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News for: Interest Rates
Showing 1 - 24 of 398 results
Feb 24, 2026 5:31 PM
— Interest Rates
Fannie and Freddie MBS plan brings short-lived rate relief amid unclear execution
President Trump directed Fannie Mae and Freddie Mac to purchase up to $200 billion in agency mortgage-backed securities, which led to an immediate tightening of mortgage spreads. However, the impact on mortgage rates was short-lived, with only slight improvements since the announcement. Economists are uncertain about the long-term effects and are still waiting for details on how the MBS purchases ... more
Feb 24, 2026 7:30 AM
— Interest Rates
Mortgage Rates Just Fell Below 6%, but Not for the Reasons Trump Wants
Mortgage rates in the US have dropped to 5.99%, the lowest since 2022, due to a decline in Treasury yields. However, this drop is not due to expected long-term lower rates as President Trump desires, but because investors are worried about the trade war. Investors are seeking safety through lower-yield investments like bonds and gold.
Feb 19, 2026 3:30 AM
— Interest Rates
Fed confirms it obeyed White House request for an unusual ‘rate check,’ weakening the dollar against foreign currencies
The U.S. Federal Reserve conducted a rate check on the USD/JPY exchange rate earlier this year at the request of the White House. This move is seen as a way to potentially intervene in currency markets and weaken the dollar against the yen, making U.S. goods and services more attractive to foreign businesses and investors. This rare intervention was surprising to analysts and reflects a desire to ... more
Feb 18, 2026 4:07 PM
— Interest Rates
Fed minutes underscore magnitude of volatility weighing on policymakers
The Federal Reserve officials seem to have paused rate cuts in January, focusing on stabilizing job markets and returning inflation to 2%. There was discussion regarding President Trump's policy to lower mortgage rates through MBS purchases, as well as the possibility of future rate hikes to combat inflation. Uncertainty remains regarding labor market conditions and data quality.
Feb 18, 2026 1:32 PM
— Interest Rates
CEA analysis weighs CFPB’s economic impact
The Council of Economic Advisers estimates that the CFPB has imposed $237 billion to $369 billion in costs on U.S. consumers since 2011, mainly through higher interest rates on mortgages, auto loans, and credit cards. Critics argue that most costs are transfers, not deadweight losses, and the report does not include benefits like reduced defaults and improved market stability.
Feb 18, 2026 11:30 AM
— Interest Rates
Fed minutes: Lower inflation needed before many officials will support rate cuts
Minutes from a recent Federal Reserve meeting showed that many officials are hesitant to support further interest rate cuts this year unless inflation falls more, especially considering the stabilization of the job market. The Fed's key rate is currently seen as at a level that neither stimulates nor hinders the economy. While some officials believe more rate cuts may be needed if inflation contin... more
Feb 18, 2026 11:30 AM
— Interest Rates
Fed meeting minutes: Rates could come down further if inflation drops
Federal Reserve officials are divided on the outlook for interest rate cuts, with some anticipating further cuts if inflation drops and others seeing a need to hold rates steady for some time. Most officials caution that progress towards the 2% inflation goal may be slower than expected and that the risk of inflation running above 2% is meaningful. They also discuss concerns about high asset valua... more
Feb 18, 2026 3:30 AM
— Interest Rates
Mortgage rates sink to the lowest level in a month, sparking more refinance demand
Mortgage interest rates dropped to the lowest level in a month, leading to an increase in refinancing applications. The demand for refinancing was higher compared to purchasing a home due to concerns about the economy and lack of new housing supply. Mortgage rates have been relatively stable between 6% and 6.25% since the beginning of the year.
Feb 17, 2026 2:30 AM
— Interest Rates
Dollar Rises As Currency Traders Bet on Fewer Fed Cuts
The dollar edged higher as currency traders doubted the Federal Reserve's ability to deliver three rate cuts in 2026. Hedge funds decreased bearish bets against the dollar, questioning whether economic data would support the expected rate cuts. Despite recent market pressure on the dollar, the Fed's borrowing costs could lead to a dollar rebound. Analysts believe the Fed will cut rates in June and... more
Feb 13, 2026 12:48 PM
— Interest Rates
Optimal Blue: Sub-6% Rates Spark Refinance Surge
In early 2026, falling interest rates led to a significant increase in refinance activity, with both rate-and-term and cash-out refinances showing growth. Purchase volume also saw a slight increase. Mortgage rates decreased across most products, with 30-year conforming fixed rates falling to 6.07%. Lenders are positioning themselves for a potentially more active origination environment.
Feb 13, 2026 6:31 AM
— Interest Rates
Inflation cools to 2.4%, bolstering Fed's cautious rate outlook
Consumer prices edged lower last month, likely reinforcing the Federal Reserve's wait-and-see approach to further interest rate cuts. Mortgage rates edged higher after the Fed held rates steady amid mixed signals in the markets.
Feb 13, 2026 6:30 AM
— Interest Rates
How does inflation affect mortgage rates? What to expect as January core CPI meets expectations
The article discusses how inflation impacts mortgage rates, as well as the Federal Reserve's role in adjusting interest rates in response to economic changes. Inflation can lead to increased mortgage rates, higher housing prices, and rising costs associated with purchasing a home. The Federal Reserve uses the federal funds rate to help manage inflation rates, with the expectation that higher inter... more
Feb 12, 2026 11:30 AM
— Interest Rates
Mortgage Rates Slide to New Multiweek Lows
Despite a strong jobs report which would typically lead to higher rates, the average lender is currently at the lowest levels since January 16th. The recent fluctuations in rates are difficult to explain without delving into investor demand and Treasury securities. More volatility is expected with the upcoming release of the Consumer Price Index, as inflation is a key factor for rates.
Feb 11, 2026 2:11 PM
— Interest Rates
HELOC & Home Equity Rates Up Slightly
Home equity rates saw slight gains in the latest week, with the average rate for a $30,000 home equity line of credit rising to 7.32% and the rate for a five-year $30,000 home equity loan increasing to 7.92%. Despite the rise, rates are still close to three-year lows. The rates for home equity products are driven by Federal Reserve policy and long-term inflation expectations. Using a home as colla... more
Feb 11, 2026 9:30 AM
— Interest Rates
Strong jobs report likely to keep Fed on hold for a while
A stronger-than-expected jobs report for January is likely to keep the Federal Reserve from cutting interest rates anytime soon. President Trump is calling for lower interest rates, but Fed officials believe they have done enough to support the job market. While some officials are concerned about inflation, others believe that economic growth will pick up this year.
Feb 10, 2026 10:36 AM
— Interest Rates
Mortgage rate dip ignites refi boom in January
Consumers are taking advantage of falling interest rates, resulting in increased rate lock activity, while lenders are adding products. Federal Housing Finance Agency Director Bill Pulte mentioned impending action amid antitrust investigations. A lawsuit related to stock sales is ongoing, and a platform focused on property records searches received funding in 2026.
Feb 10, 2026 9:33 AM
— Interest Rates
Bonds Taking a Pre-NFP Lead-Off
A rally in the present moment is being driven by future data, specifically the three downbeat labor market reports increasing the stakes for the upcoming jobs report. The market rejected a break above 4.30% in the 10yr and multiple reports suggested additional buying and risk of a weak jobs report. The choice to move back toward a familiar recent range of 4.1-4.2 was made with weak retail sales da... more
Feb 6, 2026 9:43 AM
— Interest Rates
Mortgage Rates Match Lowest Levels in Over 2 Weeks
Over the past two and a half weeks, the bond market has seen a narrow range which has also kept mortgage rates relatively stable. Yesterday, employment data led to improvements in bond yields and mortgage rates. However, upcoming labor market data could potentially cause rates to either drop to multi-year lows or rise to levels seen in December.
Feb 5, 2026 10:30 AM
— Interest Rates
Mortgage Rates Fall After Downbeat Employment Data
Various employment reports were released, including planned layoffs at large firms, an increase in weekly jobless claims, and the lowest job openings data since September 2020. These reports led to a noticeable shift in Fed rate cut expectations, but did not directly impact mortgage rates. As a result, the average lender moved back to the lowest levels of the week.
Feb 5, 2026 8:30 AM
— Interest Rates
Bank hints at rate cuts, but don't expect Covid-era mortgage deals
The Bank of England kept interest rates unchanged but hinted at the possibility of future rate cuts to reach its 2% inflation target. However, with the economy expected to have subdued growth and a weak job market, the Bank is cautious about cutting rates too far. Borrowers who locked in low rates during the pandemic may face higher costs when their fixed-rate deals end, as the Bank anticipates on... more
Feb 5, 2026 4:49 AM
— Interest Rates
Bank of England holds interest rates at 3.75%
The Bank of England has held interest rates at 3.75%, with Governor Andrew Bailey stating that inflation is expected to fall to the Bank's 2% target sooner than anticipated. Economists predict a rate cut in March due to cooling wage growth and weak economic growth. The decision to hold rates was made in a close vote, with indications of potential further rate cuts in the future.
Feb 4, 2026 4:30 PM
— Interest Rates
Bank of England expected to hold interest rates
The Bank of England's Monetary Policy Committee is expected to keep interest rates on hold at 3.75%. Analysts are predicting that the Bank rate will remain steady due to persisting inflation and weak economic growth. While some analysts suggest one rate cut in 2026, others believe there could be two cuts. The majority of mortgage customers have fixed-rate deals, but changes in the Bank rate can af... more
Feb 4, 2026 12:30 PM
— Interest Rates
Mortgage Rates Hold Perfectly Steady at 2-Week Highs
The average top tier 30yr fixed mortgage rate reached its highest levels in 2 weeks, remaining unchanged today within a narrow range. Economic reports and a Treasury department update on borrowing expectations influenced interest rates, with the possibility of increased issuance in the next fiscal year putting upward pressure on rates initially.
Feb 3, 2026 7:32 AM
— Interest Rates
How a weaker U.S. dollar might impact your wallet
The article discusses the weakening of the U.S. dollar compared to other currencies and the reasons behind it. Factors contributing to the decline include fiscal concerns, monetary policy changes, political policies, and capital flows. The impact of a weaker dollar includes more expensive imported products, rising overseas travel costs, and the potential benefits for U.S. manufacturers through che... more
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Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.