ‘unaffordable situation’ is so persistent
High home prices and elevated mortgage rates are preventing first-time buyers from entering the housing market, despite an increase in new home inventory. Analyst John Burns predicts that the housing market is moving towards balance with more resale listings and new home supply. The total housing supply shortage may not be as severe as previously thought, with a net deficit of around 1.1 million h... more
Dec 14, 2025 4:30 AM
— Housing Market
Weekly housing demand reaches multiyear high
Housing demand is at a four-year high due to steady mortgage rates and improved purchase application data. Inventory growth has decreased significantly, dropping from 33% to 13.6% heading into 2026.
Dec 12, 2025 6:31 PM
— Housing Market
Optimal Blue: Total Lock Volume Plummeted in November
In November, total mortgage lock volume decreased by 25% compared to October but increased by 17% compared to November 2024. Refinances accounted for 35% of all locks, with rate-and-term refinances increasing significantly year over year. Purchase locks decreased due to elevated home costs and limited listings. Lenders adjusted execution strategies, with agency cash window sales rising and agency ... more
Dec 12, 2025 12:31 PM
— Housing Market
Blue Owl commits $2.5B to Finance of America for home equity expansion
Blue Owl Capital is providing $2.5B in liquidity and $50M in equity to Finance of America to expand their home equity and reverse mortgage offerings. The 2026 housing market will be defined by affordability, demographic demand, and inventory. The share of Americans in the 'sandwich generation' feeling financially exhausted by caregiving has increased.
Dec 12, 2025 11:32 AM
— Housing Market
3 forces shaping the housing market in 2026
The housing market in 2026 is expected to continue a slow thaw with incremental gains in affordability and supply. Affordability has improved in some regions due to wage gains and easing mortgage rates, while life events like marriage and job relocations are expected to drive housing demand. Inventory levels are slowly increasing, but regional differences persist. Overall, 2026 is unlikely to see ... more
Dec 12, 2025 10:32 AM
— Housing Market
Federal Housing Administration sets loan limits for 2026
The Federal Housing Administration has established the 2026 loan limits for loans it insures, including reverse mortgage programs. Fannie Mae and Freddie Mac have added mortgage-backed securities and home loans to their balance sheets, potentially to push down lending rates. Homebuilders are utilizing sales incentives to motivate buyers, and there is a push for a sharper valuation of home equity a... more
Dec 12, 2025 9:32 AM
— Housing Market
Housing affordability set to recover as prices flatten
The U.S. housing market is expected to shift in favor of buyers in 2026 as affordability improves gradually through flat home prices, rising incomes, and moderating mortgage rates. Home prices are forecasted to remain essentially flat, with some markets seeing declines or modest gains. The return of affordability does not necessarily require a sharp price correction but can be achieved through a b... more
Dec 12, 2025 5:32 AM
— Housing Market
2nd Look at Local Housing Markets in November
The article discusses the 2nd look at local housing markets in November, as featured in the Calculated Risk Real Estate Newsletter.
Dec 12, 2025 4:32 AM
— Housing Market
Private health insurance costs are going up. A complete guide to your coverage options
Private health insurance premiums are expected to rise sharply in 2026 due to escalating health care costs and the expiration of enhanced premium tax credits. This could lead to millions losing subsidies and becoming uninsured. Strategies to manage costs include assessing personal health and financial situations and working with a broker to find the best plan. ACA Marketplace plans are recommended... more
Dec 12, 2025 4:30 AM
— Housing Market
Home prices go negative for the first time in over 2 years — and may stay that way for a while
Home prices have slightly decreased compared to last year, with a 1.4% decrease in the last three months. The drop in prices is attributed to the sharp increase in mortgage rates in 2022 and 2023, creating an affordability shock that led to lowered demand and increased inventory. While inventory remains low historically, it has increased slightly from previous years. Some markets have seen more si... more
Dec 11, 2025 9:30 AM
— Housing Market
Debunking your broker’s “30% rule” — Americans need to set aside 43% of their income for a home
The article discusses how the traditional 30% rule for homebuyers' spending on mortgage payments and fees is becoming outdated due to post-pandemic increases in home prices and mortgage rates. Many households are now spending 43% of their income on buying a median-priced home, leading to steeper trade-offs. Most large metro areas have housing costs that exceed the 30% benchmark, with household inc... more
Dec 10, 2025 11:33 AM
— Housing Market
Dec. 10: Sales mgt., broker jobs; DPA, quick HELOC, non-QM, processing, AI tools; homebuyer age study
The article discusses the debate surrounding assumable mortgages and potential solutions to the affordability crisis in the housing market. It touches on the challenges faced by policymakers, lenders, and consumers and the need for bold solutions to reshape the MBS markets and household mobility.
Dec 10, 2025 8:30 AM
— Housing Market
DPA, Quick HELOC, Non-QM, Processing, AI Tools; Assumable Mortgages? Homebuyer Age Study
The article discusses the reemergence of assumable mortgages as a potential solution to an affordability crisis in the housing market. It explores the implications of this idea on various stakeholders, including policymakers, lenders, and consumers, and highlights the need for bold solutions to reshape the housing system before consumers find their own workarounds.
Dec 10, 2025 4:33 AM
— Housing Market
Buyers and sellers fear housing market crash in 2026
A new consumer survey shows that many Americans in the housing market fear a real estate downturn in the new year and anticipate challenges. However, 88% of respondents are likely to purchase a home next year. Various reports from organizations like Remax, Redfin, and First American offer different perspectives on the housing market and affordability, with builders reporting record cuts in prices ... more
Dec 9, 2025 1:30 PM
— Housing Market
President Trump Delivers Progress on Lowering Costs — With Much More Relief on the Way
President Trump has made progress in reversing the inflation and cost-of-living disaster inherited from the Biden Administration. Inflation has been cut by more than half, gas prices have fallen, real wages are growing, household expenses are heading in the right direction, and housing affordability is improving. The Trump Administration is committed to driving prices down further, boosting take-h... more
Dec 9, 2025 4:32 AM
— Housing Market
When will the judge to decide the Compass-Zillow listing policy suit?
Final arguments have been filed in the Compass-Zillow lawsuit over listing access, with the court's decision on the preliminary injunction expected soon. The lawsuit focuses on Zillow's listing access standards policy that bans listings publicly marketed for more than one business day before being displayed on Zillow.
Dec 8, 2025 7:31 PM
— Housing Market
California tops list of riskiest housing markets
Affordability remains a challenge in the housing market, especially in California. Investors buying low-priced properties often end up losing money when selling, according to Attom's home flipping report. Mortgage professionals suggest that more research, including cost-benefit analysis, is needed. Zillow reports that most homebuyers do not shop around for mortgage quotes, which could lower their ... more
Dec 8, 2025 4:31 PM
— Housing Market
ROAD to Housing Act cut from defense bill, pushing reform efforts into 2026
The 'ROAD to Housing Act' aimed to address the housing affordability crisis by reducing regulatory burdens and incentivizing private capital to build more housing units. The Act had broad support from industry groups, but it was excluded from the 2026 National Defense Authorization Act, causing advocates to shift their focus to the House Financial Services Committee for further review. Despite the... more
Dec 8, 2025 7:30 AM
— Housing Market
Is December a good time to buy a house?
The U.S. housing market is experiencing changes as the year closes, with mortgage rates lower than the previous year. Home values are declining in some areas, with houses staying longer on the market. Despite some positive signs of improvement, sellers are pulling homes off the market due to unrealistic price expectations. Inventory has increased, but more sellers are willing to negotiate with pri... more
Dec 8, 2025 4:31 AM
— Housing Market
Best And Worst Markets For Homebuyers, Ranked
Bankrate analysis found that Pittsburgh, Detroit, and Birmingham offer the largest selection of affordable homes for typical homebuyers, while coastal metros like New York, Boston, and Los Angeles require six-figure salaries to avoid being priced out. Homeownership has become a luxury in many large U.S. cities, with metro areas in the South and Rust Belt being more affordable.
Dec 8, 2025 3:30 AM
— Housing Market
Priced Out Of 75% Of The Market, Americans' Dream of Homeownership Has Become A Luxury
Julia Sheers and her boyfriend are struggling to find a house they can afford due to the extremely competitive housing market in Charlotte and across the country. Many Americans are finding homeownership unattainable due to low inventory, rising home prices, rapidly increasing mortgage rates, and wages that haven't kept up. Supply of affordable housing is severely limited, pushing homeownership fu... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.