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Today’s 30-Year Fixed Mortgage Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Today's 30-Year Fixed Rates

Each bar shows how many lenders are offering loans within that APR range — greener bars mean lower rates.

Distribution by State

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Distribution by Lender Type

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Distribution by Direction

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Distribution By Mortgage Type

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National Average
5.952%
-0.01% 30-Year Fixed
30-Year | 15-Year | 10-Year | 30-Yr FHA 30-Yr VA | 7/1 ARM | 5/1 ARM
Today's Summary
Feb 27, 2026 12:00 AM — LoanGlass
Mortgage Rates Show Slight Declines Over the Past Week
Over the past week, mortgage rates have seen some minor declines based on the latest data. According to mortgage-rates.ai, the benchmark for 30-Year Fixed mortgages dropped to 5.953%, a slight decrease from the previous week. Experts attribute this movement to factors like stability in the market and overall economic conditions, as reported by The Mortgage Reports.
Rates Forecast
Feb 27, 2026 12:00 AM — LoanGlass
Forecasting Mortgage Rate Changes in the Next 4-8 Weeks Based on Recent Trends
Recent data shows that the 30-Year Fixed FHA benchmark rate decreased by -0.043% in the last week, indicating a potential downward trend in mortgage rates over the next 4-8 weeks ( Mortgage Reports ). Additionally, the 10-Year treasury rate has also dropped by -0.125% from a week ago, suggesting a possible decline in interest rates in general ( Housing Wire ). With both benchmarks showing a… ... more
Long Range View
Feb 27, 2026 12:00 AM — LoanGlass
Forecast: Mortgage Rates Expected to Decrease Over Next 3-6 Months
Mortgage rates are anticipated to decrease over the next 3-6 months based on recent trends. With the 30-Year Fixed FHA benchmark rate at 6.156%, showing a downward trend from the previous month, experts predict a continued decline. Additionally, the 10-Year Treasury rate, currently at 3.955%, has also decreased, indicating a potential overall drop in mortgage rates in the upcoming months.
Latest Mortgage News
Feb 27, 2026 10:30 AM — Mortgage Rates
Mortgage Demand Calm Before The Storm?
Mortgage News Daily
Mortgage application activity increased slightly last week, with the Refinance Index rising 4% and conventional refinance applications up 5%. Purchase demand fell 5%, but remains higher than a year ago. Rates have decreased to multi-year lows, leading to higher refinance activity.
Feb 27, 2026 10:30 AM — Mortgage Rates
Mortgage Rates End Week at Best Levels
Mortgage News Daily
Mortgage rates have hit the lowest levels in more than 3 years, with very little volatility. This week has been the best in terms of stability in the history of rate indexes, with a range of only 0.01%, compared to the usual 0.07-0.08% range when rates hit their lowest levels.
Featured Story
Mar 1, 2026 — LoanGlass
The End of Trigger Leads Opens a Door for Lenders Who Embrace Transparency

The trigger lead ban forces lenders to rethink how they find buyers — and the answer isn't louder marketing, it's more transparent rates on platforms where motivated buyers are already looking.

10-Year Treasury
3.955%
+0.42%
The 10-Year Treasury is the best predictor
of the direction of mortgage rates.
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DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.

The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

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