Mortgage News
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News for: Mortgage Rates
Showing 265 - 288 of 1555 results
Jan 15, 2026 4:32 AM
— Mortgage Rates
Mortgage rates dip to three-year low after Trump’s bond-buying edict
The article discusses the current mortgage rates and housing market trends in 2025, including the median family income, median home price, and the impact of President Trump's announcement to direct Fannie Mae and Freddie Mac to buy $200 billion in mortgage-backed securities. While mortgage rates briefly dipped after the announcement, there is skepticism within the industry about the long-term impa... more
Jan 14, 2026 6:32 PM
— Mortgage Rates
Redfin Reports Housing Payments Drop to Lowest Level in Two Years
The median monthly housing payment has decreased to $2,365, the lowest level since early 2024, due to a drop in mortgage rates. Despite this decrease, pending home sales and new listings are down, indicating a slow market. The housing market is currently experiencing a 'holiday hangover' season, but with lower mortgage rates, buyers and sellers may start to re-emerge.
Jan 14, 2026 2:30 PM
— Mortgage Rates
US mortgage rates sink to 3-year low after Trump’s astonishing $200B order. Capitalize fast even if you’re a homeowner
U.S. mortgage rates have fallen sharply following President Donald Trump's order to purchase $200 billion in mortgage bonds in an effort to lower borrowing costs and ease the affordability crunch. The average interest rate for a 30-year fixed mortgage dropped to 5.99% - the lowest level since February 2023. Bond prices and yields move in opposite directions, so as mortgage bond prices go up, inter... more
Jan 14, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Unchanged Despite Bond Market Improvement
Bond market trading levels impact the rates mortgage lenders can offer. Last week's news of planned purchases of $200bln in mortgage backed bonds caused rates to lower, but other inputs can affect rates as well. Mortgage lenders may become too busy to handle more volume, leading them to raise rates to deter new business. They may also raise rates to prevent borrowers from refinancing early, which ... more
Jan 14, 2026 10:30 AM
— Mortgage Rates
Bond Buying Announcement Leads Surge in Mortgage Apps
Following the announcement that Fannie and Freddie would buy $200 billion in mortgage-backed securities, mortgage rates experienced a significant drop, with the top tier 30-year fixed rate hitting 5.99%, the lowest in about 3 years. This led to a 28.5% increase in mortgage applications, primarily driven by a 40% surge in refinance applications. Purchase activity also strengthened significantly, wi... more
Jan 14, 2026 7:48 AM
— Mortgage Rates
Mortgage applications jump following MBS purchase proposal
Mortgage demand spiked after Fannie Mae and Freddie Mac announced they would purchase up to $200 billion in mortgage-backed securities to subsidize rates at President Trump's direction. The Market Composite Index jumped 28.5% on a seasonally adjusted basis, leading to a surge in refinance applications and an increase in purchase buyers. Interest rates for 30-year fixed-rate mortgages fell, leading... more
Jan 14, 2026 7:30 AM
— Mortgage Rates
5.5% and below: Mortgage lenders with the best rates this week, Jan. 12-18, 2026
The article discusses the current mortgage rates offered by the top 10 home loan providers, with six of them offering rates in the sub-6% range. It emphasizes the importance of looking at the annual percentage rate (APR) that includes both the interest rate and lender fees for a more accurate measure of borrowing costs. The article also highlights the impact of credit scores, down payments, and lo... more
Jan 14, 2026 6:30 AM
— Mortgage Rates
What are today's mortgage interest rates: January 14, 2026?
The article discusses how mortgage interest rates have declined in 2025 and could continue to decrease. The current average rates for a 30-year term mortgage is 5.99% and for a 15-year term is 5.25%. It advises buyers to shop around for rates to potentially find lower offers, which could result in significant savings over the life of the loan. The article emphasizes the importance of not comparing... more
Jan 14, 2026 4:33 AM
— Mortgage Rates
Bill Ackman proposes prepayment penalties to lower mortgage rates
Bill Ackman proposes adding prepayment penalties to new mortgages as a way to lower interest rates by around 65 basis points. He suggests giving borrowers the option between standard loans and lower-rate loans with restrictions on early payoff.
Jan 14, 2026 4:32 AM
— Mortgage Rates
30-year mortgage rates fall - When will they fall? | Today's mortgage and refinance rates, January 13, 2026
According to Bankrate data, the average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have mostly decreased. The forecast predicts rates sticking around 6% but possibly dipping lower. The current average rates are detailed for different types of mortgages, including 30-year fixed, 15-year fixed, 5/1 ARM, jumbo mortgages, and refinancing. Tips are provided for those shopping for a mo... more
Jan 14, 2026 4:30 AM
— Mortgage Rates
US Mortgage Rates Slide to One of Lowest Levels Since 2022
US mortgage rates dropped to one of the lowest levels in years, leading to increased purchase and refinancing activity. The lower rates offer hope for a struggling housing market, with the purchase index increasing by nearly 16% and the refinancing gauge jumping by over 40%. President Donald Trump has proposed measures to further improve housing affordability, including banning institutional inves... more
Jan 14, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 14, 2026: Bouncing up from recent lows
The article discusses the current mortgage rates presented by Zillow, including 30-year fixed rates at 5.93%, 15-year fixed rates at 5.40%, and various ARM and VA rates. It highlights the benefits of different mortgage terms, such as lower payments and predictability for 30-year fixed rates, lower interest rates for 15-year fixed rates, and lower initial rates for ARM loans. The article also empha... more
Jan 13, 2026 3:47 PM
— Mortgage Rates
Lock activity increases in December, defying seasonal trends
Mortgage rate-lock activity ended the year strong despite seasonal trends. President Trump directed the purchase of $200 billion in mortgage bonds to lower housing costs. High non-mortgage debt levels can affect home loan underwriting. Cryptocurrency development in the mortgage industry has accelerated due to easing regulations.
Jan 13, 2026 3:32 PM
— Mortgage Rates
Trump pauses 50-year mortgage plan, drafts 401(k) down payment access
The Trump administration is no longer pursuing the idea of introducing 50-year mortgages, but instead is exploring options to improve housing affordability such as allowing Americans to use funds from 401(k) or 529 accounts for down payments. They are also considering a proposal to prevent large institutional investors from purchasing single-family homes. Trump has directed Fannie Mae and Freddie ... more
Jan 13, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Now Solidly Back Above 6%
MND's mortgage rate index showed a bottom of 6.01%, but rates increased to 6.07% today due to market weakness the previous day. Lenders raised rates in the afternoon, but a well-received CPI report helped stabilize rates slightly.
Jan 13, 2026 10:33 AM
— Mortgage Rates
Jan. 13: LO, Ops jobs; broker, jumbo, verification, climate risk products; CFPB requests money, reverse referral opinion; CPI data
The article discusses the impact of possible changes in credit card interest rates on mortgage borrowers. It also highlights the growing credit card debt and its influence on home equity usage. The article raises concerns about potential government intervention in setting mortgage rates in the future.
Jan 13, 2026 9:39 AM
— Mortgage Rates
Mortgage Rates Flat, Inflation Higher for Essentials | Today, January 13, 2026
Mortgage rates are staying low, with the 30-year fixed rate at 6.179%. There is a mix of pressures keeping interest rate movements small. Experts advise hopeful home buyers to look into financial assistance programs. Various economic reports and Federal Reserve speeches are anticipated. Inflation remains flat, with essential categories like food and medical care seeing growth. Small business optim... more
Jan 13, 2026 8:30 AM
— Mortgage Rates
How does inflation affect mortgage rates? What to expect from the December core CPI.
This article discusses how inflation can impact mortgage rates, as well as the role of the Federal Reserve in adjusting interest rates based on inflation rates. It explains the measurement of inflation using the Consumer Price Index and Personal Consumption Expenditures index, and how these indicators may affect mortgage rates. Additionally, it highlights the importance of understanding inflation ... more
Jan 13, 2026 7:30 AM
— Mortgage Rates
8 strategies for getting the lowest mortgage rate possible in 2026
The article provides tips for getting the lowest mortgage rates possible in the 2026 housing market, including improving your credit score, aiming for a low debt-to-income ratio, making a significant down payment, and considering buying discount points. It also discusses negotiating special financing with sellers, getting rate buydowns, and choosing between different types of mortgages like adjust... more
Jan 13, 2026 4:33 AM
— Mortgage Rates
Trump weighs retirement, education funds for home buying
The Trump administration is considering further housing initiatives beyond mortgage bond purchases, including potentially expanding the use of retirement and education savings accounts for home purchases. Additionally, there are concerns about a cyberattack affecting consumers and banks by industry vendor SitusAMC. President Trump directed the purchase of $200 billion in mortgage bonds to bring do... more
Jan 13, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 13, 2026: Rates tumble following Trump news
Mortgage rates have decreased, with a 30-year rate at 5.86% and a 15-year rate at 5.28%. Zillow compiled these rates and found that refinance rates are generally higher than purchase rates. The article discusses the benefits of 15-year mortgages compared to 30-year mortgages, with examples on how different rates affect monthly payments and overall interest paid. The importance of determining betwe... more
Jan 13, 2026 2:30 AM
— Mortgage Rates
Bill Ackman Urges Trump To Cut Mortgage Rates By Adding Prepayment Penalties
Billionaire hedge fund manager Bill Ackman proposed introducing prepayment penalties on government-backed home loans in order to reduce mortgage rates in the United States. This proposal could potentially save borrowers about 65 basis points on a 30-year mortgage.
Jan 12, 2026 12:31 PM
— Mortgage Rates
Mortgage Rates Inch Higher From 3 Year Lows
Mortgage rates fluctuated today, with some lenders raising rates on Friday but lowering them today, while others who didn't raise rates on Friday are slightly higher today. Despite this, rates are still much lower compared to the last three years. The 10-year Treasury rates are at four-month highs, but mortgage rates are outperforming them due to various factors, including the behavior of the 5-ye... more
Jan 12, 2026 10:30 AM
— Mortgage Rates
Mortgage rates fall below 6% for first time since 2023 after Trump orders $200B bond buying
Mortgage rates dropped below 6% for the first time in years after President Trump ordered the purchase of $200 billion worth of mortgage bonds to tackle the housing crisis. This led to the average rate for a 30-year fixed residential mortgage falling to 5.87% and rates for a 15-year fixed mortgage also decreasing. The purchases of mortgage bonds by Fannie Mae and Freddie Mac are expected to drive ... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.