Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 2953 - 2976 of 5083 results
Oct 23, 2025 4:25 AM
— Housing Market
The Inside Story Of America's Slowing Job Market
The article discusses the disconnect between economic data indicating a strong job market and the reality of many Americans facing stagnant wages and financial struggles. Many businesses are dealing with slowing markets, higher tariffs, and rising costs, leading to layoffs, reduced hours, and hiring freezes. Small business owners are particularly feeling the impact, with some forced to close. Desp... more
Oct 23, 2025 4:23 AM
— Mortgage Rates
Most potential homebuyers expect mortgage rates to drop. That's why they're waiting
The majority of potential homebuyers are waiting to purchase homes in anticipation of further decline in mortgage rates. Real estate agents reported that buyers are delaying purchases due to expectations of lower rates and concerns about affordability. Sellers are cautious about pricing their homes too low and are monitoring mortgage rates closely.
Oct 23, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 23, 2025: Plus, how to get a half-point improvement in your rate
Today's mortgage rates have decreased slightly, with the 30-year fixed rate at 6.06% and the 15-year fixed rate at 5.37%. A study reveals that borrowers can lower their mortgage rate by 0.55% by shopping around for lenders. The article also discusses refinancing interest rates, the impact of the economy on mortgage rates, types of mortgage rates, factors affecting rates, the difference between adj... more
Oct 22, 2025 2:25 PM
— Housing Market
Fannie Mae names Akwaboah acting CEO, replacing Almodovar
Fannie Mae's Chief Operating Officer, Peter Akwaboah, has taken on the role of acting CEO after Priscilla Almodovar's departure. Industry experts remain optimistic about technology in the mortgage industry while emphasizing the importance of human qualities like empathy and trust. Homeowner equity has decreased due to declining housing prices, although tappable amounts remain high. A new executive... more
Oct 22, 2025 2:24 PM
— Bond Markets
20yr Treasury Auction to The Rescue
The bond market seemed like it might retrace some gains, but the 20yr bond auction results erased that notion. The auction was successful with bids totaling 2.73 times the amount and the yield lower than expected, causing bonds to move back into positive territory.
Oct 22, 2025 1:25 PM
— Mortgage Rates
Many Americans ho-hum about new Fed rate cut, survey finds
Despite concerns over whether the Federal Reserve will reduce short-term rates again this year, many Americans do not seem to be bothered. Lenders have already accounted for the decision to cut short-term rates for 30-year home loans, with other mortgage products expected to benefit. Top industry experts are optimistic about technology but emphasize the importance of human traits like empathy and ... more
Oct 22, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Steady At Long Term Lows
Mortgage rates remained unchanged today, staying at some of the lowest levels seen in over a year and close to the lowest levels in over 3 years. Recent momentum has been positive due to outside influences like new tariffs and regional bank issues. Despite the lack of significant economic reports due to the shutdown, the bond market continues to be steady. However, there is potential for rates to ... more
Oct 22, 2025 12:23 PM
— Mortgage Rates
Mortgage rates fall again, reaching lowest level in a year
The article discusses the current state of mortgage rates, housing market affordability, and economic factors affecting mortgage rates. It mentions that mortgage rates are at their lowest levels due to expectations of interest rate cuts by the Federal Reserve. It also highlights the impact of political and economic uncertainty on the housing market.
Oct 22, 2025 9:25 AM
— Mortgage Finance
Non-Agency Securitization Projected to Increase Again in 2026
The article discusses the latest trends and developments in the mortgage industry. It focuses on various aspects such as mortgage rates, market conditions, and lender strategies.
Oct 22, 2025 9:25 AM
— Mortgage Finance
Lenders Say GSEs Should Be Able to Purchase MBS
The article discusses the latest trends and developments in the mortgage market, including changes in interest rates and borrower preferences. It also touches on the impact of economic factors on mortgage lending and borrowing.
Oct 22, 2025 9:25 AM
— Mortgage Finance
Mortgage M&A Expected to Rise as Costs Remain High
The article discusses various aspects of the mortgage market, including trends in mortgage rates, the impact of interest rates on borrowing costs, and the state of the housing market. It also touches on the role of mortgage lenders in the lending process.
Oct 22, 2025 8:42 AM
— Mortgage Rates
Purchase apps languish even though mortgage rates decline
Conforming mortgage rates dropped by 5 basis points leading to an increase in loan refinance application volume, although overall activity decreased overall compared to the previous week. New-home loan activity in August increased by 1% year over year, but applications fell by 6% from July. Mortgage applications rose by 0.6% last week after a significant jump the week prior. Despite these increase... more
Oct 22, 2025 8:31 AM
— Mortgage Finance
Mortgage Leaders Expect GSE Guarantee to Stay in Place
The article discusses different aspects of the mortgage industry, including trends in mortgage rates, changes in the housing market, and updates on mortgage lenders. It highlights the importance of staying informed about the mortgage industry to make informed decisions.
Oct 22, 2025 8:24 AM
— Bond Markets
Modest Early Weakness. Was it About Time?
MBS opened slightly weaker on October 17th and ended the day down about an eighth of a point, marking the last time they had a weaker start. The previous session closed at the best levels in at least a month. Yesterday's 5.0 MBS prices matched their best close in over a year, leading to a small pull-back after a consistent rally. There are parallels to today's market conditions, with a potential f... more
Oct 22, 2025 7:23 AM
— Mortgage Lending
Mortgage Applications Today: Dip in Mortgage Rates Sparks Refinance Uptick—but New Home Loan Demand Falls Again
The article discusses an issue with processing a request and provides a reference ID for further assistance.
Oct 22, 2025 4:25 AM
— Mortgage Rates
Refinance demand is 81% higher than it was a year ago, thanks to falling mortgage rates
Mortgage rates dropped to the lowest level in a month, leading to an increase in applications for refinancing. However, potential homebuyers were less enthusiastic about the lower rates. ARM applications increased despite the overall interest rates falling, indicating high home prices. Applications for home purchases dropped, with some buyers waiting for rates to decrease further.
Oct 22, 2025 2:36 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 22, 2025: Lower again. Could it be a trend?
The article discusses the current mortgage rates according to Zillow data, focusing on 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, and VA rates. It explains how mortgage rates are determined, the advantages and disadvantages of 30-year fixed rates, 15-year fixed rates, and adjustable-rate mortgages. The article also mentions how to secure low mortgage refinance rates similar to ... more
Oct 22, 2025 2:31 AM
— Mortgage Rates
Former Treasury Secretary Issues Mortgage Warning: ‘Unsustainable’
Former Treasury Secretary Larry Summers warned that the national deficit could cause a spike in mortgage rates unless federal revenues increase. Experts predict that mortgage rates will rise in the future due to budget deficits and potential higher inflation. However, Summers also mentioned that artificial intelligence could potentially reverse this trend by boosting growth and addressing fiscal c... more
Oct 21, 2025 3:26 PM
— Bond Markets
Slow, Steady Gains Continue
Bond traders are speculating about economically challenging situations due to the absence of major economic data. Factors such as the Philly Fed services index, oil prices, forex, and previous banking concerns may also be influencing the market. Despite light trading volume, yields are at their lowest levels in over a year with moderate gains in the morning.
Oct 21, 2025 1:29 PM
— Mortgage Rates
Another Winning Day For Mortgage Rates
Mortgage bond rates were slightly stronger today after closing at the best levels in a year the previous day. Mortgage lenders had a cushion from yesterday's improvement, leading to a drop in the average 30yr fixed rate. Some lenders are now offering their lowest rates in over a year or even over 3 years, with the average lender being close to 3-year lows.
Oct 21, 2025 11:31 AM
— Housing Market
How mortgage companies aim to aid borrowers amid shutdown
The housing finance industry is working to keep payments and originations on track as borrowers potentially face job interruptions due to the government shutdown. New-home mortgage applications dropped, but the annual sales pace was the strongest in over a year. Some lenders have workarounds for the Federal Housing Administration's suspension of reverse mortgage endorsements. Builders are cutting ... more
Oct 21, 2025 11:27 AM
— Mortgage Lenders
How To See More Bankrate Results In Your Google Searches
The article discusses the challenge of finding trustworthy sources of information online due to the rise of AI-assisted search and content generation. It encourages users to add trusted publishers like Bankrate to their preferred sources list in Google to access reliable information on topics like mortgage rates. The writers and editors at Bankrate are committed to providing original work that emp... more
Oct 21, 2025 10:38 AM
— Mortgage Rates
Trade groups push plan to let GSEs buy MBS to ease mortgage rates
Trade groups representing community banks and home lenders are pushing for Fannie Mae and Freddie Mac to purchase mortgage-backed securities to lower mortgage rates. They want the GSEs to have the authority to buy up to $300 billion of MBS when the spread between 30-year mortgage rates and 10-year Treasury rates exceeds 170 basis points.
Oct 21, 2025 9:57 AM
— Mortgage Lending
What is a blanket mortgage, and who should get one?
The article discusses blanket mortgages, which are single loans that cover multiple pieces of real estate, often used by seasoned real estate investors or developers. It outlines the pros and cons of blanket mortgages, the requirements needed to qualify, and provides tips on how to apply for one.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.