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Mortgage News

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Showing 2881 - 2904 of 5083 results
Oct 29, 2025 9:08 AM — Bond Markets
What Matters in Today's Fed Announcement
Bonds are slightly weaker in the morning but are expected to flatten out. The focus is on the upcoming Fed meeting where a rate cut is already priced in. Clients hope for an end to quantitative tightening, but it is not expected to have a significant impact on bond markets.
Oct 29, 2025 7:39 AM — Mortgage Rates
Falling rates fuel second week of refi surge
The Mortgage Bankers Association reported that the lowest mortgage rates in over a year have led to a significant increase in refinance activity, although purchase volume was slightly down. Mortgage applications have been on the rise and new-home loan activity increased in August year over year.
Oct 29, 2025 7:05 AM — Mortgage Rates
Mortgage rates are back to a 3-year low. Should you lock one in now?
Mortgage interest rates have been fluctuating, dropping to a three-year low in September before rising slightly and then dropping again. It is recommended for homebuyers to lock in a low rate now to avoid potential future rate hikes and benefit from potential float-down options from lenders. This will provide stability for budgeting and house hunting, potentially putting buyers ahead of the compet... more
Oct 29, 2025 5:08 AM — Bond Markets
MBS Continue to Outperform as Auctions Weigh on Treasuries
Bonds are performing well this morning, with 10yr yields slightly higher than yesterday's closing levels. MBS are stronger due to not having to digest new issuance like Treasuries. Auction results later today will determine post-supply relief for bonds or pre-Fed positioning trades.
Oct 29, 2025 5:07 AM — Mortgage Rates
US Mortgage Rates Fall to 6.3%, Boosting Purchase Activity
US mortgage rates fell to a one-year low, leading to an increase in refinancing and home purchase applications. Mortgage rates track US Treasury yields, which dropped due to declining oil prices. The drop in rates could potentially revive the housing market from a sluggish period.
Oct 29, 2025 4:11 AM — Mortgage Rates
Mortgage rates drop to the lowest level in over a year, pushing refinancing 111% higher annually
Mortgage interest rates decreased for the fourth consecutive week, leading to a 7.1% increase in mortgage application volume. Refinance demand surged by 9%, driven by conventional refinance applications. The average loan size for a refinance was $393,900. Purchase applications also rose by 5%, with USDA applications falling due to the government shutdown. Mortgage rates continued to drop, with the... more
Oct 28, 2025 3:12 PM — Interest Rates
WATCH LIVE: Powell delivers remarks after Federal Reserve meeting on interest rates
PBS
The Federal Reserve is expected to cut its key interest rate in order to bolster hiring, with the possibility of another cut in December. This could benefit consumers by reducing borrowing costs for mortgages and auto loans. The central bank is navigating an unusual economic period, with hiring slowing down, inflation remaining high, and the economy heavily reliant on tech company investments.
Oct 28, 2025 3:06 PM — Bond Markets
Modestly Stronger Ahead of Fed Day
Bonds found a bid on Tuesday despite the lack of market-moving economic data. Yields hit their lows before the open, saw a slight sell-off surrounding a weekly employment update, and then returned to the best levels mid-day. The 7yr auction was slightly weaker, but bonds didn't mind. With tomorrow's Fed cut certain, volatility depends on Powell's press conference and the possibility of ending quan... more
Oct 28, 2025 1:05 PM — Mortgage Rates
Lowest Rates in a Year. Tomorrow's Fed Announcement Could Push Them in EITHER Direction
Mortgage rates have reached a new low, matching the lowest level seen in over 3 years. Today's decrease was not in response to any specific event but rather a continued improvement in bond markets. If bonds hold their current levels, rates could be even lower tomorrow. The upcoming Fed announcement to cut rates will not directly affect mortgage rates, but other information or changes in bond buyin... more
Oct 28, 2025 11:11 AM — Mortgage Rates
Will the Fed ruin the lowest mortgage rates of 2025?
Mortgage rates are currently at a yearly low, hitting a low point of 6.13% which has led to increased housing activity and a surge in mortgage applications. This is a different trend compared to last year when rates were rising above 7%.
Oct 28, 2025 10:12 AM — Mortgage Lending
Mortgage rates hit 2025 low point, spurring some housing activity
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Oct 28, 2025 9:05 AM — Mortgage Industry Events and Innovations
Correspondent, Buy Before You Sell, Verification Cascade Tools; Conventional Conforming Changes
The article discusses various topics related to the mortgage industry, such as the high real estate prices in certain areas like Salem, Massachusetts, the presence of foreign buyers in the U.S. real estate market, the decline of mortgage rates, innovative homeowner affordability strategies, upcoming mortgage industry events, and new vendor offerings. It also mentions DPA programs for down payment ... more
Oct 28, 2025 7:52 AM — Mortgage Rates
When will mortgage rates go down? They’re decreasing, but have a way to go before hitting 6%.
Mortgage rates have recently dropped to their lowest point in a year, with the 30-year fixed-rate mortgage going down by 8 points. While rates have been fluctuating over the past month, overall they are lower now. Despite the expectation that the Federal Reserve will cut interest rates, mortgage rates don't always follow that trend. Home affordability is also affected by home prices, which continu... more
Oct 28, 2025 3:16 AM — Mortgage Rates
Mortgage and refinance interest rates today, October 28, 2025: A bounce higher for 30-year fixed rates
According to Zillow, mortgage rates have seen some changes with 30-year fixed rates increasing and 15-year fixed rates decreasing. Understanding the difference between mortgage term lengths and interest rates can help you decide between a 15-year or 30-year mortgage. Economists predict that significant drops in mortgage rates are not expected before the end of 2025, with some minor decreases possi... more
Oct 28, 2025 3:06 AM — Treasury Rates
Pre-Fed Consolidation, Pre-Auction Concession
The ongoing shutdown has resulted in limited economic data, leading to smaller, more range-bound movements in Treasury yields. A recent CPI report was decent but not good enough, helping to establish the floor of the current yield range. The market is now focused on the impending Fed announcement and whether it will be dovish or hawkish. Additionally, underwriting the week's accelerated Treasury a... more
Oct 27, 2025 3:03 PM — Mortgage Rates
How New Inflation Data Could Impact 2025 Mortgage Rates—What Homebuyers Need to Know
The article discusses how inflation impacts mortgage rates, with higher inflation leading to higher mortgage rates. It also mentions that despite inflation coming in slightly lower than expected, mortgage rates are predicted to stay in the mid-6% range for the rest of the year. Experts believe that mortgage rates may trend lower by 2026, following changes in Fed policy and leadership. The article ... more
Oct 27, 2025 1:52 PM — Mortgage Rates
Mortgage rates, home prices improve in Fannie Mae forecast
Fannie Mae is positive about the economic and housing outlook, with improvements in profitability driving decisions. Total mortgage origination volume is expected to exceed $2 trillion by the end of the year. FHA loans contributed to an increase in foreclosure starts. Mortgage rates have been impacted by a 16 basis points increase in the 10-year Treasury yield.
Oct 27, 2025 1:00 PM — Bond Markets
Bonds Improve After Treasury Auctions
There were two big treasury auctions on a Monday which caused a reaction in bonds due to the lack of other data impacting the market. Market likely built in a small concession ahead of the auctions and traded it back out after the auction results. Mortgage-backed securities (MBS) outperformed Treasuries due to less new supply, something that likely wouldn't have happened without auctions.
Oct 27, 2025 12:23 PM — Mortgage Rates
Mortgage Rates Perfectly Flat to Start The Week
Mortgage rates fell to the lowest levels in a month and remained unchanged at the start of the new week. The government shutdown is impacting the bond market, which dictates rates, as it is missing out on economic reports. A well-received auction of US Treasuries put some downward pressure on rates, prompting a few lenders to issue mid-day improvements.
Oct 27, 2025 10:58 AM — Interest Rates
What another Fed cut could mean for borrowers — some rates may barely budge
The Federal Reserve is expected to lower borrowing costs again, potentially bringing the federal funds rate to a range between 3.75%-4.00%. While consumer rates are affected by this, not all products will see equal changes. Credit card rates, for example, may adjust slightly but will remain at high levels. Auto loan rates could benefit from future cuts, and mortgage rates are more closely tied to ... more
Oct 27, 2025 10:49 AM — Mortgage Lenders
Current job openings at Bankrate
Bankrate.com is a publisher and comparison service that offers sponsored products and services. They are compensated for placement of these products and services on their site. Factors such as proprietary website rules and location can impact where products appear. Bankrate does not include information about every financial or credit product or service.
Oct 27, 2025 9:00 AM — Mortgage Finance
A Move to Possibly Reduce GSE LLPAs
The article discusses a copyright notice from 2025 by Inside Mortgage Finance Publications. It mentions design, content management system, hosting, and web development by ePublishing.
Oct 27, 2025 8:50 AM — Housing Market
Warren Buffett's Berkshire Hathaway and Zillow say mortgage rates can't fall enough for Americans to afford a home
Mortgage rates have risen significantly from the sub-3% rates seen during the pandemic, with the current 30-year fixed rate at 6.19%. Higher rates are making homes less affordable, with economists stating that a rate drop to 4.43% would be needed for a typical home to be affordable for the average buyer. The locked-in mortgage rate effect is causing current homeowners to hold onto their homes, lea... more
Oct 27, 2025 8:48 AM — Mortgage Rates
Warren Buffett’s Berkshire Hathaway and Zillow say mortgage rates can’t fall enough for Americans to afford a home
Mortgage rates have remained high, well above the sub-3% rates seen during the pandemic, making homeownership increasingly unaffordable for many Americans as home prices continue to rise. Economists and real-estate groups predict that mortgage rates are unlikely to drop significantly in the near future, leading to affordability challenges for buyers. The high mortgage rates have caused a decrease ... more
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